Lufax (NYSE: LU) files 2025 Form 20-F and updates Hong Kong reports

Rhea-AI Filing Summary

Lufax Holding Ltd, a financial services platform for small business owners in China, has filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission. The company notified investors of this filing through a Form 6-K submission.

The Annual Report, which includes audited consolidated financial statements, is available on Lufax’s investor relations website, and shareholders and ADS holders can request a hard copy free of charge. Lufax highlights that it works with 85 financial institutions in China as funding partners, many with multi-year relationships.

Key Figures

Funding partners: 85 financial institutions Fiscal year-end: December 31, 2025 Form type: Form 20-F and Form 6-K

3 metrics

Funding partners 85 financial institutions Number of financial institutions in China partnering with Lufax as funding partners

Fiscal year-end December 31, 2025 Fiscal year-end covered by the Form 20-F annual report

Form type Form 20-F and Form 6-K Annual report filed on Form 20-F and reported via Form 6-K

Key Terms

Form 6-K, Form 20-F, foreign private issuer, ADS holders, +1 more

5 terms

Form 6-K regulatory

"Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16"

A Form 6-K is a report that companies listed in certain countries file to provide important updates, such as financial results, corporate changes, or other significant information, to regulators and investors. It functions like an official company update or news release, helping investors stay informed about developments that could affect their investment decisions.

Form 20-F regulatory

"Lufax Announces Filing of Its Annual Report on Form 20-F"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

foreign private issuer regulatory

"REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16"

A foreign private issuer is a company organized outside the United States that meets tests showing it is primarily foreign-controlled and therefore qualifies for a different set of U.S. reporting rules. For investors, that means the company files less frequent or differently formatted disclosures with U.S. regulators and may follow home-country accounting and governance practices, so buying its stock is like dining at a well-reviewed restaurant that follows its home kitchen’s rules instead of the local menu — you get access but should check what standards apply.

ADS holders financial

"free of charge, to its shareholders and ADS holders upon request"

ADS holders are investors who own American Depositary Shares, which are certificates traded on U.S. markets that represent ownership of a foreign company's ordinary shares. Think of an ADS as a receipt that lets U.S. investors buy and sell a piece of a foreign company without dealing with a foreign stock exchange; this matters because ADS holders are affected by the underlying company’s performance, dividends, and any corporate actions, but also by currency, custody arrangements, and U.S. trading rules.

Environmental, Social and Governance Report other

"Exhibit 99.6—2025 Environmental, Social and Governance Report"

Form 6-K: How Foreign Companies Report to the SEC →

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2026

Commission File Number 001-39654

Lufax Holding Ltd

(Registrant’s name)

18th Floor, No. 1333

Lujiazui Ring Road

Pudong New District, Shanghai

People’s Republic of China

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒   Form  40-F ☐

Exhibit Index

Exhibit 99.1—Press Release—Lufax Announces Filing of Its Annual Report on Form 20-F

Exhibit 99.2—Announcement with The Stock Exchange of Hong Kong Limited—Interim Results Announcement for the Six Months Ended June 30, 2025

Exhibit 99.3—2025 Hong Kong Interim Report

Exhibit 99.4—Announcement with The Stock Exchange of Hong Kong Limited—Annual Results Announcement for the Year Ended December 31, 2025

Exhibit 99.5—2025 Hong Kong Annual Report

Exhibit 99.6—2025 Environmental, Social and Governance Report

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				Lufax Holding Ltd
				By:		/s/ Tongzhuan Xi
				Name:		Tongzhuan Xi
				Title:		Chief Financial Officer
Date: April 30, 2026

Exhibit 99.1

 

Lufax Announces Filing of Its Annual Report on Form 20-F

SHANGHAI, April 30, 2026 /PRNewswire/ — Lufax Holding Ltd (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that it filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission on April 30, 2026. The Annual Report can be accessed on the Company’s investor relations website at https://ir.lufaxholding.com.

The Company will provide a hard copy of its Annual Report containing the audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request.

About Lufax

Lufax is a leading financial services enabler for small business owners in China. Lufax offers financing products designed to address the needs of small business owners and others. In doing so, Lufax has established relationships with 85 financial institutions in China as funding partners, many of which have worked with Lufax for over three years.

Investor Relations Contact

Lufax Holding Ltd

Email: Investor_Relations@lu.com

ICR, LLC

Robin Yang

Tel: +1 (646) 308-0546

Email: lufax.ir@icrinc.com

FAQ

What did Lufax (LU) announce in its April 2026 Form 6-K?

Lufax announced that it filed its Annual Report on Form 20-F for the year ended December 31, 2025. The filing confirms audited consolidated financial statements are available and directs investors to the company’s investor relations website for access and additional information.

How can Lufax (LU) investors access the 2025 Form 20-F annual report?

Investors can access Lufax’s 2025 Form 20-F on the company’s investor relations website at https://ir.lufaxholding.com. The company also offers a hard copy of the Annual Report, including audited consolidated financial statements, free of charge upon request to shareholders and ADS holders.

Will Lufax (LU) provide hard copies of its 2025 Annual Report on Form 20-F?

Yes. Lufax will provide a hard copy of its 2025 Annual Report on Form 20-F, including audited consolidated financial statements, free of charge. This is available upon request to the company’s shareholders and ADS holders, offering investors an alternative to the online version.

What business does Lufax (LU) focus on according to this filing?

Lufax is described as a leading financial services enabler for small business owners in China. It offers financing products tailored to small business needs and others, using partnerships with multiple financial institutions to fund loans and support its operating model nationwide.

How many financial institution partners does Lufax (LU) work with?

Lufax states it has relationships with 85 financial institutions in China as funding partners. Many of these partners have worked with Lufax for over three years, underscoring a network-based business model to support its financing products for small business owners.

What additional reports did Lufax (LU) reference in this Form 6-K?

The filing lists several Hong Kong and ESG-related reports as exhibits, including interim and annual results announcements, 2025 Hong Kong interim and annual reports, and a 2025 Environmental, Social and Governance Report, indicating parallel disclosure across markets and sustainability reporting.

Filing Exhibits & Attachments

6 documents

Press Releases

• EX-99.1 EX-99.1 3.2 KB
• EX-99.2 EX-99.2 942.3 KB
• EX-99.3 EX-99.3 1.6 MB
• EX-99.4 EX-99.4 1.0 MB
• EX-99.5 EX-99.5 2.2 MB
• EX-99.6 EX-99.6 11.5 MB