Welcome to our dedicated page for MainStreet Bancshares SEC filings (Ticker: MNSBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MainStreet Bancshares, Inc. filings document the public-company disclosures of the financial holding company for MainStreet Bank and the MNSBP depositary shares, each representing a 1/40th interest in a share of 7.50% Series A fixed-rate non-cumulative perpetual preferred stock. The filings identify the preferred depositary security’s Nasdaq listing and the related capital structure alongside the company’s common stock.
Recent regulatory records include Form 8-K reports for unaudited operating results, investor presentations under Regulation FD, common-stock dividend declarations, and stock repurchase authorizations. Proxy materials cover annual meeting matters, executive compensation, board governance, and shareholder voting procedures for the financial holding company.
MainStreet Bancshares, Inc. (MNSB) announced that its board declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by depositary shares trading as MNSBP. The issue consists of 1,150,000 depositary shares, each representing a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, equivalent to $25 per depositary share and $28,750,000 in aggregate liquidation preference. The declared dividend is approximately $0.47 per Depositary Share, or $18.75 per preferred share, payable on September 30, 2026 to shareholders of record as of September 15, 2026. Future dividends on this series, when and if declared, are scheduled to be payable quarterly in arrears on March 30, June 30, September 30, and December 30 of each year.
MainStreet Bancshares, Inc. is the issuer of Common Stock, par value $4.00 per share, held by several related investment entities managed by Fourthstone LLC. Fourthstone LLC, as a registered investment adviser, directly holds 47,432 shares of MainStreet Bancshares’ common stock on behalf of its advisory clients, representing 0.67% of the class. The stake is reported jointly by Fourthstone LLC, affiliated funds, Fourthstone GP LLC, and L. Phillip Stone IV, who may be deemed to beneficially own these securities through control relationships. All reporting persons state that the shares were acquired in the ordinary course of business and not for the purpose or effect of changing or influencing control of MainStreet Bancshares. The reported percentages are based on 7,117,438 shares outstanding as of April 30, 2026, as referenced from the issuer’s Form 10-Q.
AllianceBernstein L.P. filed Amendment No. 4 to report beneficial ownership of MainStreet Bancshares Inc common stock. As of June 30, 2026, AllianceBernstein reports beneficial ownership of 418,393 shares, held solely for investment purposes in client discretionary investment advisory accounts.
The position represents 5.9% of the outstanding common stock. AllianceBernstein has sole voting power and sole dispositive power over all 418,393 shares, with no shared voting or dispositive power. AllianceBernstein is a majority-owned subsidiary of Equitable Holdings, Inc., but states it operates under independent management and that Equitable Holdings calculates and reports beneficial ownership separately.
BlackRock, Inc. reports beneficial ownership of 396,555 shares of MainStreet Bancshares, Inc. common stock as of June 30, 2026, representing 5.6% of the class. BlackRock has sole voting power over 390,859 shares and sole dispositive power over 396,555 shares, with no shared voting or dispositive power.
The shares are held across various accounts for different underlying investors, who may receive dividends or sale proceeds, but no single underlying person has more than 5% of MainStreet Bancshares’ outstanding common shares.
MainStreet Bancshares, Inc. reported unaudited results for the quarter ended June 30, 2026. Net income was $4.7 million, a 14% increase from the previous quarter, and earnings per common share were $0.58. Net interest margin on a tax-equivalent basis expanded to 3.53%, supported by disciplined expense management and an efficiency ratio of 65.44%.
Loans, net of allowance, totaled $1,928,372 thousand and deposits were $1,934,305 thousand, resulting in a 100% loan-to-deposit ratio. Asset quality metrics included nonperforming assets at 2.77% of total assets, loans 30–89 days past due at 0.79% of total loans, and zero net charge-offs for the quarter.
The company repurchased 207,000 common shares, helping increase tangible book value per share to $26.30, while book value per common share was also $26.30. The bank remained strongly capitalized, with a total risk-based capital ratio of 15.14%, Tier 1 and common equity Tier 1 ratios of 14.14%, and a leverage ratio of 12.78%.
MainStreet Bancshares, Inc. filed a current report to inform the market about its upcoming second quarter earnings discussion. The company will host a virtual webcast and quarterly earnings conference call on July 20, 2026, at 2:00 p.m. Eastern Time. During this event, management plans to review second quarter results and provide an update on recent activities. Investors can obtain access details for the webcast by contacting Hattie Lester via email or phone as listed in the notice.
MainStreet Bancshares director Darrell Green received an equity grant instead of cash fees. On the grant date, he acquired 851 shares of Common Stock as a restricted stock award valued at $24.69 per share, based on the stock price that day.
Following this award, Green directly holds 35,556 Common Stock shares. The footnote explains that directors may elect to receive board compensation in restricted stock under the company’s equity incentive plan, and this grant reflects the fair value of stock chosen in lieu of cash fees.
DeLeon Rafael E reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares director Rafael E. DeLeon received a grant of 753 shares of Common Stock as equity compensation. The award was valued using a stock price of $24.69 per share on the grant date and was taken in lieu of cash director fees under the company’s existing equity incentive plan. After this restricted stock award, DeLeon directly holds 15,301 shares of MainStreet Bancshares Common Stock.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares director Wendy Adeler Hall received an equity grant of 973 shares of Common Stock valued at $24.69 per share. The award was granted as a restricted stock award in lieu of cash director fees under the company’s existing equity incentive plan. Following this grant, Hall directly holds 2,727 shares of MainStreet Bancshares common stock.
Higgins Joan Morgan reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Joan Morgan Higgins received an equity grant of 973 shares of common stock on July 1, 2026. The award was valued at $24.69 per share and was granted in lieu of cash director fees under the company’s existing equity incentive plan.
Following this grant, Higgins directly holds 1,575 shares of MainStreet Bancshares common stock. This is a compensation-related grant, not an open‑market purchase, and reflects the director’s election to take board fees in restricted stock rather than cash.