Welcome to our dedicated page for MainStreet Bancshares SEC filings (Ticker: MNSBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MainStreet Bancshares, Inc. filings document the public-company disclosures of the financial holding company for MainStreet Bank and the MNSBP depositary shares, each representing a 1/40th interest in a share of 7.50% Series A fixed-rate non-cumulative perpetual preferred stock. The filings identify the preferred depositary security’s Nasdaq listing and the related capital structure alongside the company’s common stock.
Recent regulatory records include Form 8-K reports for unaudited operating results, investor presentations under Regulation FD, common-stock dividend declarations, and stock repurchase authorizations. Proxy materials cover annual meeting matters, executive compensation, board governance, and shareholder voting procedures for the financial holding company.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend to common shareholders. The dividend is scheduled to be paid on August 11, 2026 to shareholders of record as of August 4, 2026.
The Board of Directors states that any future dividends to common shareholders will be considered after reviewing the company’s financial condition, results of operations and other factors, and any subsequent dividends will remain at the Board’s discretion. The company’s common stock trades on the Nasdaq Capital Market under the symbol MNSB.
MainStreet Bancshares, Inc. reported unaudited results for the quarter ended June 30, 2026. Net income was $4.7 million, a 14% increase from the previous quarter, and earnings per common share were $0.58. Net interest margin on a tax-equivalent basis expanded to 3.53%, supported by disciplined expense management and an efficiency ratio of 65.44%.
Loans, net of allowance, totaled $1,928,372 thousand and deposits were $1,934,305 thousand, resulting in a 100% loan-to-deposit ratio. Asset quality metrics included nonperforming assets at 2.77% of total assets, loans 30–89 days past due at 0.79% of total loans, and zero net charge-offs for the quarter.
The company repurchased 207,000 common shares, helping increase tangible book value per share to $26.30, while book value per common share was also $26.30. The bank remained strongly capitalized, with a total risk-based capital ratio of 15.14%, Tier 1 and common equity Tier 1 ratios of 14.14%, and a leverage ratio of 12.78%.
MainStreet Bancshares, Inc. filed a current report to inform the market about its upcoming second quarter earnings discussion. The company will host a virtual webcast and quarterly earnings conference call on July 20, 2026, at 2:00 p.m. Eastern Time. During this event, management plans to review second quarter results and provide an update on recent activities. Investors can obtain access details for the webcast by contacting Hattie Lester via email or phone as listed in the notice.
MainStreet Bancshares director Darrell Green received an equity grant instead of cash fees. On the grant date, he acquired 851 shares of Common Stock as a restricted stock award valued at $24.69 per share, based on the stock price that day.
Following this award, Green directly holds 35,556 Common Stock shares. The footnote explains that directors may elect to receive board compensation in restricted stock under the company’s equity incentive plan, and this grant reflects the fair value of stock chosen in lieu of cash fees.
DeLeon Rafael E reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares director Rafael E. DeLeon received a grant of 753 shares of Common Stock as equity compensation. The award was valued using a stock price of $24.69 per share on the grant date and was taken in lieu of cash director fees under the company’s existing equity incentive plan. After this restricted stock award, DeLeon directly holds 15,301 shares of MainStreet Bancshares Common Stock.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares director Wendy Adeler Hall received an equity grant of 973 shares of Common Stock valued at $24.69 per share. The award was granted as a restricted stock award in lieu of cash director fees under the company’s existing equity incentive plan. Following this grant, Hall directly holds 2,727 shares of MainStreet Bancshares common stock.
Higgins Joan Morgan reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Joan Morgan Higgins received an equity grant of 973 shares of common stock on July 1, 2026. The award was valued at $24.69 per share and was granted in lieu of cash director fees under the company’s existing equity incentive plan.
Following this grant, Higgins directly holds 1,575 shares of MainStreet Bancshares common stock. This is a compensation-related grant, not an open‑market purchase, and reflects the director’s election to take board fees in restricted stock rather than cash.
MainStreet Bancshares, Inc. Chief Financial Officer Richard Alexander Vari reported an open-market sale of 4,500 shares of Common Stock at $23.20 per share. After the sale, he holds 34,036 shares directly and 5,878 shares indirectly through a 401K plan. According to a footnote, the net proceeds were used to purchase a residence.
MainStreet Bancshares, Inc. filed a pre-effective Form S-3 shelf amendment that registers the offer and sale, from time to time, of common stock, preferred stock, depositary shares, debt securities, warrants and units up to an aggregate $125,000,000.
The prospectus states offerings will be made in one or more series, with terms set in prospectus supplements; net proceeds treatment will be described in the applicable supplement. It discloses May 13, 2026 metrics including a last quoted common share price of $22.44 and an aggregate market value of non-affiliate common shares of $142,937,075.
MNSB submitted a Form 144 notice listing Common Stock and associated quantities. The filing shows a line with 103,868.00 (units listed on the same row) and a date 06/01/2026. It also lists restricted stock vesting entries of 1,616, 1,300 and 1,600 with vesting dates 01/01/2022, 01/01/2023 and 01/01/2026 respectively.
The record identifies Vanguard Brokerage Services as a broker address and shows the security trading venue as NASDAQ. The filing organizes sections titled Securities To Be Sold and Securities Sold During The Past 3 Months.