MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC priced Principal at Risk Enhanced Trigger Jump Securities linked to Micron Technology, Inc. common stock with a stated principal amount of $1,000 per security and an aggregate principal amount of $5,000,000. The securities mature on August 5, 2027 and pay no interest.

At maturity holders receive the stated principal plus a fixed $561.30 upside payment if the final level is at or above the downside threshold ($628.6040, ~60% of the initial level). If the final level is below the threshold, the performance factor (final level / initial level) applies and investors lose 1% of principal for each 1% decline in the underlier; there is no minimum payment.

Morgan Stanley Finance LLC offers $5,700,000 aggregate principal amount of Structured Investments — Enhanced Trigger Jump Securities due August 5, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and an issue price of $1,000. The securities pay no interest and are principal-at-risk: if the final level of the S&P 500® Index on the observation date is greater than or equal to the downside threshold level (5,986.584, equal to 80% of the initial level), holders receive the stated principal plus a fixed upside payment of $87.60 (an 8.76% return); if the final level is below that threshold, the payment equals the stated principal multiplied by the final/initial level and could be significantly less or zero. The initial level is 7,483.23 (strike date July 1, 2026); the observation date is August 2, 2027 and the maturity date is August 5, 2027. Estimated value on the pricing date was $985.30 per security and agent fees of up to $10.42 per security were deducted from proceeds.

Morgan Stanley Finance LLC is offering $500,000 aggregate principal of Buffered Participation Securities linked to the S&P 500® Index, issued at a stated principal amount of $1,000 per security with an Aug 5, 2027 maturity.

The notes pay no interest, provide a 15% buffer (buffer level = 6,360.746; initial level = 7,483.23), a 100% participation rate in positive index performance subject to a $1,130.50 maximum payment (113.05% of principal), and a minimum payment of 15% of principal. Estimated value on the pricing date was $991.40 per security. The securities are unsecured obligations of MSFL and are fully guaranteed by Morgan Stanley; holders bear credit risk and may lose a significant portion of principal if the final index level is below the buffer.

Morgan Stanley Finance LLC priced contingent income auto-callable securities linked to Micron Technology common stock. The notes have a stated principal amount of $1,000 per security, aggregate principal amount of $920,000, and an estimated value on the pricing date of $978.70 per security. The securities pay a contingent coupon (annual rate 46.96%) only if observation-date levels meet the coupon barrier ($516.14, 50% of the initial level). Automatic early redemption is possible on specified dates if the closing level meets the call threshold ($1,032.28), and maturity payment protects principal only if the final level is >= the downside threshold ($516.14); otherwise investors suffer proportional principal loss. All payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC priced $700,000 of buffered jump securities linked to the Global X Copper Miners ETF. Each security has a stated principal amount of $1,000 and an issue price of $1,000. The estimated value on the pricing date was $970.70. The notes feature an automatic early redemption test on July 15, 2027 with a call threshold equal to the initial level ($76.65) and an early redemption payment of $1,350. If not redeemed, maturity is July 7, 2028 with payoff rules: full participation (100%) in upside if the final level exceeds the initial level; return of principal if the final level is between the buffer level ($65.153, 85% of initial) and the initial level; and a downside exposure that multiplies declines beyond the 15% buffer by a downside factor of 1.1765, which can result in losing some or all principal. All payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC priced Buffered Jump Securities (auto-callable) linked to the S&P 500® Index with a $1,000,000 aggregate issuance and a $1,000 stated principal amount per security. The securities feature an automatic early redemption on the first determination date if the underlier is at or above the call threshold level (7,483.23), delivering an $1,094 early redemption payment. If not called, maturity outcomes depend on the final level versus the initial level (7,483.23) and a 10% buffer (buffer level 6,734.907): investors receive the principal plus a 125% participation rate on appreciation if the final level exceeds the initial level; principal only if final level is between the buffer and initial level; and a reduced payment if final level is below the buffer (losses beyond the buffer realized 1% for each 1% decline), subject to a 10% minimum payment at maturity. All payments are unsecured obligations of MSFL and fully guaranteed by Morgan Stanley and are subject to issuer credit risk. The original issue price is $1,000 with an estimated value on the pricing date of $977.50, and selected dealers receive a fixed commission of $17.50 per security.

Morgan Stanley Finance LLC priced Principal‑at‑Risk securities tied to Micron Technology common stock. The securities have a $1,000 stated principal amount and aggregate principal of $11,265,000. The initial level (strike) was $1,032.28; the downside threshold is $516.14 (50% of the initial level). If the final level on the observation date of August 2, 2027 is at or above the threshold, holders receive the stated principal plus a fixed upside payment of $444.90 (44.49%); if the final level is below the threshold, holders incur losses pro rata to the decline (payment equals stated principal × final level/initial level). The securities pay no interest, have an estimated value on the pricing date of $976.40 per security, and are unsecured obligations guaranteed by Morgan Stanley. All payments are subject to Morgan Stanley’s credit risk; investors could lose their entire investment.

Morgan Stanley Finance LLC offers Callable Contingent Income Buffered Securities due July 7, 2028, fully and unconditionally guaranteed by Morgan Stanley. The securities pay a contingent coupon of 11.40% per annum on each coupon date only if the closing level of each underlier meets its coupon barrier on the related observation date. The notes are linked to the worst performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the State Street® Utilities Select Sector SPDR® ETF. The offering is $1,000 per security with an aggregate principal amount of $2,000,000. At maturity, if the worst performing underlier is below its buffer level (80% of initial), investors incur losses equal to the decline beyond the 20% buffer, subject to a minimum payment of 20% of principal. The securities may be called early on specified redemption dates based on a risk neutral valuation model; if called, no further payments will be made.

Morgan Stanley Finance LLC is issuing $2,500,000 aggregate principal of Structured Investments — Enhanced Trigger Jump Securities due July 19, 2027 linked to Micron Technology, Inc. common stock. Each security has a $1,000 stated principal amount and an issue price of $1,000.

At maturity investors receive the stated principal plus a fixed upside payment of $536.20 if the final level is >= the downside threshold (60% of the initial level: $619.368). If the final level is below that threshold, payoff equals stated principal times the performance factor (final level / initial level), so losses can equal the full principal. The document states an estimated value on the pricing date of $979.10 per security and shows agent commissions of $10 per security.