[8-K] – MetroCity Bankshares, Inc. (MCBS) (CIK 0001747068)

Rhea-AI Filing Summary

MetroCity Bankshares, Inc. declared a quarterly cash dividend of $0.25 per share on its common stock. The dividend is payable on November 7, 2025 to shareholders of record as of October 29, 2025.

The company also released a press statement detailing the dividend, which is included as Exhibit 99.1.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 15, 2025

METROCITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)

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Georgia	No. 001-39068	47-2528408
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

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5114 Buford Highway Doraville, Georgia	​	30340
(Address of principal executive offices)	​	(Zip Code)

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(770) 455-4989

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

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☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

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☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	Trading Symbol(s)	Name of each Exchange on which registered
Common Stock, par value $0.01 per share	MCBS	The Nasdaq Stock Market LLC

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company   ◻

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ◻

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Item 8.01    Other Events

On October 15, 2025, MetroCity Bankshares, Inc. (the “Company”) announced the declaration of a quarterly cash dividend of $0.25 per share on its common stock. This dividend is payable November 7, 2025, to shareholders of record as of October 29, 2025. A copy of the press release announcing the cash dividend is attached hereto as Exhibit 99.1 and incorporated by reference herein.

Item 9.01    Financial Statements and Exhibits

(d)        Exhibits

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Exhibit No.		Description
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99.1	​	Press Release, dated October 15, 2025
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104	​	Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	METROCITY BANKSHARES, INC. ​
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Date: October 15, 2025	By:	/s/ Lucas Stewart
​	​	Lucas Stewart
​	​	Chief Financial Officer
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FAQ

What dividend did MCBS declare?

MCBS declared a quarterly cash dividend of $0.25 per share on its common stock.

What is the record date for the MCBS dividend?

Shareholders of record on October 29, 2025 will be eligible for the dividend.

When is the MCBS dividend payable?

The dividend is payable on November 7, 2025.

Which shares does the dividend apply to?

The dividend applies to common stock of MetroCity Bankshares, Inc.

Where can I find more details about the MCBS dividend?

Additional details are in the press release attached as Exhibit 99.1.

Does this filing include earnings results for MCBS?

No. It announces the $0.25 dividend and includes a related press release.