Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Dual Directional Jump Securities with an auto-call feature linked to the S&P 500® Index under its Series A global medium-term note program. Each security has a stated principal amount of $1,000 and an issue price of $1,000, but the estimated value on the pricing date is approximately $982 per security, reflecting issuing, selling, structuring and hedging costs borne by investors.
The notes may be automatically redeemed on August 3, 2027 for an early redemption payment of $1,100.50 per security if, on July 29, 2027, the S&P 500 closing level is at or above the call threshold level of 7,533.77, which equals the initial level. If not called and held to July 20, 2028, investors receive leveraged upside at a 150% participation rate when the final level is above the initial level, or a positive “dual directional” return for moderate declines, capped so that the effective maximum positive return from depreciation is 20%. If the index finishes below the downside threshold level of 6,027.016 (80% of the initial level), repayment of principal is not protected and losses are one-for-one with the index decline, up to a total loss of the investment. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Trigger Autocallable GEARS, principal-at-risk structured notes linked to the MSCI Emerging Markets Index, fully and unconditionally guaranteed by Morgan Stanley. Each Security has a $10 principal amount and a 3‑year term to July 31, 2029.
The notes may be automatically called on August 4, 2027 if the index is at or above the Autocall Barrier of 100% of the Initial Level, paying $12 per $10 (a 20.00% Call Return) with no further participation. If not called and the index rises, investors receive leveraged upside at maturity via Upside Gearing between 1.80 and 2.00. If the index is flat or down but at or above the Downside Threshold of 75% of the Initial Level, principal is repaid. If it finishes below the Downside Threshold, repayment is reduced one-for-one with the negative index return, up to a total loss of principal.
The notes pay no interest, provide no dividends, and are subject to the credit risk of MSFL and Morgan Stanley. The estimated value on the trade date is approximately $9.603 per $10, reflecting issuance, distribution, structuring and hedging costs and dealer margin.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities linked to the common stock of International Business Machines Corporation, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays no interest.
At maturity on August 3, 2027, if IBM’s closing level on the observation date is at or above the buffer level of $164.288 (75% of the $219.05 initial level), investors receive $1,000 plus a fixed upside payment of $191.70, a 19.17% return, regardless of how much the stock has risen within that range. If the final level is below the buffer, investors lose 1.3333% of principal for every 1% decline beyond the 25% buffer, with no minimum repayment, so the entire investment can be lost.
The issue price is $1,000 per security; the estimated value on the pricing date is approximately $984.50, reflecting issuing, selling, structuring and hedging costs borne by investors. The minimum ticket is $10,000. All payments are unsecured and subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 3, 2027, linked to the common stock of Alaska Air Group, Inc. Each security has a stated principal amount of $1,000 and is fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.
Investors may receive a contingent coupon at an annual rate of 30.32%, but only for observation dates when the underlier’s closing level is at or above the coupon barrier level of $30.953 (65% of the initial level of $47.62). Missed coupons can “memory” and be paid later if the barrier is met, but unpaid coupons are forfeited if it is never met again.
The notes are auto-callable on quarterly redemption determination dates if the underlier closes at or above the call threshold level of $47.62, returning principal plus the relevant contingent coupon and any unpaid coupons. If not called, and at maturity the final level is at or above the downside threshold of $30.953, investors receive full principal (plus any payable coupons). If the final level is below the downside threshold, repayment is reduced 1% for each 1% decline in the underlier, potentially to zero. The issue price is $1,000 per security, including up to $10 in placement fees, and the estimated value on the pricing date is approximately $982.40 per security. All payments are subject to Morgan Stanley’s and MSFL’s credit risk.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 3, 2027, linked to the common stock of KLA Corporation and fully guaranteed by Morgan Stanley. These principal at risk notes have a stated principal amount of $1,000 per security and an issue price of $1,000, with an estimated value of approximately $984.20.
The notes pay a contingent coupon at an annual rate of 39.20% only if the KLA share price on an observation date is at or above the coupon barrier level of $109.519, equal to 50% of the initial level of $219.038. Missed coupons can be paid later if the barrier is subsequently met. The notes are auto-callable on specified redemption determination dates if KLA closes at or above the call threshold level of $219.038, returning principal plus applicable coupons. If held to maturity and not called, investors receive full principal only if the final KLA level is at or above the downside threshold of $109.519; otherwise, the payoff is proportional to the share decline and can be zero. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Floating Rate Notes due July 29, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 principal amount and pays quarterly interest in arrears at a variable rate equal to daily compounded SOFR plus 0.78%, subject to a minimum interest rate of 0.10% per annum.
SOFR is published by the New York Federal Reserve and has a limited history, and the notes use a specific daily compounding formula described in the related prospectus. The notes are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, are not redeemable prior to maturity, and will not be listed on any securities exchange, so secondary trading may be limited. The initial issue price is $1,000 per note, while the estimated value on the pricing date is approximately $984.70, reflecting issuance, structuring and hedging costs borne by investors.
Morgan Stanley Finance LLC is offering fixed to floating rate callable notes due July 31, 2036, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000. From the original issue date of July 31, 2026 to July 31, 2028, interest is paid quarterly at a fixed rate of 8.00% per annum.
From July 31, 2028 to maturity, interest is paid quarterly at a variable rate equal to 8.00% minus compounded SOFR, subject to a minimum interest rate of 0.00% per annum. The notes are callable in whole, but not in part, on quarterly redemption dates beginning July 31, 2028 at 100% of principal plus accrued interest, if a risk neutral valuation model indicates redemption is economically rational for the issuer. The estimated value on the pricing date is approximately $935.90 per note. Payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley, the notes are not listed on any exchange, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, is offering $7,891,940 of Trigger GEARS principal-at-risk securities linked to a weighted basket of six global equity indices.
The 5-year notes pay no interest or dividends. At maturity, if the Basket Return is positive, investors receive $10 principal plus $10 × Basket Return × 1.26 Upside Gearing. If the Basket Return is zero or negative but the Final Basket Level is at or above the 75 Downside Threshold (75% of the initial basket level of 100), investors receive $10. If the Final Basket Level is below the threshold, repayment is $10 + $10 × Basket Return, creating a proportional loss of up to 100% of principal. The issue price is $10 per Security, while the estimated value on the trade date is $9.459, reflecting issuing, structuring and hedging costs. All payments depend on Morgan Stanley’s credit, and there may be little or no secondary market.
Morgan Stanley Finance LLC is issuing $14,151,710 of Trigger Autocallable GEARS linked to the Russell 2000® Index, fully and unconditionally guaranteed by Morgan Stanley. Each Security has a $10 principal amount, a 5-year term and no periodic interest or dividend payments.
If on July 21, 2027 the index is at or above the Autocall Barrier of 2,976.259 (100% of the Initial Level), the notes are automatically called for $11.20 per $10, reflecting a 12.00% Call Return, and no further payments are made. If not called and the index is higher at maturity, investors receive principal plus leveraged upside at 1.55x the index return. If the index is flat or down but at or above the Downside Threshold of 2,232.194 (75% of the Initial Level), principal is repaid; if it finishes below that threshold, repayment is reduced one-for-one with the negative index return, down to a total loss.
The notes are unsecured obligations of MSFL, subject to Morgan Stanley’s guarantee and credit risk. The estimated value on the trade date is $9.701 per Security, below the $10 issue price, reflecting issuance, structuring and hedging costs. Liquidity may be limited, tax treatment is complex, and investors forgo any dividends on the index constituents.
A notice describes plans to sell 15554 Morgan Stanley common securities, with Morgan Stanley Smith Barney LLC Executive Financial Services listed alongside the transaction and NYSE listed as the exchange. The securities relate to Employee Stock Unit Award(s) dated 03/12/2026, with an associated aggregate amount of 3460920.54.