Metropolitan Bank (NYSE: MCB) CFO adds 1,000 shares in open-market purchase

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. EVP & Chief Financial Officer Daniel F. Dougherty bought 1,000 shares of common stock in an open-market purchase on March 10, 2026 at $79.95 per share. After this trade, he directly owns 32,197 shares and indirectly holds 570.054 shares through a 401(k) account.

His reported holdings also include restricted stock units granted on March 1, 2024, March 1, 2025, and March 2, 2026, which vest in installments of 33.3% per year beginning on March 1, 2025, March 1, 2026, and March 2, 2027, respectively.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Dougherty Daniel F

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/10/2026		P		1,000	A	$79.95	32,197(1)(2)(3)	D
Common Stock								570.054	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

2. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

3. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

	/s/ Zachary Levine, Attorney-in-Fact	03/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did MCB CFO Daniel F. Dougherty report?

Daniel F. Dougherty reported buying 1,000 shares of Metropolitan Bank Holding Corp. common stock. The open-market purchase occurred on March 10, 2026 at $79.95 per share, reflecting a direct increase in his personal equity stake in the company.

How many MCB shares does the CFO hold after this Form 4 filing?

After the reported transaction, the CFO directly owns 32,197 shares of Metropolitan Bank Holding Corp. stock. He also has an indirect position of 570.054 shares held through a 401(k) account, giving him both direct and retirement-plan exposure to MCB equity.

What price did the MCB CFO pay for the newly purchased shares?

The CFO paid $79.95 per share for the 1,000 Metropolitan Bank Holding Corp. shares. This open-market purchase represents a cash investment at that price point and adds to his existing direct ownership stake disclosed in the Form 4 filing.

Does the MCB CFO hold any shares indirectly through benefit plans?

Yes, the Form 4 shows 570.054 Metropolitan Bank Holding Corp. shares held indirectly through a 401(k) plan. This is in addition to his directly owned shares, indicating retirement-plan exposure alongside his regular brokerage holdings in the company.

What restricted stock units are reported for the MCB CFO?

The filing notes restricted stock units granted on March 1, 2024, March 1, 2025, and March 2, 2026. Each grant vests 33.3% per year starting on March 1, 2025, March 1, 2026, and March 2, 2027, providing ongoing, time-based equity compensation.

Is this MCB insider transaction a buy or a sale of shares?

This Form 4 reports a buy transaction, specifically an open-market purchase of 1,000 Metropolitan Bank Holding Corp. shares. There are no reported sales in this filing, and the net activity is a 1,000-share increase in the CFO’s direct holdings.