MainStreet Bancshares, Inc. filings document the public-company disclosures of the financial holding company for MainStreet Bank and the MNSBP depositary shares, each representing a 1/40th interest in a share of 7.50% Series A fixed-rate non-cumulative perpetual preferred stock. The filings identify the preferred depositary security’s Nasdaq listing and the related capital structure alongside the company’s common stock.
Recent regulatory records include Form 8-K reports for unaudited operating results, investor presentations under Regulation FD, common-stock dividend declarations, and stock repurchase authorizations. Proxy materials cover annual meeting matters, executive compensation, board governance, and shareholder voting procedures for the financial holding company.
MainStreet Bancshares, Inc. (MNSB) declared a $0.10 per share cash dividend to common shareholders, payable November 17, 2026, to shareholders of record November 10, 2026. The board said it will consider future common dividends after reviewing the company’s financial condition, results of operations, and other factors; any subsequent declaration is subject to the board’s discretion.
MainStreet Bancshares, Inc. reported third-quarter 2026 net income of $3.603 million and earnings per common share of $0.43. Net income was $4.517 million and earnings per common share were $0.52 a year earlier. Net interest income was $18.776 million, compared with $17.102 million a year earlier and $18.232 million in the second quarter; the company said this was its fourth consecutive quarterly increase. Net interest margin (FTE) was 3.55%, up two basis points from the previous quarter and compared with 3.42% a year earlier.
The quarter included a $1.929 million provision for credit losses, with an impact on earnings per common share of ($0.21). Nonperforming loans were $91.996 million, or 4.71% of gross loans, versus $23.386 million and 1.29% a year earlier; nonperforming assets were 4.20% of assets, compared with 1.10%. Deposits totaled $1.924 billion, up 6.2% year over year. The company said it and the Bank remain well-capitalized with strong liquidity.
MainStreet Bancshares, Inc. (MNSB) announced a virtual webcast and quarterly earnings conference call for Monday, October 26, 2026, at 2:00 p.m. Eastern Time. The company will discuss third-quarter results and provide an update on recent activities. Investors interested in attending may contact Hattie Lester.
Wendy Adeler Hall, a director of MainStreet Bancshares, Inc. (MNSB), acquired 849 shares of common stock as a restricted stock award on October 1, 2026, in lieu of cash fees. The award was valued at $24.74 per share, based on the stock price on the grant date. Hall directly held 3,576 shares after the transaction.
MainStreet Bancshares, Inc. (MNSB) reported that Joan Morgan Higgins, identified as a director of MainStreet Bank, acquired 971 shares of common stock on October 1, 2026, as a restricted stock award in lieu of cash fees. The award's fair value was $24.74 per share, based on the stock price on the grant date. Her directly held position after the award was 2,546 shares.
MainStreet Bancshares, Inc. (MNSB) announced that its board declared a quarterly cash dividend on its 7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by depositary shares trading as MNSBP. The issue consists of 1,150,000 depositary shares, each representing a 1/40th interest in a preferred share, with a liquidation preference of $1,000 per preferred share, equivalent to $25 per depositary share and $28,750,000 in aggregate liquidation preference. The declared dividend is approximately $0.47 per Depositary Share, or $18.75 per preferred share, payable on September 30, 2026 to shareholders of record as of September 15, 2026. Future dividends on this series, when and if declared, are scheduled to be payable quarterly in arrears on March 30, June 30, September 30, and December 30 of each year.
MainStreet Bancshares, Inc. is the issuer of Common Stock, par value $4.00 per share, held by several related investment entities managed by Fourthstone LLC. Fourthstone LLC, as a registered investment adviser, directly holds 47,432 shares of MainStreet Bancshares’ common stock on behalf of its advisory clients, representing 0.67% of the class. The stake is reported jointly by Fourthstone LLC, affiliated funds, Fourthstone GP LLC, and L. Phillip Stone IV, who may be deemed to beneficially own these securities through control relationships. All reporting persons state that the shares were acquired in the ordinary course of business and not for the purpose or effect of changing or influencing control of MainStreet Bancshares. The reported percentages are based on 7,117,438 shares outstanding as of April 30, 2026, as referenced from the issuer’s Form 10-Q.
AllianceBernstein L.P. filed Amendment No. 4 to report beneficial ownership of MainStreet Bancshares Inc common stock. As of June 30, 2026, AllianceBernstein reports beneficial ownership of 418,393 shares, held solely for investment purposes in client discretionary investment advisory accounts.
The position represents 5.9% of the outstanding common stock. AllianceBernstein has sole voting power and sole dispositive power over all 418,393 shares, with no shared voting or dispositive power. AllianceBernstein is a majority-owned subsidiary of Equitable Holdings, Inc., but states it operates under independent management and that Equitable Holdings calculates and reports beneficial ownership separately.
BlackRock, Inc. reports beneficial ownership of 396,555 shares of MainStreet Bancshares, Inc. common stock as of June 30, 2026, representing 5.6% of the class. BlackRock has sole voting power over 390,859 shares and sole dispositive power over 396,555 shares, with no shared voting or dispositive power.
The shares are held across various accounts for different underlying investors, who may receive dividends or sale proceeds, but no single underlying person has more than 5% of MainStreet Bancshares’ outstanding common shares.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend to common shareholders. The dividend is scheduled to be paid on August 11, 2026 to shareholders of record as of August 4, 2026.
The Board of Directors states that any future dividends to common shareholders will be considered after reviewing the company’s financial condition, results of operations and other factors, and any subsequent dividends will remain at the Board’s discretion. The company’s common stock trades on the Nasdaq Capital Market under the symbol MNSB.