MainStreet Bancshares (MNSB) CEO logs share grant and tax withholding move

Rhea-AI Filing Summary

MainStreet Bancshares, Inc. Chairman, President and CEO Jeff W. Dick reported mixed equity activity in the company’s common stock. On February 20, 2026, he had 3,499 shares disposed of at $20.36 per share in a tax-withholding transaction tied to equity compensation.

On the same date, he received a grant/award acquisition of 23,511 common shares at a stated price of $22.65 per share, increasing his direct holdings to 206,977 shares. He also holds 63,840 shares indirectly through a 401(k) plan, which includes a transfer of 7,831 shares from direct to indirect ownership.

Insider Trade Summary

Net Buyer: 20,012 shares

Net Buy 3 txns

Insider DICK JEFF W

Role Chairman, President and CEO

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	3,499	$20.36	$71K
Grant/Award	Common Stock	23,511	$22.65	$533K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 206,977 shares (Direct); Common Stock — 63,840 shares (Indirect, By 401(k) Plan)

Footnotes (1)

1. F1. Includes a transfer of 7,831 shares from direct ownership to indirect ownership held by 401(k) Plan.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 02/24/2026 - 09:40 AM Learn about SEC filing dates

FAQ

What insider transactions did MNSB CEO Jeff W. Dick report?

Jeff W. Dick reported both a tax-withholding disposition and a stock grant. He had 3,499 MainStreet Bancshares shares disposed of to cover tax obligations and received a 23,511-share equity award, resulting in increased direct and indirect ownership positions.

How many MNSB shares were granted to the CEO in this Form 4?

The CEO received a grant of 23,511 common shares. The award, recorded at a reference price of $22.65 per share, increased his direct ownership stake and is part of his equity-based compensation from MainStreet Bancshares, Inc.

What was the nature of the MNSB CEO’s share disposition?

The reported disposition was for tax withholding, not an open-market sale. A total of 3,499 MainStreet Bancshares shares were used to satisfy tax obligations associated with equity compensation, at a stated price of $20.36 per share.

What are Jeff W. Dick’s direct MNSB share holdings after these transactions?

After the reported transactions, his direct holdings total 206,977 shares. This figure reflects both the grant of 23,511 common shares and the tax-withholding disposition of 3,499 shares reported in the Form 4 filing.

How many MNSB shares does the CEO hold indirectly through a 401(k) plan?

The CEO holds 63,840 shares indirectly via a 401(k) plan. This indirect position includes a transfer of 7,831 shares from his direct ownership into the plan, as noted in the Form 4 footnote.

Does the Form 4 for MNSB indicate any ownership transfer between direct and indirect holdings?

Yes, the filing notes a transfer of 7,831 shares. Those shares moved from Jeff W. Dick’s direct ownership into indirect ownership held by a 401(k) plan, affecting the composition of his overall MainStreet Bancshares stake.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DICK JEFF W

(Last) (First) (Middle)

10089 FAIRFAX BLVD

(Street)

FAIRFAX VA 22030

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
MainStreet Bancshares, Inc. [ MNSB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman, President and CEO

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		F		3,499	D	$20.36	183,466(1)	D
Common Stock	02/20/2026		A		23,511	A	$22.65	206,977	D
Common Stock								63,840(1)	I	By 401(k) Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes a transfer of 7,831 shares from direct ownership to indirect ownership held by 401(k) Plan.

	/s/ Richard A. Vari, attorney-in-fact	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.