Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with an auto-call feature linked to the Defiance Quantum ETF, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest and is subject to Morgan Stanley’s credit risk.
The notes may be automatically redeemed on August 3, 2027 if the ETF’s level on July 29, 2027 is at or above 100% of its initial level, paying an early redemption amount of $1,246 per security. If held to July 27, 2028 and the ETF is above its initial level, investors receive principal plus 125% of the ETF’s gain. If the ETF ends between 90% and 100% of its initial level, only principal is returned; below 90%, losses match the decline beyond a 10% buffer, with a minimum payment of 10% of principal.
The issue price is $1,000, while the estimated value on the pricing date is about $971.50, reflecting embedded commissions, structuring and hedging costs. The notes involve sector and liquidity risks, including concentration in quantum computing, machine learning, information technology and semiconductor companies.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities, fully and unconditionally guaranteed by Morgan Stanley, linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index and maturing on July 30, 2031, in $1,000 denominations.
The notes pay a 12.35% per annum contingent coupon only when, on an observation date, the underlier closes at or above a coupon barrier set at 60% of the initial level. Starting January 27, 2027, the notes are automatically redeemed if, on a redemption determination date, the underlier closes at or above a call threshold of 90% of the initial level, returning principal plus that period’s coupon.
If not called, and the final underlier level is at or above the 60% downside threshold, investors receive principal back (plus the final coupon, if payable). If the final level is below that threshold, repayment is $1,000 multiplied by the performance factor (final level / initial level), resulting in a 1-for-1 loss that can reach total principal loss. The notes are unsecured obligations subject to Morgan Stanley’s credit risk. The estimated value is approximately $927.10 per $1,000, reflecting issuance, selling, structuring and hedging costs. Risks include limited or no coupons, early redemption, a complex underlier with a 4% per annum decrement, leverage and limited history, tax uncertainty, and potentially illiquid secondary trading.
Morgan Stanley Finance LLC is offering principal-at-risk Jump Securities with an auto-call feature due August 2, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an estimated value on the pricing date of approximately $965.30.
The notes are linked to the worst performer among Alphabet, Amazon, Apple and Microsoft stocks. If on any of eight determination dates from August 3, 2027 onward each underlier is at or above its call threshold (100% of initial level), the notes are automatically redeemed for a fixed cash amount stepping from $1,395.00 to $2,086.25 per security. If not called, and all underliers are at or above their call thresholds on the final date, the maturity payment is $2,185.00. If at least one underlier finishes below its call threshold but all stay at or above the downside threshold (60% of initial), only principal is returned. If any underlier ends below its downside threshold, repayment is reduced in full proportion to the worst-performing stock, and the investment can be completely lost. The notes pay no interest, do not participate in further equity appreciation, are exposed to Morgan Stanley’s credit risk and may have limited secondary-market liquidity.
Morgan Stanley Finance LLC is offering 6‑year Trigger Jump Securities linked to the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. These unsecured notes pay no interest, are principal-at-risk, and depend on both index performance and the issuers’ credit.
If the S&P 500 final index value on the August 2, 2032 valuation date is at or above the initial index value, each $1,000 security pays $1,000 plus a fixed upside payment of $632. If the index is below the initial level but at or above 80% of it, investors receive only the $1,000 principal. If the index closes below 80% of its initial level, repayment is $1,000 multiplied by the index performance factor, producing losses 1:1 with the index decline and potentially reducing the payment to zero.
The issue price is $1,000 per security, including a $30 sales commission and $5 structuring fee, while the estimated value on the pricing date is approximately $951.80 per security. The notes are not insured by the FDIC, may have limited or no secondary market, and carry complex U.S. tax treatment described as prepaid financial contracts.
Morgan Stanley Finance LLC is offering $4,890,700 of Buffer Autocallable GEARS, unsecured notes linked to the S&P MidCap 400 Index and fully guaranteed by Morgan Stanley. The notes are issued at $10 each, with an estimated value on the trade date of $9.698, and mature on July 18, 2029.
If on the July 21, 2027 observation date the index closes at or above its initial level of 3,778.28 (the Autocall Barrier), the notes are automatically called and pay $10.90 per note, a fixed 9.00% Call Return, with no further upside. If not called and the index is higher at maturity, investors receive $10 plus 1.45x any positive index return. If the index is flat or down but at or above the Downside Threshold of 3,400.45 (90% of the initial level), principal is repaid.
Below the Downside Threshold at maturity, losses match the index decline beyond the 10% Buffer, up to a 90% loss of principal. The notes pay no interest or dividends, may have limited liquidity, are subject to Morgan Stanley’s credit risk, and the issuer receives $9.75 in proceeds per $10 note before hedging.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Contingent Income Memory Auto-Callable Securities due July 25, 2029, linked to Micron Technology, Inc. common stock. Each note has a $1,000 principal amount and pays a contingent coupon at an annual rate of 31.50% only when Micron’s closing price on an observation date is at or above a coupon barrier set at 50% of the initial level; missed coupons may be paid later if the barrier is met.
The notes may be automatically redeemed starting January 20, 2027 if Micron’s price is at or above 100% of the initial level on specified redemption determination dates, returning principal plus any due coupons. If held to maturity and Micron’s final level is at or above a 50% downside threshold, investors receive principal back (plus eligible coupons); if below, repayment is reduced in full proportion to the decline, potentially to zero. The estimated value on the pricing date is approximately $979.20 per security, below the $1,000 issue price, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. The notes are unsecured, pay no interest, and expose holders to the credit risk of both issuers.
Each security has a $1,000 stated principal amount and issue price. On August 4, 2027, if the index closing level on the July 30, 2027 observation date is at or above 80% of its initial level, investors receive $1,000 plus a fixed upside payment, set on the pricing date, of at least $84.70 (8.47%). If the index is below the 80% downside threshold, repayment falls in proportion to the index decline, with no minimum, so principal can be lost in full.
The estimated value on the pricing date is approximately $986.30 per security, below the issue price due to embedded issuance, structuring and hedging costs and the issuer’s funding rate. Liquidity may be limited, minimum purchase is $10,000, and the U.S. federal income tax treatment is described as uncertain and potentially subject to change.
Morgan Stanley Finance LLC is offering Dual Directional Buffered Participation Securities due December 23, 2027, linked to the worst performer of the Nasdaq-100 Index and the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley.
Each $1,000 principal-at-risk note pays no interest. At maturity, investors participate 100% in gains of the worst-performing index, but total payment is capped at $1,276 per security (127.60% of principal). If the worst index is down but not below its 15% buffer, investors receive a positive return matching the absolute decline, up to a 15% gain. If the worst index falls beyond the buffer, principal is reduced 1% for each additional 1% decline, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is about $983.60 per $1,000 note, and all payments are subject to the issuers’ credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Memory Auto-Callable Securities in $1,000 denominations linked to NVIDIA Corporation common stock and maturing on January 27, 2028.
The notes pay a contingent coupon at 12.30% per annum, but only for observation dates when NVIDIA’s closing level is at or above a coupon barrier set at 55% of the initial level; missed coupons may be paid later if the barrier is met. The securities are automatically redeemed if, on specified redemption determination dates starting October 23, 2026, NVIDIA’s closing level is at or above the 100% call threshold, returning principal plus due and previously unpaid coupons. If held to maturity without early redemption and the final level is at or above the 55% downside threshold, investors receive principal plus any payable coupons; otherwise they lose 1% of principal for each 1% decline in NVIDIA from the initial level, potentially losing the entire investment. The issue price is $1,000 per note, with an estimated value of about $979.20, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley is issuing Global Medium-Term Notes, Series I senior notes in four tranches: $500,000,000 floating‑rate notes due 2029 and fixed/floating‑rate notes due 2029, 2032 and 2037 of $2,500,000,000, $3,000,000,000 and $3,000,000,000, respectively, all priced at 100% of principal.
The floating‑only notes pay Compounded SOFR plus 0.850% quarterly to July 12, 2029. The fixed/floating tranches pay fixed coupons of 4.868%, 5.170% and 5.605% during initial periods, then switch to Compounded SOFR plus spreads of 0.847%, 1.158% and 1.429% with quarterly interest, using a backward‑shifted observation period based on the SOFR Index.
Morgan Stanley may redeem each series before maturity, including make‑whole calls on or after January 19, 2027 and par calls on specified dates and thereafter at 100% plus accrued interest. Key risks described include reliance on the relatively new SOFR Index and any Benchmark Replacement, a potentially limited secondary market, early redemption at the issuer’s option, and discretionary interest‑rate determinations. The notes are not deposits or savings accounts and are not insured by the FDIC or any other governmental agency.