Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering structured market-linked securities tied to the Class C common stock of Dell Technologies Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 face amount and an estimated value on the pricing date of approximately $960.00 per security, reflecting issuance, selling, structuring and hedging costs borne by investors.
The notes pay a contingent coupon at a rate to be set on the pricing date, but at least 39.25% per annum, only if Dell’s stock closes on each monthly calculation day at or above a coupon threshold price equal to 60% of the starting price. After a six‑month non‑call period, the notes are automatically called if the stock closes at or above the starting price, returning the $1,000 face amount plus the applicable coupon. At maturity on August 20, 2027, if not called and the ending price is below a downside threshold of 60% of the starting price, investors are fully exposed to Dell’s decline on a 1‑to‑1 basis and can lose more than 40%, up to their entire principal. Investors do not participate in any upside of the stock and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is issuing $14,000,000 of Floating Rate Notes due July 29, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 principal amount and pays quarterly interest in arrears at a variable rate equal to daily compounded SOFR + 0.78%, subject to a 0.10% per annum minimum.
The notes are issued at $1,000 but their estimated value on the pricing date is $987.50, reflecting issuance, structuring and hedging costs and a rate advantageous to the issuer. They are not redeemable prior to maturity, are not listed on any securities exchange, and all payments are subject to Morgan Stanley’s credit risk. Secondary market liquidity may be limited, interest amounts are set near the end of each period, and an affiliate of Morgan Stanley acts as calculation agent with discretion over key SOFR-related determinations.
Morgan Stanley Finance LLC is issuing Dual Directional Buffered PLUS securities, fully guaranteed by Morgan Stanley, linked to the S&P 500® Futures Excess Return Index. The notes pay no interest, have a $1,000 stated principal amount per security and an aggregate principal amount of $4,102,000, maturing on July 29, 2031.
At maturity, investors receive leveraged upside of 195.50% of any index appreciation, or up to a 20% positive “absolute return” if the index declines but stays at or above the 80% buffer level. Below the buffer, losses match index declines beyond 20%, subject to a minimum payment of 20% of principal. The initial index level is 592.71; payoff depends solely on the observation-date level. The estimated value on the pricing date is $967.80 per $1,000, reflecting issuance, structuring and hedging costs, and all payments are subject to Morgan Stanley’s credit and secondary-market liquidity risks.
Morgan Stanley Finance LLC is issuing Jump Securities with an auto-callable feature due July 29, 2030, fully and unconditionally guaranteed by Morgan Stanley. Each unsecured note has a $1,000 stated principal amount and is linked to an equally weighted basket of five stocks: AMD, Hewlett Packard Enterprise, CoreWeave, Qualcomm and Western Digital. The notes pay no interest and do not guarantee return of principal; all payments are subject to the issuer’s and guarantor’s credit risk.
The notes may be automatically redeemed on quarterly determination dates starting July 28, 2027 if the basket closing level is at least the call threshold of 90 (90% of the initial level 100), for cash payments rising from $1,201 to $1,753.75 per security, corresponding to an annualized return of approximately 20.10%. If not called, at maturity investors receive $1,804 per security if the final level is at least 90; the $1,000 principal back if the final level is at least the downside threshold of 50; otherwise they receive $1,000 multiplied by the basket performance factor, losing 1% of principal for each 1% basket decline, potentially down to zero.
The issue price is $1,000 per security, including $32.50 in selling commissions; total aggregate principal is $1,007,000 with issuer proceeds of $974,272.50. Morgan Stanley estimates the value on the pricing date at $895.20 per security, reflecting structuring and hedging costs, and notes that secondary market liquidity may be limited and prices may be significantly below the issue price.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due July 27, 2029, fully and unconditionally guaranteed by Morgan Stanley, with principal at risk. Each note has a $1,000 stated principal amount and is linked to the worst performer of the Russell 2000 Index and the State Street Technology Select Sector SPDR ETF.
Investors may receive a 13.25% per annum contingent coupon, paid only if on each observation date both underliers are at or above their coupon barrier levels (70% of initial levels). From October 29, 2026 onward, the issuer may redeem the notes on specified redemption dates if a risk-neutral valuation model indicates early redemption is economically rational for the issuer.
If not redeemed early and both final underlier levels are at or above their downside thresholds (60% of initial levels), investors receive principal back plus the final contingent coupon, if payable. If either final level is below its downside threshold, repayment is reduced 1% for each 1% decline of the worst performer, potentially to zero. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, have an estimated value of $979.40 per $1,000 at pricing, and may be difficult to sell prior to maturity.
Morgan Stanley Finance LLC is offering Structured Investments Buffered Jump Securities with an auto-call feature linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, issue price $1,000, aggregate principal $342,000, pricing and strike date July 24, 2026, and maturity July 29, 2031.
The notes may be automatically redeemed on August 5, 2027 if the S&P 500® closing level on August 2, 2027 is at or above the call threshold of 7,411.98, paying a fixed $1,082 per security. If held to maturity and not called, investors receive principal plus 100% of any index appreciation; full principal back if the final index level is between 75% and 100% of the initial level; or a loss of 1% of principal for each 1% index decline beyond the 25% buffer, subject to a minimum payment at maturity of 25% of principal. The initial index level is 7,411.98 and the buffer level is 5,558.985.
The securities pay no interest and are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley. The estimated value on the pricing date is $966.70 per security, below the issue price, reflecting issuance, selling, structuring and hedging costs and the issuer’s funding rate.
Morgan Stanley Finance LLC is issuing principal at risk Jump Securities with an auto-callable feature due July 29, 2031, based on the worst performer of the EURO STOXX 50 Index and the Russell 2000 Index. Each security has a $1,000 stated principal amount and issue price, with an aggregate principal amount of $1,425,000, and is fully and unconditionally guaranteed by Morgan Stanley.
The notes may be automatically redeemed on specified dates starting April 26, 2027 if both indices close at or above their call threshold levels (100% of initial levels), paying early redemption amounts from $1,090 up to $1,570 per security. If held to maturity and both final index levels are at or above their call thresholds, investors receive $1,600 per security; if at least one is between its call threshold and downside threshold (70% of initial), only principal is repaid. If either index finishes below its downside threshold, the payoff is $1,000 × performance factor of the worst-performing index, so losses are 1% of principal for each 1% decline and can reach zero. The estimated value on the pricing date is $960 per security, reflecting embedded costs and issuer credit spreads, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering auto-callable Jump Notes due July 27, 2029, fully and unconditionally guaranteed by Morgan Stanley, linked to the worst performing of AMD, Meta Platforms and Microsoft common stocks. The notes are unsecured, pay no interest, and are issued at $1,000 per note with an aggregate principal amount of $3,158,000.
If on July 26, 2027 each underlier’s closing level is at or above its call threshold (100% of its initial level: AMD $521.95, Meta $595.19, Microsoft $381.70), the notes are automatically redeemed for an early redemption payment of $1,300 per note, with no further payments. If not called, at maturity investors receive principal plus an upside payment equal to 150% of the gain of the worst performing underlier if all final levels exceed initial levels; otherwise only the $1,000 principal is repaid.
The notes’ estimated value on the pricing date is $982.80 per note, reflecting issuance, selling, structuring and hedging costs. The notes will not be listed on any exchange, secondary liquidity may be limited, and all payments are subject to Morgan Stanley’s credit risk. For U.S. tax purposes, the securities are expected to be treated as contingent payment debt instruments with a comparable yield of 4.9129% per annum.
Morgan Stanley Finance LLC is issuing Enhanced Trigger Jump Securities due October 28, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each unsecured note has a $1,000 stated principal amount, pays no interest and offers principal at risk.
The payoff depends on the worst performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. If on the October 25, 2027 observation date the final level of each index is at least 65% of its initial level, investors receive $1,000 plus a fixed upside payment of $102.50 (10.25%). If any index is below its 65% downside threshold, the maturity payment is $1,000 multiplied by the performance of the worst index, producing a 1% loss of principal for each 1% decline and potentially zero repayment.
The aggregate principal amount is $1,053,000, issued at $1,000 per note, while the estimated value on the pricing date is $984.30, reflecting issuing, selling, structuring and hedging costs borne by investors. The notes are designed for fee-based advisory accounts, may be illiquid, are subject to Morgan Stanley’s credit risk and involve uncertain U.S. federal tax treatment.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities, principal-at-risk notes linked to the common stock of Amazon.com, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $2,482,000, and pays no interest.
If the Amazon stock closing level on August 6, 2027 is at or above the buffer level of $197.294 (85% of the $232.11 initial level), investors receive $1,000 plus a fixed upside payment of $177.10, a 17.71% return, regardless of how much the stock has risen within or above that range. If the final level is below the buffer level, the maturity payment equals $1,000 plus $1,000 × (underlier percent change + 15%) × the downside factor of 1.1765, resulting in a loss of 1.1765% of principal for every 1% decline beyond the 15% buffer; the payment can be reduced to zero.
The notes are unsecured obligations of MSFL, guaranteed by Morgan Stanley, and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is $985.50 per security, reflecting issuing, selling, structuring and hedging costs borne by investors and a rate advantageous to the issuer. There is no assured secondary market, and tax treatment is described as uncertain, with counsel viewing the notes as prepaid financial contracts treated as open transactions for U.S. federal income tax purposes.