Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering principal at risk, auto-callable Jump Securities linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal, issue price of $1,000 and matures on July 28, 2031, with all payments subject to Morgan Stanley’s credit risk.
The notes may be automatically redeemed on July 29, 2027 if the index is at or above 90% of its initial level, paying a fixed $1,300 per security and ending the investment. If held to maturity and the index is above its initial level, investors receive principal plus 250% participation in the gain. If the index is at or below the initial level but at or above 50% of the initial level, only principal is returned. Below 50%, investors lose 1% of principal for each 1% index decline, potentially losing their entire investment.
The estimated value on the pricing date is approximately $924.50 per security, below the issue price due to issuing, selling, structuring and hedging costs. The underlier itself is complex, using leverage, a 4.0% per annum decrement and a volatility-targeting strategy, and has limited live history with substantial reliance on hypothetical back-tested data.
Morgan Stanley Finance LLC is offering Leveraged Buffered S&P 500 Index‑Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 face amount, no interest, a term expected between 14 and 16 months, and is linked to the S&P 500 Index.
At maturity, investors receive 150% of any positive S&P 500 price return, capped at a maximum settlement amount expected between $1,156 and $1,183 per $1,000. A 7.50% downside buffer applies; below 92.50% of the initial index level, losses increase at a buffer rate of about 108.11%, and investors can lose their entire principal. The notes are unsecured and subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley. The original issue price is $1,000, including embedded issuance and hedging costs; the estimated value on the trade date is about $987.40. An unaffiliated dealer receives a sales commission of 0.92% of face amount.
Morgan Stanley Finance LLC is offering callable contingent income buffered securities due July 23, 2027, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal amount of $1,000 per security. The notes are linked to the worst performance of the SPDR Gold Trust (GLD), VanEck Gold Miners ETF (GDX) and VanEck Junior Gold Miners ETF (GDXJ) and are principal at risk.
Investors may receive a contingent coupon at 16.50% per annum, payable only if on each observation date the closing level of every underlier is at or above its coupon barrier level, set at 75% of its initial level. The issuer can redeem the notes in whole, starting January 22, 2027, on specified redemption dates if a risk neutral valuation model indicates early redemption is economically rational for the issuer.
If not redeemed and on the final observation date each underlier is at or above its 25% buffer level, investors receive principal back (plus any final coupon). If any underlier finishes below its buffer, repayment is reduced by 1.3333% of principal for each 1% decline of the worst performer beyond the buffer, down to zero. The estimated value on the pricing date is approximately $972.90 per security, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due July 27, 2029, linked to the worst performer of the Russell 2000 Index and the State Street Technology Select Sector SPDR ETF, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal of $1,000, with an estimated value on the pricing date of approximately $982.80, reflecting issuance, structuring and hedging costs.
Investors may receive a 13.25% per annum contingent coupon, paid only if on each observation date both underliers are at or above their respective coupon barrier levels (70% of initial levels). Principal is at risk: if at maturity either underlier finishes below its 60% downside threshold, the payoff is reduced dollar-for-dollar with the decline of the worst performer and can be zero. The notes are callable, in whole, on scheduled redemption dates starting October 29, 2026, solely when a risk neutral valuation model indicates early redemption is economically rational for the issuer. All payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due July 26, 2029, fully and unconditionally guaranteed by Morgan Stanley, linked to the worst performing of the Dow Jones Industrial Average, the Russell 2000 Index and the State Street Technology Select Sector SPDR ETF.
Each $1,000 security pays a contingent coupon at 12.85% per annum, but only if on each observation date all three underliers are at or above their respective coupon barrier levels, initially set at 70% of each initial level. If any underlier is below its barrier on an observation date, no coupon is paid for that period.
Beginning January 26, 2027, the issuer may redeem the notes on monthly redemption dates at par plus any due coupon if a risk neutral valuation model indicates early redemption is economically rational for the issuer. If the notes are not redeemed and on the final observation date each underlier is at or above its downside threshold level (60% of its initial level), investors receive the $1,000 principal plus any final coupon; otherwise repayment is reduced in proportion to the decline of the worst performing underlier, potentially to zero. The estimated value on the pricing date is approximately $981.10 per security, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley is offering $1,197,000 aggregate principal amount of fixed rate notes due July 19, 2030, issued at $1,000 per note with a fixed interest rate of 4.500% per annum. Interest accrues from July 20, 2026 and is paid semi-annually on January 19 and July 19 of each year, beginning January 19, 2027, using a 30/360 day-count convention.
Holders receive the $1,000 stated principal amount at maturity plus accrued and unpaid interest, subject to Morgan Stanley’s credit risk. The notes are offered under a shelf registration, will not be listed on any securities exchange, and may have limited secondary market liquidity. The estimated value on the pricing date is $984.30 per note, below the issue price, reflecting issuing, selling, structuring and hedging costs and a rate advantageous to the issuer. Proceeds will be used for general corporate purposes, and dealers receive a $5 per-note sales commission except for fee-based advisory accounts.
Morgan Stanley is issuing $1,270,000 of Fixed Rate Notes due July 20, 2032, each with a stated principal amount and issue price of $1,000. The notes pay a fixed interest rate of 4.700% per annum, with semi-annual payments on January 20 and July 20, starting January 20, 2027.
The notes are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on any securities exchange, and may have limited secondary market liquidity. Estimated value on the pricing date is $973.70 per note, below the issue price due to embedded issuing, structuring and hedging costs and commissions. Proceeds will be used for general corporate purposes.
Morgan Stanley is offering fixed rate notes due July 20, 2033 with an aggregate principal amount of $1,969,000. Each note has a stated principal amount and issue price of $1,000 and pays fixed interest of 4.800% per annum, accruing from July 20, 2026 and payable semi-annually on January 20 and July 20, beginning January 20, 2027, using a 30/360 day-count convention.
At maturity, investors receive $1,000 per note plus accrued and unpaid interest, subject to Morgan Stanley’s credit risk. The notes are offered in book-entry form, in $1,000 denominations, will not be listed on any securities exchange, and may have limited secondary liquidity. Estimated value on the pricing date is $969.90 per note, below the issue price, reflecting issuance, structuring and hedging costs and a rate advantageous to the issuer. Agent commissions are $7.50 per note, with net proceeds to Morgan Stanley of $992.50 per note, to be used for general corporate purposes.
Morgan Stanley is issuing fixed rate senior notes maturing on July 18, 2031, with an aggregate principal amount of $418,000. Each note has a stated principal amount and issue price of $1,000 and pays a fixed annual interest rate of 4.60%, accruing from July 20, 2026.
Interest is paid semi-annually in arrears on January 18 and July 18 of each year, beginning January 18, 2027, using a 30/360 (Bond Basis) day-count convention. At maturity, investors receive $1,000 per note plus accrued and unpaid interest, subject to Morgan Stanley’s credit risk.
The notes are offered in minimum denominations of $1,000, will not be listed on any securities exchange, and may have limited secondary market liquidity. The estimated value on the pricing date is $978.50 per note, below the issue price due to embedded issuing, structuring and hedging costs. Agent commissions are $5 per note, resulting in total proceeds to Morgan Stanley of $415,910, to be used for general corporate purposes.
Morgan Stanley is issuing fixed-rate senior notes due July 20, 2029 with an aggregate principal amount of $7,042,000. Each note has a stated principal amount and issue price of $1,000 and pays interest at a fixed annual rate of 4.40%, calculated on a 30/360 basis, with semi-annual payments on January 20 and July 20, beginning January 20, 2027.
At maturity, investors receive the stated principal amount plus accrued and unpaid interest, subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is $987.70 per note, below the issue price because it includes issuing, selling, structuring and hedging costs. The notes will not be listed on any securities exchange and secondary trading, if any, may be limited, with potential resale prices below par. Proceeds are to be used for general corporate purposes.