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MFA Financial, Inc. files SEC reports that document its residential mortgage REIT operations, capital structure and governance. Recent 8-K filings include results of operations and financial condition disclosures, investor presentation matters, material-event reporting and company securities registered on the New York Stock Exchange.
The filing record identifies MFA common stock, Series B and Series C preferred stock, and senior notes due 2029, reflecting a capital structure that includes common equity, preferred equity and debt securities. Proxy materials cover annual meeting voting matters, board elections, auditor ratification and advisory executive compensation votes.
MFA Financial, a REIT focused on residential mortgage assets, reported for the quarter ended June 30, 2026 net income of $46.8 million, up from $33.2 million a year earlier. Net income available to common stockholders rose to $36.2 million, with diluted EPS of $0.34 versus $0.21.
Net interest income was $58.6 million, slightly below $61.3 million in 2025, as higher interest income of $196.8 million was offset by higher funding costs. Results were strongly affected by fair value movements: residential whole loans produced a $45.5 million loss, while derivatives and securitized debt generated gains of $44.6 million and $25.3 million, respectively.
For the first six months of 2026, net income declined to $45.8 million from $74.4 million, and net income to common fell to $24.8 million. The company held $13.7 billion of assets, including $8.8 billion of residential whole loans and $4.1 billion of Agency MBS, funded largely through $11.7 billion of financing agreements. Credit metrics included $571.2 million of loans on nonaccrual status and an allowance for credit losses of $9.4 million. Common dividends were $0.36 per share in each of the first two quarters.
MFA Financial, Inc. reported second quarter 2026 GAAP net income to common stockholders and participating securities of $36.2 million, or $0.35 per basic share and $0.34 per diluted share, compared with $22.6 million, or $0.22 per basic share, a year earlier. Non‑GAAP distributable earnings were $12.2 million, or $0.12 per basic share, while distributable earnings prior to realized credit losses were $36.7 million, or $0.35 per share. A regular cash dividend of $0.36 per common share was paid on July 31, 2026.
GAAP book value at June 30, 2026 was $12.71 per common share and economic book value was $13.20 per share, producing a 2.6% total economic return for the quarter. The residential investment portfolio increased to $13.0 billion from $12.5 billion at March 31, led by $5.7 billion of Non‑QM loans and $4.1 billion of Agency MBS. Liquidity totaled $435 million, including unrestricted cash and unpledged Agency MBS. The overall Debt/Net Equity Ratio was 6.6x, with recourse leverage of 3.0x.
Credit metrics improved as 60+ day delinquencies in the residential loan portfolio fell to 7.0% of unpaid principal balance from 7.8% at March 31 after resolving nearly $200 million of previously delinquent loans. The company completed two loan securitizations backed by $817.4 million UPB and repurchased 529,378 common shares in the quarter, bringing cumulative repurchases since last year to 2 million shares.
Wald Richard C. reported acquisition or exercise transactions in this Form 4 filing.
MFA Financial director Richard C. Wald received a grant of 16,448 restricted stock units. Each unit represents one share of MFA common stock and was fully vested on the grant date. The units will be settled in an equal number of shares upon his board service ending or on or about January 15, 2032. Following this award, Wald directly holds 94,703 shares-linked units.
Goodman Laurie reported acquisition or exercise transactions in this Form 4 filing.
MFA Financial, Inc. director Laurie Goodman received a grant of 29,057 Restricted Stock Units (RSUs), each representing one share of MFA common stock. The RSUs were fully vested at grant and will be settled in the same number of common shares.
Settlement will occur on the earlier of her termination of service as a director or on or about January 15, 2032, except in certain circumstances. Following this award, she holds 169,448 RSUs directly, highlighting a continued equity-based compensation position rather than an open-market share purchase or sale.
JOSEPHS ROBIN reported acquisition or exercise transactions in this Form 4 filing.
MFA Financial director Robin Josephs received a grant of 16,448 restricted stock units (RSUs) tied to MFA common stock. Each RSU represents the right to receive one share of common stock. The award was fully vested on the grant date and will be settled in shares.
The RSUs will be settled in an equivalent number of MFA common shares upon the earlier of Josephs’ termination of service as a director or on or about January 15, 2032. Following this grant, Josephs holds 109,238 derivative securities linked to MFA common stock directly.
POLSKY LISA reported acquisition or exercise transactions in this Form 4 filing.
MFA Financial director Lisa Polsky received a grant of 16,448 restricted stock units (RSUs). Each RSU represents one share of MFA Financial, Inc. common stock and was granted at no cash cost to her. The RSUs were fully vested on the grant date.
The award will be settled in an equivalent number of MFA common shares on the earlier of her termination of service as a director or on or about January 15, 2032, except in certain circumstances. Following this grant, her directly held position reported in this filing is 94,703 shares.
Small Christopher R. reported acquisition or exercise transactions in this Form 4 filing.
MFA Financial, Inc. director Christopher R. Small received a grant of 16,448 restricted stock units on common stock as compensation. The award was granted at $0.00 per unit and increased his directly held restricted stock units to 32,288 following the transaction.
Each restricted stock unit represents the right to receive one share of MFA common stock. The units were fully vested on the grant date and will be settled in an equivalent number of common shares upon the earlier of his termination of service as a director or on or about January 15, 2032.
Stamps Sheila A reported acquisition or exercise transactions in this Form 4 filing.
MFA Financial, Inc. director Sheila A. Stamps received a grant of restricted stock units as part of her equity compensation. She was awarded 16,448 restricted stock unitsJune 8, 2026, with each unit representing one share of MFA common stock.
The units were fully vested on the grant date and will be settled in an equivalent number of common shares. Settlement will occur on the earlier of her termination of service as a director or on or about January 15, 2032, except in certain specified circumstances. Following this award, she directly holds 54,720 restricted stock units.
MFA Financial, Inc. reported the results of its 2026 Annual Meeting of Stockholders held on June 3, 2026. Stockholders voted on director elections, auditor ratification, and an advisory resolution on executive compensation.
As of the April 8, 2026 record date, the company had 101,596,232 shares of common stock outstanding. A quorum of 74,325,652 shares, representing approximately 73.16% of the outstanding common stock, was present in person or by proxy.
Two Class I directors, Laurie S. Goodman and Richard C. Wald, were each elected with over a majority of votes cast. KPMG LLP was ratified as independent registered public accounting firm for the fiscal year ending December 31, 2026. The advisory (non-binding) proposal approving the company’s executive compensation also received stockholder approval.
MFA Financial, Inc. reported a small net loss for the three months ended March 31, 2026, as fair value declines offset steady interest income. Net interest income rose to $59.2 million from $57.5 million, but large unrealized losses on residential whole loans and securities drove a net loss of $0.98 million versus net income of $41.2 million a year earlier.
Losses included a $34.8 million net loss on residential whole loans at fair value and a $38.3 million loss on securities and other portfolio investments, partly offset by a $30.7 million gain on derivatives and a $19.8 million gain on securitized debt. After $10.4 million in preferred dividends, net loss available to common shareholders was $11.4 million, or $(0.11) per diluted share, compared with $0.31 per share in the prior year period.
Total assets were $13.23 billion, largely in $8.78 billion of residential whole loans and $3.59 billion of securities. Stockholders’ equity decreased to $1.78 billion from $1.83 billion at year-end, reflecting the quarterly loss, common and preferred dividends, and modest share repurchases.