Welcome to our dedicated page for Mainstreet Bancshares SEC filings (Ticker: MNSBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MainStreet Bancshares, Inc. filings document the public-company disclosures of the financial holding company for MainStreet Bank and the MNSBP depositary shares, each representing a 1/40th interest in a share of 7.50% Series A fixed-rate non-cumulative perpetual preferred stock. The filings identify the preferred depositary security’s Nasdaq listing and the related capital structure alongside the company’s common stock.
Recent regulatory records include Form 8-K reports for unaudited operating results, investor presentations under Regulation FD, common-stock dividend declarations, and stock repurchase authorizations. Proxy materials cover annual meeting matters, executive compensation, board governance, and shareholder voting procedures for the financial holding company.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend for common shareholders. The dividend will be paid on May 11, 2026 to shareholders of record on May 4, 2026.
The Board stated that any future common dividends will be considered after reviewing the company’s financial condition, results of operations, and other factors, and will remain at the Board’s discretion.
MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend for common shareholders. The dividend will be paid on May 11, 2026 to shareholders of record on May 4, 2026.
The Board stated that any future common dividends will be considered after reviewing the company’s financial condition, results of operations, and other factors, and will remain at the Board’s discretion.
MainStreet Bancshares, Inc. reported solid first quarter 2026 results, with net income of $4.1 million and earnings per common share of $0.48, up from $0.25 a year earlier. Net interest margin expanded 9 basis points during the quarter to 3.47% as loan yields held firm and funding costs declined.
The company repurchased 273,448 shares, helping lift book value per common share to $25.63. Total deposits exceeded $1.9 billion, including $1.4 billion in core funding, while net loans reached $1.85 billion, producing a 98% loan-to-deposit ratio and continued growth in owner-occupied commercial real estate.
Profitability metrics improved, with annualized return on average assets rising to 0.76% and the efficiency ratio improving to 70.80% from 82.03% a year earlier. However, nonperforming assets increased to 2.47% of total assets and non-accrual loans rose to 2.88% of total gross loans, reducing allowance coverage.
MainStreet Bancshares, Inc. reported solid first quarter 2026 results, with net income of $4.1 million and earnings per common share of $0.48, up from $0.25 a year earlier. Net interest margin expanded 9 basis points during the quarter to 3.47% as loan yields held firm and funding costs declined.
The company repurchased 273,448 shares, helping lift book value per common share to $25.63. Total deposits exceeded $1.9 billion, including $1.4 billion in core funding, while net loans reached $1.85 billion, producing a 98% loan-to-deposit ratio and continued growth in owner-occupied commercial real estate.
Profitability metrics improved, with annualized return on average assets rising to 0.76% and the efficiency ratio improving to 70.80% from 82.03% a year earlier. However, nonperforming assets increased to 2.47% of total assets and non-accrual loans rose to 2.88% of total gross loans, reducing allowance coverage.
MainStreet Bancshares, Inc. is asking shareholders to vote at its 2026 virtual-only annual meeting on electing four directors, ratifying YHB as independent auditor, and approving an advisory say-on-pay resolution for named executive officer compensation.
The meeting is on May 21, 2026, via live webcast, with a record date of April 2, 2026, when 7,324,049 common shares were outstanding. Directors, executives and related parties held 10.17% of these shares. The proxy also outlines board independence, risk oversight, a new clawback policy, insider trading controls, and an equity-based incentive program that paid 2025 bonuses entirely in restricted stock.
MainStreet Bancshares, Inc. is asking shareholders to vote at its 2026 virtual-only annual meeting on electing four directors, ratifying YHB as independent auditor, and approving an advisory say-on-pay resolution for named executive officer compensation.
The meeting is on May 21, 2026, via live webcast, with a record date of April 2, 2026, when 7,324,049 common shares were outstanding. Directors, executives and related parties held 10.17% of these shares. The proxy also outlines board independence, risk oversight, a new clawback policy, insider trading controls, and an equity-based incentive program that paid 2025 bonuses entirely in restricted stock.
MainStreet Bancshares, Inc. reported that director Joan Morgan Higgins acquired 356 shares of Common Stock on April 3, 2026. The shares were granted as restricted stock awards in lieu of cash director fees, valued at $22.48 per share based on the grant-date stock price.
After this equity grant, Higgins directly holds 602 Common Stock shares. This is a routine, compensation-related award under the company’s existing equity incentive plan, rather than an open-market purchase or sale.
MainStreet Bancshares, Inc. reported that director Joan Morgan Higgins acquired 356 shares of Common Stock on April 3, 2026. The shares were granted as restricted stock awards in lieu of cash director fees, valued at $22.48 per share based on the grant-date stock price.
After this equity grant, Higgins directly holds 602 Common Stock shares. This is a routine, compensation-related award under the company’s existing equity incentive plan, rather than an open-market purchase or sale.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Wendy Adeler Hall received a grant of 534 shares of common stock on April 3, 2026, valued at $22.48 per share. This award increased her direct holdings to 1,754 shares. According to a footnote, directors may elect to receive restricted stock awards in lieu of cash fees, with the amount based on the stock price on the grant date.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Wendy Adeler Hall received a grant of 534 shares of common stock on April 3, 2026, valued at $22.48 per share. This award increased her direct holdings to 1,754 shares. According to a footnote, directors may elect to receive restricted stock awards in lieu of cash fees, with the amount based on the stock price on the grant date.
MainStreet Bancshares, Inc. director Rafael E. DeLeon received a grant of 1,068 shares of common stock on April 3, 2026 at a fair value of $22.48 per share. These restricted stock awards were taken in lieu of cash director fees under the company’s existing equity incentive plan.
Following this equity award, DeLeon directly holds 14,548 shares of MainStreet Bancshares common stock. This is a routine, compensation-related acquisition rather than an open-market purchase or sale.
MainStreet Bancshares, Inc. director Rafael E. DeLeon received a grant of 1,068 shares of common stock on April 3, 2026 at a fair value of $22.48 per share. These restricted stock awards were taken in lieu of cash director fees under the company’s existing equity incentive plan.
Following this equity award, DeLeon directly holds 14,548 shares of MainStreet Bancshares common stock. This is a routine, compensation-related acquisition rather than an open-market purchase or sale.
MainStreet Bancshares, Inc. announced that David Murrell has been promoted to Executive Vice President and Chief Banking Officer. In this role, he will oversee strategic initiatives aimed at driving deposit growth and supporting the bank’s $2.2 billion asset base.
Murrell joined MainStreet in 2008 and has over 20 years of banking experience, including work with medical practices, law firms, and government contractors. The company highlights his promotion as part of its focus on organic growth, strong commercial deposits, and community programs within the Washington metropolitan area.
MainStreet Bancshares, Inc. announced that David Murrell has been promoted to Executive Vice President and Chief Banking Officer. In this role, he will oversee strategic initiatives aimed at driving deposit growth and supporting the bank’s $2.2 billion asset base.
Murrell joined MainStreet in 2008 and has over 20 years of banking experience, including work with medical practices, law firms, and government contractors. The company highlights his promotion as part of its focus on organic growth, strong commercial deposits, and community programs within the Washington metropolitan area.
MainStreet Bancshares, Inc. is informing investors that it will host a virtual webcast and quarterly earnings conference call on April 20, 2026 at 2:00 p.m. Eastern Time. During this event, the company plans to discuss its first quarter results and provide an update on recent activities.
Investors interested in attending the webcast are directed to contact Hattie Lester by email or phone to obtain access details. The notice is furnished as a Regulation FD disclosure, aiming to provide broad, fair access to the company’s upcoming earnings discussion.
MainStreet Bancshares, Inc. is informing investors that it will host a virtual webcast and quarterly earnings conference call on April 20, 2026 at 2:00 p.m. Eastern Time. During this event, the company plans to discuss its first quarter results and provide an update on recent activities.
Investors interested in attending the webcast are directed to contact Hattie Lester by email or phone to obtain access details. The notice is furnished as a Regulation FD disclosure, aiming to provide broad, fair access to the company’s upcoming earnings discussion.
Higgins Joan Morgan filed an initial Form 3 for MainStreet Bancshares, Inc., reporting beneficial ownership of 246 shares of Common Stock held directly. This filing establishes Morgan’s starting ownership position as an insider associated with MainStreet Bank, without reporting any recent share purchases or sales.
Higgins Joan Morgan filed an initial Form 3 for MainStreet Bancshares, Inc., reporting beneficial ownership of 246 shares of Common Stock held directly. This filing establishes Morgan’s starting ownership position as an insider associated with MainStreet Bank, without reporting any recent share purchases or sales.
MainStreet Bancshares, Inc., the holding company for MainStreet Bank, has appointed Morgan Higgins to the Bank’s Board of Directors. Higgins is a seasoned financial executive with more than 20 years of experience in banking and government contracting, particularly in defense and government services.
She is a Partner at Blue Delta Capital Partners, leading equity investments in emerging government contracting businesses in the U.S. federal market, and previously served as an Executive Director at JPMorgan Chase focused on aerospace and government services clients. Leadership highlights her experience in strategic growth, finance, and risk mitigation as valuable to expanding MainStreet’s commercial footprint in the Washington, D.C. region, especially in government contracting.
MainStreet Bancshares, Inc., the holding company for MainStreet Bank, has appointed Morgan Higgins to the Bank’s Board of Directors. Higgins is a seasoned financial executive with more than 20 years of experience in banking and government contracting, particularly in defense and government services.
She is a Partner at Blue Delta Capital Partners, leading equity investments in emerging government contracting businesses in the U.S. federal market, and previously served as an Executive Director at JPMorgan Chase focused on aerospace and government services clients. Leadership highlights her experience in strategic growth, finance, and risk mitigation as valuable to expanding MainStreet’s commercial footprint in the Washington, D.C. region, especially in government contracting.