Every 8-K that MainStreet Bancshares, Inc. (MNSB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow MNSB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MNSB filings page.
MainStreet Bancshares, Inc. (MNSB) announced that its board declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by depositary shares trading as MNSBP. The issue consists of 1,150,000 depositary shares, each representing a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, equivalent to $25 per depositary share and $28,750,000 in aggregate liquidation preference. The declared dividend is approximately $0.47 per Depositary Share, or $18.75 per preferred share, payable on September 30, 2026 to shareholders of record as of September 15, 2026. Future dividends on this series, when and if declared, are scheduled to be payable quarterly in arrears on March 30, June 30, September 30, and December 30 of each year.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend to common shareholders. The dividend is scheduled to be paid on August 11, 2026 to shareholders of record as of August 4, 2026.
The Board of Directors states that any future dividends to common shareholders will be considered after reviewing the company’s financial condition, results of operations and other factors, and any subsequent dividends will remain at the Board’s discretion. The company’s common stock trades on the Nasdaq Capital Market under the symbol MNSB.
MainStreet Bancshares, Inc. reported unaudited results for the quarter ended June 30, 2026. Net income was $4.7 million, a 14% increase from the previous quarter, and earnings per common share were $0.58. Net interest margin on a tax-equivalent basis expanded to 3.53%, supported by disciplined expense management and an efficiency ratio of 65.44%.
Loans, net of allowance, totaled $1,928,372 thousand and deposits were $1,934,305 thousand, resulting in a 100% loan-to-deposit ratio. Asset quality metrics included nonperforming assets at 2.77% of total assets, loans 30–89 days past due at 0.79% of total loans, and zero net charge-offs for the quarter.
The company repurchased 207,000 common shares, helping increase tangible book value per share to $26.30, while book value per common share was also $26.30. The bank remained strongly capitalized, with a total risk-based capital ratio of 15.14%, Tier 1 and common equity Tier 1 ratios of 14.14%, and a leverage ratio of 12.78%.
MainStreet Bancshares, Inc. filed a current report to inform the market about its upcoming second quarter earnings discussion. The company will host a virtual webcast and quarterly earnings conference call on July 20, 2026, at 2:00 p.m. Eastern Time. During this event, management plans to review second quarter results and provide an update on recent activities. Investors can obtain access details for the webcast by contacting Hattie Lester via email or phone as listed in the notice.
MainStreet Bancshares, Inc. reported that since the beginning of the second quarter it has repurchased 207,000 shares of common stock under its stock repurchase program. The shares were bought at an average price of $24.09 per share, in transactions conducted under Rule 10b-18 and other legal requirements.
The company notes that its tangible book value was $25.63 per share as of March 31, 2025, providing a reference point for the repurchase price. The repurchase program is discretionary and may be extended, suspended, or discontinued at any time, so future buybacks will depend on the company’s decisions.
MainStreet Bancshares, Inc. reported results of its annual shareholder meeting and a new preferred stock dividend declaration. Shareholders elected Jeff W. Dick, Paul Thomas Haddock, Wendy Adeler Hall, and Terry M. Saeger as directors for three-year terms.
They also ratified Yount, Hyde & Barbour, P.C. as independent auditor for fiscal 2026 and approved a non-binding advisory vote on compensation for Named Executive Officers. Separately, the board declared a quarterly cash dividend on the 7.50% Series A preferred stock, equal to about $0.47 per Depositary Share, payable on June 30, 2026 to shareholders of record on June 15, 2025.
MainStreet Bancshares, Inc. announced a new stock repurchase program authorizing the company to buy back up to $10.0 million of its outstanding common stock. This new program replaces the prior authorization announced in October 2025 and gives management flexibility to repurchase shares over time.
Repurchases may occur on the open market, through privately negotiated deals, or other methods compliant with law, at prices and times chosen by management. The program may be extended, modified, suspended, or discontinued, and there is no assurance that any shares will actually be repurchased.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend for common shareholders. The dividend will be paid on May 11, 2026 to shareholders of record on May 4, 2026.
The Board stated that any future common dividends will be considered after reviewing the company’s financial condition, results of operations, and other factors, and will remain at the Board’s discretion.
MainStreet Bancshares, Inc. reported solid first quarter 2026 results, with net income of $4.1 million and earnings per common share of $0.48, up from $0.25 a year earlier. Net interest margin expanded 9 basis points during the quarter to 3.47% as loan yields held firm and funding costs declined.
The company repurchased 273,448 shares, helping lift book value per common share to $25.63. Total deposits exceeded $1.9 billion, including $1.4 billion in core funding, while net loans reached $1.85 billion, producing a 98% loan-to-deposit ratio and continued growth in owner-occupied commercial real estate.
Profitability metrics improved, with annualized return on average assets rising to 0.76% and the efficiency ratio improving to 70.80% from 82.03% a year earlier. However, nonperforming assets increased to 2.47% of total assets and non-accrual loans rose to 2.88% of total gross loans, reducing allowance coverage.
MainStreet Bancshares, Inc. announced that David Murrell has been promoted to Executive Vice President and Chief Banking Officer. In this role, he will oversee strategic initiatives aimed at driving deposit growth and supporting the bank’s $2.2 billion asset base.
Murrell joined MainStreet in 2008 and has over 20 years of banking experience, including work with medical practices, law firms, and government contractors. The company highlights his promotion as part of its focus on organic growth, strong commercial deposits, and community programs within the Washington metropolitan area.
MainStreet Bancshares, Inc. is informing investors that it will host a virtual webcast and quarterly earnings conference call on April 20, 2026 at 2:00 p.m. Eastern Time. During this event, the company plans to discuss its first quarter results and provide an update on recent activities.
Investors interested in attending the webcast are directed to contact Hattie Lester by email or phone to obtain access details. The notice is furnished as a Regulation FD disclosure, aiming to provide broad, fair access to the company’s upcoming earnings discussion.
MainStreet Bancshares, Inc., the holding company for MainStreet Bank, has appointed Morgan Higgins to the Bank’s Board of Directors. Higgins is a seasoned financial executive with more than 20 years of experience in banking and government contracting, particularly in defense and government services.
She is a Partner at Blue Delta Capital Partners, leading equity investments in emerging government contracting businesses in the U.S. federal market, and previously served as an Executive Director at JPMorgan Chase focused on aerospace and government services clients. Leadership highlights her experience in strategic growth, finance, and risk mitigation as valuable to expanding MainStreet’s commercial footprint in the Washington, D.C. region, especially in government contracting.
MainStreet Bancshares, Inc. reported that since the beginning of the year it has repurchased 174,280 shares of its outstanding common stock under its current stock repurchase program. The company paid an average price of $22.45 per share for these buybacks.
The purchases were made in line with the limitations of SEC Rule 10b-18 and other legal requirements. The company stated that its tangible book value was $25.52 as of December 31, 2025. The repurchase program does not obligate any specific amount and may be extended, suspended, or discontinued at any time.
MainStreet Bancshares, Inc. declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. The dividend amounts to approximately $0.47 per Depositary Share, or $18.75 per share of Series A Preferred Stock outstanding.
The Depositary Shares, each representing a 1/40th interest in a share of Series A Preferred Stock, total 1,150,000 and carry an aggregate liquidation preference of $28,750,000. The dividend is payable on March 30, 2026 to shareholders of record on March 13, 2026, with future payments scheduled quarterly on March 30, June 30, September 30 and December 30.
MainStreet Bancshares, Inc. declared a cash dividend of $0.10 per share for its common shareholders. The Board of Directors approved the dividend on January 27, 2026, and it will be paid on February 16, 2026 to shareholders of record as of February 9, 2026. The company states that any future dividends on common stock will be considered by the Board after reviewing the company’s financial condition, operating results, and other relevant factors, and will remain at the Board’s discretion. Shares of the company’s common stock trade on the Nasdaq Capital Market under the symbol MNSB.
MainStreet Bancshares, Inc. furnished an update on its fourth quarter and full-year 2025 performance by issuing a press release with unaudited financial results. The company also released an investor presentation analyzing these results and made both documents available as exhibits and on its website. Due to inclement weather, the related earnings webcast was pre-recorded and is available for viewing at the provided YouTube link.
MainStreet Bancshares, Inc. filed a current report to announce that it will hold a virtual webcast and quarterly earnings conference call on January 26, 2026 at 2:00 p.m. Eastern Time. During this event, the company plans to discuss its fourth quarter and year-ended results and provide an update on recent activities. Investors interested in attending the webcast are invited to contact the company for access details.
MainStreet Bancshares, Inc. reported that Thomas J. Chmelik will retire from his role as Chief Financial Officer effective December 31, 2025. He will continue as a Senior Executive Vice President and Secretary of both the company and MainStreet Bank, and remain on the Boards of Directors of each, through December 31, 2027, working with the Board and senior management to support an orderly transition. The company states that his move is for personal reasons and not due to any disagreement over operations, policies, practices, financial disclosures, accounting practices or internal controls. Mr. Chmelik currently expects to divest up to 25% of his MNSB common stock through December 31, 2027 via ordinary broker transactions on the Nasdaq Capital Market, in line with SEC rules and the company’s trading policies, with the timing influenced by market and economic factors.
MainStreet Bancshares, Inc. reported that its Board of Directors declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. The preferred stock is represented by 1,150,000 depositary shares, each equal to a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, or $25 per depositary share, totaling $28,750,000 in aggregate liquidation preference.
The declared dividend is approximately $0.47 per depositary share, or $18.75 per preferred share, payable on December 30, 2025 to holders of record as of December 15, 2025. Future dividends on this preferred series and related depositary shares are expected, when declared, to be paid quarterly in arrears on March 30, June 30, September 30 and December 30 each year. The depositary shares trade on the Nasdaq Capital Market under the symbol MNSBP.
MainStreet Bancshares announced it repurchased 209,000 shares of common stock at $18.54 per share under its stock repurchase program. The purchases were made in accordance with Rule 10b-18.
After this transaction, common shares outstanding decreased to 7,496,571. As of September 30, 2025, tangible book value was $24.81. The company reported $6.1 million of remaining repurchase capacity. The program does not obligate the company to repurchase any amount and may be extended, suspended, or discontinued at any time.
MainStreet Bancshares, Inc. (MNSB) announced a $0.10 per share cash dividend to common shareholders. The dividend is payable on November 18, 2025 to shareholders of record as of November 11, 2025.
The Board stated it will consider any future common dividends after reviewing the company’s financial condition, results of operations, and other factors, and any subsequent declaration will be at the Board’s discretion.
MainStreet Bancshares, Inc. announced it issued a press release with its unaudited third‑quarter 2025 financial results and made an investor presentation available on its website on October 27, 2025.
The press release (Exhibit 99.1) and presentation (Exhibit 99.2) were furnished to provide an overview of Q3 performance and are not deemed filed under the Exchange Act.
MainStreet Bancshares, Inc. authorized a new stock repurchase program to repurchase up to $10.0 million of its outstanding common stock. The program replaces and supersedes the plan first announced on May 19, 2022.
Management will determine the timing, number, and price of any repurchases at its discretion based on factors such as share price, market conditions, and legal requirements, and there is no assurance that any stock will be purchased. Repurchases may occur on the open market, through privately negotiated transactions, or by other methods permitted by law. The company currently anticipates the program will extend over an 18‑month time frame, and it may be extended, modified, suspended, or discontinued at any time, or conclude earlier if the authorized amount is completed.
MainStreet Bancshares, Inc. announced it will host a virtual webcast and quarterly earnings conference call on October 27, 2025 at 2:00 p.m. Eastern Time. The session will cover third quarter results and provide an update on recent activities.
Investors interested in attending can request access by contacting Hattie Lester at hlester@mstreetbank.com or (571)-375-1364.
MainStreet Bancshares, Inc. and MainStreet Bank announced the appointment of Wendy Adeler Hall to their Boards to fill the vacancy created by Elizabeth Bennett in 2024. Her appointment was announced on September 18, 2025 and will be effective October 16, 2025; she will stand for election in 2026. Ms. Adeler Hall, age 55, has over 30 years of experience in business development, marketing, and philanthropy, including leadership roles at Adeler Jewelers and prior ownership of a gourmet food store, Memory Lane. The Board named her to the Nominating and Compensation Committee, determined she is independent under Nasdaq and company guidelines, and stated she will receive the standard non-employee director compensation disclosed in the Company’s May 21, 2025 definitive proxy. The Company disclosed no related-party transactions connected to her appointment.