Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities with a stated principal amount of $1,000 per security, linked to Microsoft Corporation common stock and fully guaranteed by Morgan Stanley. The notes mature on July 19, 2028 and are unsecured, principal-at-risk obligations that are not bank deposits or FDIC insured. The original issue price is $1,000, while the estimated value on the pricing date is approximately $976.80 per security, reflecting embedded issuing, selling, structuring and hedging costs.
Investors may receive a 13.00% per annum contingent coupon, paid only if Microsoft’s closing level on an observation date is at or above the coupon barrier and downside threshold of $269.451 (70% of the initial level $384.93). Missed coupons can be “remembered” and paid later if a subsequent observation meets the barrier. The notes are automatically redeemed on specified dates if Microsoft closes at or above the call threshold of $384.93, paying principal plus the applicable coupon and any unpaid coupons, after which no further payments are made. If not called and the final level is below the downside threshold, the maturity payment is reduced in proportion to the decline in the stock, potentially to zero, and all payments remain subject to Morgan Stanley’s credit risk and uncertain tax treatment, including possible 30% U.S. withholding on coupons for certain non-U.S. investors.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Notes due July 29, 2031, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal amount of $1,000 per note. The notes pay a contingent coupon at 11.00% per annum, credited monthly only if on each observation date the closing level of both the iShares Semiconductor ETF (SOXX) and the Roundhill Memory ETF (DRAM) is at or above a coupon barrier set at 60% of its initial level.
The notes may be automatically redeemed on monthly redemption determination dates from July 26, 2027 onward if each underlier is at or above 100% of its initial level, in which case holders receive principal plus the applicable coupon and the notes terminate. If not called, investors receive the $1,000 principal at maturity, plus the final coupon only if both underliers meet the barrier on the final observation date; principal repayment is not reduced by underlier performance but remains subject to the issuer’s and guarantor’s credit.
The structure is based on the worst performing underlier for coupon and call tests, offers no participation in any ETF appreciation, and exposes holders to concentrated risks in semiconductor, memory technology and information technology companies. The estimated value on the pricing date is approximately $972.90 per note, below the $1,000 issue price due to issuance, selling, structuring and hedging costs. The notes will not be listed on any exchange, secondary trading may be limited, and the tax treatment can be complex, including potential treatment as contingent payment debt instruments and considerations under Section 871(m) for non‑U.S. investors.
Mitsubishi UFJ Financial Group, Inc. (MUFG) reports that it may be deemed to beneficially own 380,511,118 shares of Morgan Stanley common stock, including 3,425,951 shares held by affiliates in a fiduciary capacity. This represents 24.12% of the outstanding common stock, based on 1,577,284,817 shares outstanding as of April 30, 2026.
MUFG directly holds 377,085,167 shares and disclaims beneficial ownership of the Managed Shares held for clients. MUFG and Morgan Stanley are party to a 2018 sales plan linked to Morgan Stanley’s share repurchase program, and MUFG has notified Morgan Stanley that sales under this plan will resume, with July 30, 2026 as the first Sale Day.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due September 3, 2027, linked to the common stock of International Business Machines Corporation and fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and issue price, with an estimated value on the pricing date of approximately $983.60.
The notes pay a 17.00% per annum contingent coupon, only when IBM’s closing price on an observation date is at or above a coupon barrier set at 59% of the initial level; missed coupons can be paid later if that barrier is met. The securities are automatically redeemed at par plus applicable coupons, including any previously unpaid coupons, if IBM is at or above 100% of its initial level on specified redemption determination dates beginning January 29, 2027.
If not called, at maturity investors receive par plus any due coupons when IBM’s final level is at or above a downside threshold at 59% of the initial level. If the final level is below that threshold, the repayment is $1,000 multiplied by the IBM performance factor (final level divided by initial level), exposing investors to the full decline of the stock and a possible total loss of principal. The notes are unsecured obligations subject to Morgan Stanley’s credit, may be difficult to sell in the secondary market, and involve complex and uncertain U.S. tax treatment, including potential 30% withholding on coupons for some non-U.S. investors.
Morgan Stanley Finance LLC is issuing principal at risk, auto-callable structured securities due July 24, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $952.40 per security, reflecting issuance, selling, structuring and hedging costs.
The notes pay a contingent coupon at 16.50% per annum, only if the S&P 500 Futures 40% Intraday 4% Decrement VT Index is at or above a coupon barrier level set at 70% of the initial level on the relevant observation date; missed coupons may be paid later if the barrier is met. The notes are automatically redeemed if the index is at or above the call threshold level, equal to 100% of the initial level, on specified redemption determination dates, returning principal plus due and unpaid contingent coupons.
If not redeemed early and at maturity the index is at or above the downside threshold level of 60% of the initial level, investors receive principal plus any payable coupons; otherwise they lose 1% of principal for each 1% decline in the index, up to a total loss. The underlier includes a 4.0% per annum decrement, can employ significant leverage, has limited live history (established August 30, 2024) with prior performance based on hypothetical back-tests, and the securities are subject to Morgan Stanley’s credit risk, limited liquidity, and uncertain U.S. tax treatment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Memory Auto-Callable Securities linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index. Each note has a $1,000 denomination, an issue price of $1,000 and matures on July 22, 2031.
The notes pay a 14.00% per annum contingent coupon, only when the index closes at or above a coupon barrier set at 60% of the initial level; missed coupons can be paid later if the barrier is met. The notes are automatically redeemed if, on scheduled determination dates starting January 19, 2027, the index is at or above 100% of the initial level. If not called, investors receive principal at maturity only if the final index level is at or above the 60% downside threshold; otherwise repayment falls in line with the index decline and can be zero. The estimated value on the pricing date is approximately $949.40 per note, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities maturing July 19, 2029, linked to Netflix, Inc. common stock and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal and pays a contingent coupon at 11.75% per year only when the Netflix share price on an observation date is at or above a coupon barrier set at 60% of the initial level. If, on any redemption determination date starting October 16, 2026, the share price is at or above 100% of the initial level, the notes are automatically redeemed for principal plus the applicable coupon, and no further payments are made.
If the notes are not called and the final Netflix level on July 16, 2029 is at or above the 60% downside threshold, investors receive principal back (plus any final coupon). If the final level is below this threshold, repayment is reduced 1% for each 1% decline in Netflix, potentially to zero. The securities are unsecured obligations subject to the credit risk of MSFL and Morgan Stanley. The estimated value on the pricing date is approximately $966.50 per $1,000 note, reflecting issuance, selling, structuring and hedging costs. U.S. tax treatment is uncertain, and non-U.S. holders may face 30% withholding on coupons.
Morgan Stanley Finance LLC is offering Trigger Participation Securities due January 21, 2028, linked to the S&P 500® Index and fully guaranteed by Morgan Stanley. The notes pay no interest and are principal at risk unsecured obligations.
At maturity, holders receive $1,000 plus an upside amount if the index ends above its initial level, with a maximum payment of $1,215 per security (121.50%) based on a 100% participation rate. If the final index level is at or below the initial level but at or above the downside threshold of 70% of the initial level, investors receive only the $1,000 principal. Below the threshold, repayment is reduced 1% for each 1% index decline, down to zero. The estimated value on the pricing date is approximately $988.50 per security, reflecting structuring and hedging costs. The notes are subject to Morgan Stanley’s credit risk, limited secondary market liquidity, and uncertain U.S. tax treatment, including potential debt characterization.
Morgan Stanley is offering unsecured Fixed Rate Notes due September 20, 2027. Each note has a $1,000 stated principal amount and issue price. Interest accrues from July 20, 2026 at a fixed rate of 4.450% per annum on an Actual/360 basis.
At maturity, holders are scheduled to receive the $1,000 principal per note plus accrued and unpaid interest, subject to Morgan Stanley’s credit risk. The notes are not listed on any exchange, and secondary market liquidity may be limited. The estimated value on the pricing date is expected to be about $997.30 per note, lower than the issue price because it excludes issuing, selling, structuring and hedging costs borne by investors. Proceeds are intended for general corporate purposes. For U.S. federal income tax purposes, the notes are expected to be treated as debt issued with original issue discount.
Morgan Stanley plans to issue multiple tranches of Global Medium‑Term Notes, Series I senior notes, including floating‑rate notes due 2029 and fixed/floating‑rate notes due 2029, 2032 and 2037, all denominated in U.S. dollars and issued in minimum denominations of $1,000.
Interest is tied to Compounded SOFR, calculated from the SOFR Index over a backward‑shifted observation period, plus a spread, with a zero percent interest floor. The fixed/floating tranches pay a fixed coupon initially, then switch to SOFR‑based floating rates with semiannual payments during fixed periods and quarterly payments during floating periods.
The notes are senior unsecured obligations with extensive issuer call rights, including make‑whole redemptions starting in 2027 and par redemptions on specified dates before maturity and thereafter, creating reinvestment and call risk for investors. The risk disclosures emphasize the limited history and potential discontinuation of the SOFR Index, possible benchmark replacements determined by Morgan Stanley or its designee, price volatility, lack of any change‑of‑control put, EEA and UK retail distribution restrictions, and tax treatment as variable rate debt instruments.