[144] Metropolitan Bank Holding Corp. SEC Filing

Rhea-AI Filing Summary

Form 144 notice for Metropolitan Bank Holding Corp. (MCB) reports a proposed sale of 5,000 shares of common stock through J.P. Morgan Securities with an approximate sale date of 08/27/2025 and an aggregate market value of $395,550. The filing shows total shares outstanding of 10,421,384, and states the 5,000 shares were originally received as board compensation (4,100 shares on 12/08/2016 and 900 shares on 08/11/2018). The notice also lists recent sales by the same holder in the past three months: 5,000 shares on 07/11/2025 (gross proceeds $391,845) and two sales on 08/20/2025 totaling 5,000 shares (gross proceeds $152,891 and $210,840).

Positive

• Clear compliance disclosure with Rule 144 including broker, proposed sale date, and aggregate market value
• Small proposed sale relative to outstanding shares (5,000 of 10,421,384 ≈ 0.048%), suggesting limited market impact

Negative

• Insider-related holder has sold 10,000 shares in the past three months, which may indicate increased insider liquidity
• Filer is a trust selling shares received as board compensation, which reduces insider-held shares in the issuer

Insights

Securities Analyst

TL;DR: Routine Rule 144 filing: insider-related trust plans to sell 5,000 MCB shares, small relative to outstanding shares, with recent nearby transactions.

The filing documents a proposed sale of 5,000 common shares of MCB via J.P. Morgan Securities on 08/27/2025, valued at $395,550. The shares were granted as board compensation in 2016 and 2018. The same holder completed three sales in the past three months totaling 10,000 shares with gross proceeds shown for each trade. From a market-impact perspective, the 5,000-share block represents approximately 0.048% of reported outstanding shares (10,421,384), suggesting limited dilution or market pressure from this single transaction. The disclosure is standard and complies with Rule 144 requirements.

Corporate Governance Expert

TL;DR: Disclosure shows compensation-origin shares being sold by a trust; multiple recent sales warrant attention but are routine for Rule 144 reporting.

The filing confirms the securities were received as compensation for board service (12/08/2016 and 08/11/2018) and are being offered for sale by a trust named in the filing. The notice includes the required representation about material non-public information and identifies the broker. Multiple sales by the same holder in the preceding months (07/11/2025 and two on 08/20/2025) are recorded with gross proceeds, which is relevant for monitoring insider liquidity and compliance with trading policies. There is no indication of undisclosed material information in the filing.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	J.P. Morgan Securities LLC 390 Madison Avenue, 6th Floor New York NY 10017	5000	395550	10421384	08/27/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	08/11/2018	Received as Board of Director member	Issuer			900	08/11/2018	Compensation
Common Stock	12/08/2016	Received as Board of Director member	Issuer			4100	12/08/2016	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
The Robert C Patent Declaration of Trust 99 Park Avenue New York NY 10016	Common	07/11/2025	5000	391845
The Robert C Patent Declaration of Trust 99 Park Avenue New York NY 10016	Common	08/20/2025	2100	152891
The Robert C Patent Declaration of Trust 99 Park Avenue New York NY 10016	Common	08/20/2025	2900	210840

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What shares is the Form 144 for Metropolitan Bank Holding Corp (MCB) proposing to sell?

The filing proposes the sale of 5,000 shares of common stock of MCB through J.P. Morgan Securities with an approximate sale date of 08/27/2025.

What is the aggregate market value and how many shares are outstanding as stated in the filing?

The aggregate market value of the proposed sale is listed as $395,550, and the filing reports 10,421,384 shares outstanding.

How and when were the shares being sold originally acquired?

The 5,000 shares were received as board compensation: 4,100 shares on 12/08/2016 and 900 shares on 08/11/2018.

Has the same holder sold shares recently?

Yes. The filing lists sales by the holder in the past three months: 5,000 shares on 07/11/2025 (gross proceeds $391,845) and two sales on 08/20/2025 totaling 5,000 shares (gross proceeds $152,891 and $210,840).

Which broker is handling the proposed sale under this Form 144?

The filing names J.P. Morgan Securities LLC, 390 Madison Avenue, 6th Floor, New York, NY as the broker for the proposed transaction.