STOCK TITAN

Dividend hike to $0.25 highlights confidence at Metropolitan Bank (NYSE: MCB)

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. announced that its board of directors declared a quarterly cash dividend of $0.25 per share on its common stock, raising the payout from $0.20 previously. The Dividend will be paid on May 12, 2026 to shareholders of record as of May 1, 2026.

The company highlights recent recognition, including being named one of Newsweek’s Best Regional Banks in 2024 and 2025, a top ten loan producer in 2024, and maintaining a BBB+ investment-grade deposit rating from Kroll as of January 2026.

Positive

  • Quarterly dividend increase: The board raised the common stock cash dividend to $0.25 per share from $0.20, a 25% increase that enhances ongoing cash returns to shareholders.
  • Investment-grade rating affirmed: Kroll reaffirmed a BBB+ deposit rating in January 2026, supporting the bank’s credit quality and funding profile.
  • Industry recognition: The bank earned repeated honors, including Newsweek’s Best Regional Banks in 2024 and 2025 and a top-ten loan producer ranking in 2024.

Negative

  • None.

Insights

Dividend raised 25%, signaling management confidence and ongoing capital return.

The company increased its quarterly common stock dividend from $0.20 to $0.25 per share. A 25% step-up suggests the board is comfortable with current earnings capacity and capital levels while rewarding shareholders with higher recurring cash returns.

Contextual signals include multiple industry accolades and a Kroll BBB+ deposit rating affirmed in January 2026, indicating investment-grade funding strength. Future company filings may clarify how sustainable this higher dividend level is relative to earnings trends and regulatory capital expectations.

Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
New quarterly dividend $0.25 per share Quarterly cash dividend on common stock
Prior quarterly dividend $0.20 per share Previous quarterly cash dividend level
Dividend increase amount $0.05 per share Incremental raise from $0.20 to $0.25
Dividend payment date May 12, 2026 Payable date for the $0.25 dividend
Dividend record date May 1, 2026 Holders of record eligible for dividend
Kroll deposit rating BBB+ Investment-grade deposit rating affirmed January 2026
quarterly cash dividend financial
"declared a quarterly cash dividend of $0.25 per share on the Company’s common stock"
A quarterly cash dividend is a payment made by a company to its shareholders four times a year, usually based on its profits. It is like a regular bonus or reward for owning the company's stock, providing shareholders with income. Many investors see these payments as a sign of the company's stability and its ability to generate consistent profits.
holders of record financial
"payable on May 12, 2026 to holders of record of the Company’s common stock"
Names listed on a company’s official register at a specific cut-off date who are legally entitled to receive dividends, vote on corporate matters, or participate in other shareholder actions. Think of it like a guest list for an event: only those on the list at the snapshot time get the invitation or benefits, so investors watch the record date to know whether they will receive payouts or voting rights for a given corporate action.
investment grade financial
"Kroll affirmed a BBB+ (investment grade) deposit rating in January 2026"
A credit rating label assigned to bonds or borrowers that signals relatively low risk of default; think of it as a strong health check for a company's or government's ability to repay debt. It matters to investors because investment-grade status typically means lower interest costs for the borrower, greater eligibility for conservative funds and pension portfolios, and generally more stable returns compared with higher-risk, non-investment-grade debt.
forward-looking statements regulatory
"This release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Federal Deposit Insurance Corporation regulatory
"a member of the Federal Reserve System and the Federal Deposit Insurance Corporation"
A U.S. government agency that insures customer deposits at member banks up to a set limit, acting like a safety net so people don’t lose their cash if a bank fails. It matters to investors because it helps maintain confidence in the banking system, reduces the chance of sudden withdrawals or bank runs, and can influence the stability and share prices of banks and financial markets.
0001476034false00014760342026-04-202026-04-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): April 20, 2026

METROPOLITAN BANK HOLDING CORP.

(Exact Name of Registrant as Specified in Its Charter)

New York

001-38282

13-4042724

(State or Other Jurisdiction of Incorporation or Organization)

(Commission File No.)

(I.R.S. Employer Identification No.)

99 Park Avenue, New York, New York

10016

(Address of Principal Executive Offices)

(Zip Code)

(212) 659-0600

(Registrant’s Telephone Number, Including Area Code)

N/A

(Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4c)

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

MCB

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 8.01Other Events

On April 20, 2026, the board of directors of Metropolitan Bank Holding Corp. (the “Company”) declared a quarterly cash dividend of $0.25 per share on the Company’s common stock (the “Dividend”), an increase of $0.05 from the prior quarterly dividend of $0.20 per share. The Dividend is payable on May 12, 2026 to holders of record of the Company’s common stock at the close of business on May 1, 2026.

Item 9.01.Financial Statements and Exhibits

(d) Exhibits.

Exhibit No.

 

Description

99.1

 

Press Release dated April 20, 2026

104

 

Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

 

 METROPOLITAN BANK HOLDING CORP.

Dated: April 20, 2026By:/s/ Daniel F. Dougherty

Daniel F. Dougherty

Executive Vice President and

Chief Financial Officer

Exhibit 99.1

Graphic

Release:

4:05 P.M. April 20, 2026

212-365-6721

IR@MCBankNY.com

Metropolitan Bank Holding Corp. Declares Increased Quarterly Common Stock Cash Dividend

NEW YORK, April 20, 2026 ‒ Metropolitan Bank Holding Corp. (the “Company”) (NYSE: MCB), the holding company for Metropolitan Commercial Bank, today announced a quarterly cash dividend of $0.25 per share on the Company’s common stock (the “Dividend”), an increase of $0.05 from the prior quarterly dividend of $0.20 per share. The Dividend is payable on May 12, 2026 to holders of record of the Company’s common stock at the close of business on May 1, 2026.

About Metropolitan Bank Holding Corp.

Metropolitan Bank Holding Corp. (NYSE: MCB) is the parent company of Metropolitan Commercial Bank (the “Bank”), a New York City based full-service commercial bank. The Bank provides a broad range of business, commercial and personal banking products and services to individuals, small businesses, private and public middle-market corporate enterprises and institutions, municipalities, and local government entities.

Metropolitan Commercial Bank was named one of Newsweek’s Best Regional Banks in 2024 and 2025. The Independent Community Bankers of America ranked the Bank as a top ten loan producer in 2024 among commercial banks with more than $1 billion in assets. Kroll affirmed a BBB+ (investment grade) deposit rating in January 2026. For the fourth time, MCB has earned a place in the Piper Sandler Bank Sm-All Stars Class of 2024.

The Bank is a New York State chartered commercial bank, a member of the Federal Reserve System and the Federal Deposit Insurance Corporation, and an equal housing lender.

For more information, please visit the Bank’s website at MCBankNY.com.

Forward-Looking Statement Disclaimer

This release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Examples of forward-looking statements include but are not limited to the Company’s future financial condition and capital ratios, results of operations and the Company’s outlook and business. Forward-looking statements are not historical facts. Such statements may be identified by the use of such words as “may,” “believe,” “expect,” “anticipate,” “plan,” “continue” or similar terminology. These statements relate to future events or our future financial performance and involve risks and uncertainties that are difficult to predict and are generally beyond our control and may cause our actual results, levels of activity, performance or achievements to differ materially from those expressed or implied by these forward-looking statements. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we caution you not to place undue reliance on these forward-looking statements. Factors that may cause actual results to differ materially from those contemplated by such forward-looking statements include, but are not limited to those discussed under the heading “Risk Factors” in our Annual Report on Form 10-K and Quarterly Reports on Form 10-Q which have been filed with the Securities and Exchange Commission under the Securities Exchange Act of 1934, as amended. Forward-looking statements speak only as of the date of this release. We do not undertake (and expressly disclaim) any obligation to update or revise any forward-looking statement, except as may be required by law.

1


FAQ

What dividend did Metropolitan Bank Holding Corp. (MCB) just declare?

Metropolitan Bank Holding Corp. declared a quarterly cash dividend of $0.25 per share. This payment applies to its common stock and represents the regular quarterly dividend shareholders receive in cash, reflecting the board’s decision on returning capital directly to investors.

How much did MCB increase its quarterly dividend compared to the prior quarter?

The quarterly dividend increased by $0.05 per share, from $0.20 to $0.25. This 25% raise lifts the recurring cash payout to common shareholders and indicates the board’s comfort with the company’s current earnings power and capital position.

When will Metropolitan Bank Holding Corp. pay the new $0.25 dividend?

The $0.25 per share dividend will be paid on May 12, 2026. Shareholders who are on the company’s books as holders of record at the close of business on May 1, 2026, will be eligible to receive this cash payment.

What is the record date for MCB’s increased quarterly dividend?

The record date for the dividend is May 1, 2026. Investors must be holders of record of Metropolitan Bank Holding Corp.’s common stock at the close of business on that date to receive the $0.25 per share cash dividend on the May 12, 2026 payment date.

What recent credit rating did Metropolitan Commercial Bank receive?

Kroll affirmed a BBB+ investment-grade deposit rating in January 2026. This rating reflects Kroll’s view of the bank’s creditworthiness and supports confidence in its ability to meet deposit obligations and maintain stable funding over time.

What industry recognitions has Metropolitan Commercial Bank recently earned?

The bank was named one of Newsweek’s Best Regional Banks in 2024 and 2025. It was also ranked a top ten loan producer in 2024 among commercial banks with more than $1 billion in assets, and has appeared multiple times in the Piper Sandler Bank Sm-All Stars list.

Filing Exhibits & Attachments

5 documents