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MainStreet Bancshares (NASDAQ: MNSB) sets $0.10 per-share cash dividend

(High)
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

MainStreet Bancshares, Inc. declared a $0.10 per share cash dividend to common shareholders. The dividend is scheduled to be paid on August 11, 2026 to shareholders of record as of August 4, 2026.

The Board of Directors states that any future dividends to common shareholders will be considered after reviewing the company’s financial condition, results of operations and other factors, and any subsequent dividends will remain at the Board’s discretion. The company’s common stock trades on the Nasdaq Capital Market under the symbol MNSB.

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Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Cash dividend $0.10 per share Declared cash dividend to common shareholders
Dividend payment date August 11, 2026 Date the $0.10 per share dividend will be paid
Dividend record date August 4, 2026 Shareholders of record on this date receive the dividend
Series A preferred dividend rate 7.50% Rate on Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock
cash dividend financial
"announced a $0.10 per share cash dividend to common shareholders"
A cash dividend is a payment made by a company to its shareholders directly in money, usually on a regular schedule. It is a way for investors to receive a portion of the company's profits, similar to earning interest or a bonus for holding the company's stock. Cash dividends provide income to shareholders and can indicate the company's financial health and stability.
shareholders of record financial
"paid on August 11, 2026, to shareholders of record on August 4, 2026"
Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.
Nasdaq Capital Market financial
"Shares of the Company’s Common Stock trade on the Nasdaq Capital Market"
The Nasdaq Capital Market is a platform where smaller, emerging companies can list their shares for trading by investors. It provides these companies with access to funding and visibility, helping them grow, much like a local marketplace where new vendors can introduce their products to potential customers. For investors, it offers opportunities to discover early-stage companies with growth potential.
Non-Cumulative Perpetual Preferred Stock financial
"7.50% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock"
Non-cumulative perpetual preferred stock is a type of investment that pays a fixed dividend forever, without a set end date. If the company skips some dividends in a year, you don’t get that money later, and it’s gone forever. It matters because investors get regular income but may miss out if the company faces financial trouble.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What dividend did MainStreet Bancshares (MNSB) declare on July 21, 2026?

MainStreet Bancshares declared a $0.10 per share cash dividend to common shareholders. This dividend represents a direct cash distribution and reflects the Board’s decision based on its review of the company’s financial condition and operating results.

When will MainStreet Bancshares (MNSB) pay the newly declared dividend?

The declared cash dividend will be paid on August 11, 2026. Shareholders who are on the company’s records as common shareholders on the specified record date will receive the dividend on this payment date.

What is the record date for MainStreet Bancshares (MNSB) July 2026 dividend?

The record date is August 4, 2026. Investors must be shareholders of record on that date to receive the $0.10 per share cash dividend that is scheduled to be paid one week later.

Which shareholders of MainStreet Bancshares (MNSB) are eligible for the $0.10 dividend?

The dividend applies to common shareholders of record on August 4, 2026. Holders of the company’s common stock who appear on the company’s books on that date will be eligible for the $0.10 per share cash payment.

How will MainStreet Bancshares (MNSB) approach future dividends?

Future dividends will be considered at the discretion of the Board of Directors. The Board will review the company’s financial condition, results of operations and other relevant factors before deciding on any subsequent common stock dividend declarations.

On which exchange does MainStreet Bancshares (MNSB) common stock trade?

MainStreet Bancshares’ common stock trades on the Nasdaq Capital Market under the ticker symbol MNSB. The company also lists depositary shares representing interests in its 7.50% Series A preferred stock.
false 0001693577 0001693577 2026-07-21 2026-07-21 0001693577 mnsb:CommonStockCustomMember 2026-07-21 2026-07-21 0001693577 mnsb:DepositarySharesCustomMember 2026-07-21 2026-07-21
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported): July 21, 2026
 
 
logo01.jpg
 
MainStreet Bancshares, Inc.
(Exact name of Registrant as Specified in Its Charter)
 
 
 
Virginia
001-38817
81-2871064
(State or Other Jurisdiction
of Incorporation)
(Commission File Number)
(IRS Employer
Identification No.)
     
10089 Fairfax Boulevard, Fairfax, VA
 
22030
(Address of Principal Executive Offices)
 
(Zip Code)
 
(703) 481-4567
(Registrants Telephone Number, Including Area Code)
 
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
 
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):
 
         Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
         Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
         Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
         Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
Securities registered pursuant to Section 12(b) of the Act:
 
Title of each class
 
Trading
Symbol(s)
 
Name of each exchange on which registered
Common Stock
 
MNSB
 
The Nasdaq Stock Market LLC
Depositary Shares (each representing a 1/40th
interest in a share of 7.50% Series A Fixed-Rate
Non-Cumulative Perpetual Preferred Stock
 
MNSBP
 
The Nasdaq Stock Market LLC
 
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
 
Emerging growth company  
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
 
 

 
Item 8.01 Other Events.
 
On July 21, 2026, the Board of Directors of MainStreet Bancshares, Inc. announced a $0.10 per share cash dividend to common shareholders. The dividend will be paid on August 11, 2026, to shareholders of record on August 4, 2026.
 
The Board of Directors will consider future dividends to common shareholders after its review of the Company’s financial condition, results of operations, and other factors.
 
Any subsequent dividend declaration will be subject to the discretion of the Board of Directors. Shares of the Company’s Common Stock trade on the Nasdaq Capital Market under the symbol “MNSB.”
 
The information furnished under Item 8.01 of this Current Report on Form 8-K, shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the Exchange Act), or otherwise subject to the liabilities of that Section, and it shall not be deemed incorporated by reference in any filing under the Exchange Act, or the Securities Act of 1933, as amended, except as expressly set forth by specific reference in such filing to this Form 8-K.
 
 

 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
 
MAINSTREET BANCSHARES, INC
 
 
 
 
Date: July 21, 2026
 
By:
/s/ Richard A. Vari
 
 
 
Name: Richard A. Vari
 
 
 
Title: Chief Financial Officer
 
 

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