STOCK TITAN

Lowe’s (LOW) director Richard Dreiling adds to phantom stock deferred balance

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

DREILING RICHARD W reported acquisition or exercise transactions in this Form 4 filing.

LOWES COMPANIES INC director Richard W. Dreiling received a grant of phantom stock credited as deferred compensation. The award covers 258.2160 phantom stock units, each economically equivalent to one share of common stock, bringing his deferred phantom stock balance to 19,647.5290 units. He becomes entitled to the cash value of these units upon ceasing to be a director, and the balance includes credits of dividends to his deferred stock account.

Positive

  • None.

Negative

  • None.
Insider DREILING RICHARD W
Role Director
Type Security Shares Price Value
Grant/Award Phantom Stock 258.216 $213.00 $55K
Holdings After Transaction: Phantom Stock — 19,647.529 shares (Direct)
Footnotes (1)
  1. Represents the credit of deferred compensation to the Reporting Person's deferred stock account under the Issuer's Directors' Deferred Compensation Plan. Each share of phantom stock is the economic equivalent of one share of common stock. The Reporting Person becomes entitled to the cash value of the phantom stock upon ceasing to be a director of the Issuer. Includes the credit of dividends to the Reporting Person's deferred stock account under the Issuer's Directors' Deferred Compensation Plan.
Phantom stock units awarded 258.2160 units Grant of phantom stock credited as deferred compensation on 2026-07-09
Price per phantom stock unit $213.0000 Reference price per unit for the 258.2160 phantom stock units
Total phantom stock holdings 19,647.5290 units Total phantom stock units credited to Dreiling’s deferred stock account after the award
Economic equivalence ratio 1 phantom unit : 1 common share Each phantom stock unit is economically equivalent to one share of common stock
Phantom Stock financial
"Each share of phantom stock is the economic equivalent of one share of common stock."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
Directors' Deferred Compensation Plan financial
"deferred compensation to the Reporting Person's deferred stock account under the Issuer's Directors' Deferred Compensation Plan."
deferred compensation financial
"Represents the credit of deferred compensation to the Reporting Person's deferred stock account"
Deferred compensation is pay that employees or executives have earned now but will receive at a later date, such as delayed bonuses, retirement benefits, or stock grants. It matters to investors because it creates future obligations and shapes incentives—like a promise to pay later that can affect a company’s reported profits, cash needs and potential stock dilution—so it helps signal how a business manages costs and retains key people.
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did LOW director Richard W. Dreiling report on this Form 4?

Richard W. Dreiling reported an award of 258.2160 phantom stock units under Lowe’s Directors’ Deferred Compensation Plan, increasing his deferred phantom stock holdings to 19,647.5290 units.

How many phantom stock units does Richard W. Dreiling now hold at LOW?

Following the reported transaction, Richard W. Dreiling holds 19,647.5290 phantom stock units in his deferred stock account, representing deferred compensation tied economically to Lowe’s common stock.

What is phantom stock in the context of LOW’s Directors’ Deferred Compensation Plan?

In Lowe’s plan, each phantom stock unit is economically equivalent to one share of common stock. Dreiling becomes entitled to the cash value of these units when he ceases to be a director.

When will Richard W. Dreiling receive value for his LOW phantom stock units?

Richard W. Dreiling becomes entitled to the cash value of his phantom stock units upon ceasing to be a director of Lowe’s, according to the plan’s terms.

Does Dreiling’s LOW phantom stock award include dividend credits?

Yes. The reported phantom stock balance includes credits of dividends to Richard W. Dreiling’s deferred stock account under Lowe’s Directors’ Deferred Compensation Plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DREILING RICHARD W

(Last)(First)(Middle)
1000 LOWES BOULEVARD

(Street)
MOORESVILLE NORTH CAROLINA 28117

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
LOWES COMPANIES INC [ LOW ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/09/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(1)(2)07/09/2026A258.216 (2) (2)Common Stock258.216$21319,647.529(3)D
Explanation of Responses:
1. Represents the credit of deferred compensation to the Reporting Person's deferred stock account under the Issuer's Directors' Deferred Compensation Plan.
2. Each share of phantom stock is the economic equivalent of one share of common stock. The Reporting Person becomes entitled to the cash value of the phantom stock upon ceasing to be a director of the Issuer.
3. Includes the credit of dividends to the Reporting Person's deferred stock account under the Issuer's Directors' Deferred Compensation Plan.
Remarks:
By: /s/ Sandra Felton by power of attorney for: Richard W. Dreiling07/10/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)