Director at Metropolitan Bank (MCB) receives 2,500 restricted stock units

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. director Terence J. Mitchell reported receiving 2,500 shares of common stock as a restricted stock unit grant on January 23, 2026 at a grant price of $0 per share. These restricted stock units vest 100% on January 23, 2027.

After this award, Mitchell beneficially owns 15,730 shares of common stock directly, which include restricted stock units that vest 100% on January 27, 2026.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider MITCHELL TERENCE J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,500	$0.00	--

Holdings After Transaction: Common Stock — 15,730 shares (Direct)

Footnotes (1)

1. Restricted stock units that vest 100% on January 23, 2027. Includes restricted stock units that vest 100% on January 27, 2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MITCHELL TERENCE J

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/23/2026		A		2,500(1)	A	$0	15,730(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units that vest 100% on January 23, 2027.

2. Includes restricted stock units that vest 100% on January 27, 2026.

	/s/ Zachary Levine, Attorney-in-Fact	01/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Metropolitan Bank (MCB) report for Terence J. Mitchell?

Metropolitan Bank (MCB) reported that director Terence J. Mitchell received 2,500 shares of common stock as a restricted stock unit grant. The award was dated January 23, 2026, with a grant price of $0 per share, reflecting equity-based compensation rather than an open-market purchase.

How many Metropolitan Bank (MCB) shares does Terence J. Mitchell now beneficially own?

Following the latest grant, Terence J. Mitchell beneficially owns 15,730 shares of Metropolitan Bank (MCB) common stock. This total includes existing holdings and restricted stock units scheduled to vest, giving investors a clearer view of his overall equity exposure to the company.

When do Terence J. Mitchell’s new Metropolitan Bank (MCB) restricted stock units vest?

The 2,500 restricted stock units granted to Terence J. Mitchell vest 100% on January 23, 2027. Vesting means the units convert into shares he owns outright, aligning his compensation with Metropolitan Bank’s long-term performance over the specified vesting period.

What other restricted stock units does Terence J. Mitchell hold in Metropolitan Bank (MCB)?

In addition to the new grant, Mitchell’s 15,730-share beneficial ownership figure includes restricted stock units that vest 100% on January 27, 2026. These previously awarded units will become fully owned shares on that date, further increasing his direct stake in Metropolitan Bank.

Was cash paid for Terence J. Mitchell’s latest Metropolitan Bank (MCB) share grant?

No cash was paid for this grant; the Form 4 reports a price of $0 per share for the 2,500 awarded shares. This indicates a typical equity compensation grant to a director, rather than an open-market purchase or sale transaction involving cash consideration.