MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC priced a $1,926,000 aggregate offering of Structured Investments — Buffered Jump Securities (principal at risk) guaranteed by Morgan Stanley. The securities mature on July 7, 2028, carry a $1,000 stated principal amount per security and feature an automatic early redemption on a first determination date.

Key economic terms disclosed: participation rate 125%, buffer level 85% (15% buffer), downside factor 1.1765, early redemption payment of $1,153.50, estimated pricing-date value $967.10, and agent commission $15 per $1,000. Payments are subject to issuer credit risk and the product does not guarantee principal or interest.

Morgan Stanley Finance LLC is offering structured, principal‑at‑risk notes linked to the S&P 500® Futures Excess Return Index with $1,000 stated principal per security and aggregate principal of $535,000. The notes can auto‑redeem on specified determination dates; investors receive fixed early redemption payments or a capped maturity payout, a principal return if the final level stays above an 80% buffer, or a pro rata loss below that buffer (losses of 1% per 1% index decline beyond the buffer). The initial index level was 599.14; the upside threshold is 748.925 (125% of initial) and the buffer level is 479.312 (80% of initial). The issue price is $1,000 and the estimated value on pricing was $978.40. All payments are subject to Morgan Stanley’s credit risk.

Morgan Stanley Finance LLC priced a market-linked, auto-callable principal-at-risk note linked to the lowest-performing share of Microsoft, ServiceNow and Palantir with $1,000 face amount per security and a 462% participation rate. The securities may be called on July 21, 2027 for a call payment of at least $1,400, mature on July 19, 2029, and have a pricing date of July 16, 2026.

The pricing supplement shows an estimated value to investors of $904.50 per security and a public offering price of $1,000 with proceeds to the issuer of $974.25 per security. If not called, maturity payments depend on the ending price of the lowest performing underlying stock versus its starting and threshold prices; declines below threshold expose holders to losses that could exceed 50%.

Morgan Stanley Finance LLC is offering Principal at Risk structured notes linked to the S&P 500 Index with an aggregate principal amount of $1,790,000. Each security has a stated principal amount of $1,000, an 8% upside payment ($80) and a downside threshold equal to 75% of the initial level.

At maturity, if the final level is at or above the downside threshold (initial level 7,483.23; threshold 5,612.423), holders receive principal plus the $80 upside payment. If the final level is below the threshold, holders suffer losses pro rata (performance factor = final level / initial level) and could lose their entire investment. All payments are unsecured and guaranteed by Morgan Stanley and are subject to the issuer's credit risk.

Morgan Stanley Finance LLC offers Market Linked Securities — auto-callable notes due July 19, 2029, linked to the lowest performing of Booking Holdings, Netflix and Tractor Supply. Each security has a face amount of $1,000, a 500% participation rate if not called, and a hypothetical call payment of at least $1,400 (≈40% call premium).

The pricing date is July 16, 2026 with original issue date July 21, 2026 and an early call date of July 21, 2027. Estimated value on the pricing date is approximately $903.50 per security. Price to public is $1,000, agent commission up to $25.75, and net proceeds shown as $974.25 per security. These are principal-at-risk securities that do not pay interest; losses exceeding 50% are possible if the lowest performing underlying falls below its 50% threshold.

Morgan Stanley Finance LLC priced Principal-at-Risk, contingent income, auto-callable securities due July 8, 2031 linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. The offering shows an aggregate principal amount of $294,000 at an issue price of $1,000 per security and an estimated value on the pricing date of $905.40 per security. The notes pay a 10.00% annual contingent coupon only if the underlier closes at or above the coupon barrier on observation dates. The securities are automatically redeemable beginning on January 4, 2027 if the closing level meets the call threshold of 3,092.283 (90% of the initial level). At maturity investors receive principal only if the final level is at or above the downside threshold of 2,061.522 (60%); otherwise payment equals the stated principal multiplied by the performance factor and could be significantly less than principal or zero. The securities are unsecured obligations of MSFL and are fully guaranteed by Morgan Stanley; holders bear credit risk and the risk of receiving no coupons and of losing principal.

Morgan Stanley Finance LLC offers Structured Investments — Contingent Income Auto-Callable Securities linked to the worst performing of the S&P 500®, Russell 2000® and Nasdaq-100® with a stated principal amount of $1,000 per security and aggregate principal amount of $1,349,000. The securities are fully and unconditionally guaranteed by Morgan Stanley and mature on January 6, 2028. They pay a contingent coupon at an annual rate of 6.25% on scheduled coupon payment dates only if each underlier is at or above its coupon barrier on the related observation date. The notes feature automatic early redemption if each underlier meets its call threshold on a redemption determination date, and a downside threshold of 70% of each initial level that, if breached on any trading day, creates exposure to the negative performance of the worst performing underlier at maturity.

Morgan Stanley Finance LLC is offering market-linked, principal-at-risk securities due July 22, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 face amount and a contingent fixed return to be set on the pricing date (at least 17.00% or $170 per face amount in examples). The maturity payment depends on the lowest performing stock between Meta Platforms, Inc. (Class A) and Netflix, Inc.; if that lowest performing stock closes below a threshold equal to 65% of its starting price on the calculation day, holders will be exposed to the full downside of that stock and may lose more than 35% and potentially all of the face amount. Estimated value on the pricing date is approximately $958.70 per security, or within $30.00 of that estimate. The offering price to the public is $1,000 per security; agents’ commissions reduce proceeds to the issuer to $976.75 per security.

Morgan Stanley Finance LLC priced a primary offering of principal-at-risk, market-linked, auto-callable securities linked to the Roundhill Magnificent Seven ETF due July 19, 2029. Each security has a face amount of $1,000, an estimated value on the pricing date of $965.10 (±$45.00), and a contingent coupon rate to be set on the pricing date at no less than 10.65% per annum. Coupons are paid quarterly only if the fund closing price on the related quarterly calculation day is at or above 70% of the starting price. After a six-month non-call period, securities may be automatically called on a quarterly calculation day if the fund closes at or above the starting price, paying the face amount plus a final contingent coupon. If not called, at maturity investors receive the face amount if the ending price is at or above the downside threshold (70% of starting price); if below, the maturity payment equals the face amount multiplied by the performance factor and investors can lose more than 30% of principal. All payments are subject to Morgan Stanley’s credit risk.