Welcome to our dedicated page for MainStreet Bancshares SEC filings (Ticker: MNSBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MainStreet Bancshares, Inc. filings document the public-company disclosures of the financial holding company for MainStreet Bank and the MNSBP depositary shares, each representing a 1/40th interest in a share of 7.50% Series A fixed-rate non-cumulative perpetual preferred stock. The filings identify the preferred depositary security’s Nasdaq listing and the related capital structure alongside the company’s common stock.
Recent regulatory records include Form 8-K reports for unaudited operating results, investor presentations under Regulation FD, common-stock dividend declarations, and stock repurchase authorizations. Proxy materials cover annual meeting matters, executive compensation, board governance, and shareholder voting procedures for the financial holding company.
MainStreet Bancshares, Inc. reported that director Joan Morgan Higgins acquired 356 shares of Common Stock on April 3, 2026. The shares were granted as restricted stock awards in lieu of cash director fees, valued at $22.48 per share based on the grant-date stock price.
After this equity grant, Higgins directly holds 602 Common Stock shares. This is a routine, compensation-related award under the company’s existing equity incentive plan, rather than an open-market purchase or sale.
Hall Wendy Adeler reported acquisition or exercise transactions in this Form 4 filing.
MainStreet Bancshares, Inc. director Wendy Adeler Hall received a grant of 534 shares of common stock on April 3, 2026, valued at $22.48 per share. This award increased her direct holdings to 1,754 shares. According to a footnote, directors may elect to receive restricted stock awards in lieu of cash fees, with the amount based on the stock price on the grant date.
MainStreet Bancshares, Inc. director Rafael E. DeLeon received a grant of 1,068 shares of common stock on April 3, 2026 at a fair value of $22.48 per share. These restricted stock awards were taken in lieu of cash director fees under the company’s existing equity incentive plan.
Following this equity award, DeLeon directly holds 14,548 shares of MainStreet Bancshares common stock. This is a routine, compensation-related acquisition rather than an open-market purchase or sale.
MainStreet Bancshares, Inc. announced that David Murrell has been promoted to Executive Vice President and Chief Banking Officer. In this role, he will oversee strategic initiatives aimed at driving deposit growth and supporting the bank’s $2.2 billion asset base.
Murrell joined MainStreet in 2008 and has over 20 years of banking experience, including work with medical practices, law firms, and government contractors. The company highlights his promotion as part of its focus on organic growth, strong commercial deposits, and community programs within the Washington metropolitan area.
MainStreet Bancshares, Inc. is informing investors that it will host a virtual webcast and quarterly earnings conference call on April 20, 2026 at 2:00 p.m. Eastern Time. During this event, the company plans to discuss its first quarter results and provide an update on recent activities.
Investors interested in attending the webcast are directed to contact Hattie Lester by email or phone to obtain access details. The notice is furnished as a Regulation FD disclosure, aiming to provide broad, fair access to the company’s upcoming earnings discussion.
Higgins Joan Morgan filed an initial Form 3 for MainStreet Bancshares, Inc., reporting beneficial ownership of 246 shares of Common Stock held directly. This filing establishes Morgan’s starting ownership position as an insider associated with MainStreet Bank, without reporting any recent share purchases or sales.
MainStreet Bancshares, Inc., the holding company for MainStreet Bank, has appointed Morgan Higgins to the Bank’s Board of Directors. Higgins is a seasoned financial executive with more than 20 years of experience in banking and government contracting, particularly in defense and government services.
She is a Partner at Blue Delta Capital Partners, leading equity investments in emerging government contracting businesses in the U.S. federal market, and previously served as an Executive Director at JPMorgan Chase focused on aerospace and government services clients. Leadership highlights her experience in strategic growth, finance, and risk mitigation as valuable to expanding MainStreet’s commercial footprint in the Washington, D.C. region, especially in government contracting.
MainStreet Bancshares, Inc. reports steady community banking growth centered in Northern Virginia and the Washington, D.C. metro area. As of December 31, 2025, the company had total assets of $2.21 billion, net loans of $1.8 billion, deposits of $1.9 billion and stockholders’ equity of $218.6 million.
Profitability improved, with return on average assets of 0.73% and return on average equity of 7.33% for 2025, compared with negative results in 2024. Credit quality metrics remain controlled: net charge-offs to average loans were 0.00% in 2025 versus 0.25% in 2024, while non-performing loans totaled $31.5 million and non-performing assets were 1.50% of total assets.
The bank emphasizes relationship-based commercial and real estate lending, robust deposit products and technology-driven delivery, supported by a strong capital position; at year-end 2025 its tier 1 leverage ratio was 13.28% and total risk-based capital ratio 16.08%, qualifying as “well-capitalized.” Management highlights a growing, affluent market, disciplined credit culture, CRE concentration oversight, and ongoing ESG, diversity and community development initiatives.
MainStreet Bancshares, Inc. filed Amendment No. 3 to its 2024 Annual Report to include the full opinion of its independent auditor on internal control over financial reporting and to update Item 9A and related consents and officer certifications.
For 2024, the company reported a net loss of $9.98 million, compared with net income of $26.59 million in 2023, driven largely by a $19.72 million computer software intangible impairment and higher funding costs that cut net interest income to $62.57 million from $76.74 million. Total assets grew to $2.23 billion, loans reached $1.83 billion, deposits rose to $1.91 billion, and year-end stockholders’ equity was $207.99 million. The auditor issued unqualified opinions on both the 2024 financial statements and the effectiveness of internal control over financial reporting.
MainStreet Bancshares, Inc. reported that since the beginning of the year it has repurchased 174,280 shares of its outstanding common stock under its current stock repurchase program. The company paid an average price of $22.45 per share for these buybacks.
The purchases were made in line with the limitations of SEC Rule 10b-18 and other legal requirements. The company stated that its tangible book value was $25.52 as of December 31, 2025. The repurchase program does not obligate any specific amount and may be extended, suspended, or discontinued at any time.