Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Variable Income Auto-Callable Notes due July 15, 2031, fully and unconditionally guaranteed by Morgan Stanley. The notes are issued at $1,000 per note, with an aggregate principal amount of $703,000, and reference the worst-performing of Palantir (PLTR), Micron (MU) and Oracle (ORCL) common stocks.
Monthly coupons vary between 0.25% and 12.50% per annum$1,000 principal at maturity plus the applicable final coupon, all subject to the credit risk of MSFL and Morgan Stanley. The notes are not listed, have an estimated value of $924.10 per note, and include a $47.50 sales commission per $1,000 note, so secondary prices may be below issue price.
Morgan Stanley Finance LLC is offering $588,000 of Callable Contingent Income Securities due July 13, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each unsecured note has a $1,000 stated principal amount and is linked to the worst performer of the S&P 500® Index, the State Street® Energy Select Sector SPDR® ETF and the State Street® SPDR® S&P® Regional Banking ETF.
Investors may receive a 12.40% per annum contingent coupon, paid only when all three underliers close at or above their coupon barrier levels (70% of initial levels) on the relevant observation date. Principal is at risk: if, at maturity, any underlier finishes below its downside threshold (also 70% of its initial level), the repayment equals $1,000 multiplied by the performance of the worst underlier, potentially resulting in a total loss.
Beginning January 14, 2027, the issuer may redeem the notes on specified dates for principal plus any due coupon, but only if a risk neutral valuation model indicates calling is economically rational for the issuer. The notes are not deposits or FDIC-insured, and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is $965.40 per note, below the $1,000 issue price, reflecting structuring and hedging costs and the issuer’s funding rate.
Morgan Stanley Finance LLC is offering $660,000 of Dual Directional Buffered PLUS notes linked to the Nasdaq-100 Index, fully and unconditionally guaranteed by Morgan Stanley. The notes mature on July 15, 2031, pay no interest and are principal-at-risk unsecured obligations.
If the index finishes above its initial level of 29,825.11, holders receive $1,000 plus 110% of the index gain, capped at $1,850 per note. If the index is flat or down by up to 20%, investors earn a positive absolute return on that move, up to a 20% gain. Below the 80% buffer level of 23,860.088, principal is lost one-for-one beyond the buffer, with a minimum payout of 20% of principal.
The estimated value on the July 10, 2026 pricing date is $976.90 per $1,000 note, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s funding advantage. Returns depend on Morgan Stanley’s credit, limited secondary liquidity, index volatility, and complex, uncertain U.S. tax treatment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Callable Contingent Income Memory Securities due July 13, 2029, at $1,000 per note, for an aggregate principal amount of $872,000. The notes are unsecured and principal at risk, with all payments subject to Morgan Stanley’s credit.
The notes pay a 16.50% per annum contingent coupon, with missed coupons potentially paid later, but only when both the iShares Expanded Tech-Software Sector ETF (IGV) and VanEck Semiconductor ETF (SMH) close on an observation date at or above coupon barriers set at 60% of initial levels ($55.45 for IGV; $366.62 for SMH).
If the notes are not redeemed early and both ETFs finish at or above 60% downside thresholds at maturity, investors receive full principal plus any due coupons; otherwise the payoff scales with the loss of the worst-performing ETF and can be zero. The issuer may call the notes in whole on scheduled redemption dates from July 16, 2027, based on a risk neutral valuation model that favors economically rational redemptions for the issuer. The estimated value is $975.60 per $1,000, reflecting issuing and hedging costs, and the notes may have limited liquidity and uncertain U.S. tax treatment, including potential 30% withholding on coupons for some non-U.S. investors.
Morgan Stanley Finance LLC is offering $4,792,000 of Enhanced Trigger Jump Securities due August 13, 2027, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the worst performing of the Russell 2000® Index and the S&P 500® Index and are issued at $1,000 per security, with an estimated value of $995.00 on the pricing date.
At maturity, if the final level of each index is at or above 70% of its initial level, investors receive the $1,000 stated principal amount plus a fixed $100 upside payment. If either index finishes below its downside threshold level, the repayment equals $1,000 multiplied by the performance factor of the worst performing index, producing a 1% loss of principal for each 1% decline and no minimum payment, so the entire investment can be lost. The securities pay no interest, may be illiquid, and all payments depend on the creditworthiness of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering $11,187,000 of Contingent Income Auto-Callable Securities due January 13, 2028, fully and unconditionally guaranteed by Morgan Stanley. These unsecured notes are linked to the worst performer of the EURO STOXX 50®, Nasdaq-100 Index® and Russell 2000® and expose investors to principal loss.
The securities pay a contingent coupon at 11.20% per annum only if on each observation date all three indices close at or above 75% of their initial levels; otherwise no coupon is paid for that period. Starting October 12, 2026, the notes are automatically redeemed if each index is at or above 100% of its initial level, returning the $1,000 principal per note plus the applicable coupon. If not called and at maturity any index is below 70% of its initial level, the repayment is reduced in proportion to the worst-performing index and can fall to zero. The issue price is $1,000 per security with an estimated value of $980.40, reflecting commissions, structuring and hedging costs, and all payments depend on Morgan Stanley’s and MSFL’s creditworthiness.
Morgan Stanley Finance LLC is offering $262,000 of Variable Income Auto-Callable Notes due July 16, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 note pays a variable coupon tied to the worst performer of Alphabet class C, Meta class A and Microsoft common stock.
On each observation date, if every stock closes at or above its coupon barrier (80% of its initial level), investors receive a higher annual coupon of 7.80%; if any is below its barrier, only a 0.25% annual coupon is paid for that period. Beginning July 2027, if all three stocks are at or above 100% of their initial levels on a redemption determination date, the notes auto-call for par plus the higher coupon, ending further payments. If not redeemed early, the notes pay the stated principal amount at maturity plus the applicable variable coupon for the final period.
The notes are unsecured obligations of MSFL, subject to Morgan Stanley’s credit risk, and are not listed on any exchange, so secondary liquidity may be limited. The estimated value on the pricing date is $973.30 per note, below the $1,000 issue price, reflecting structuring, hedging and distribution costs. Key risks include the possibility of receiving only the lower coupon for much or all of the term, early redemption reinvestment risk, sensitivity to the worst-performing stock, potential adverse tax treatment and exposure to changes in Morgan Stanley’s credit spreads.
Morgan Stanley Finance LLC is issuing Buffered Jump Securities with Auto-Callable Feature due July 15, 2031, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The notes have a $1,000 stated principal amount, an $866,000 aggregate principal amount and pay no interest, and are fully and unconditionally guaranteed by Morgan Stanley.
Starting July 13, 2027, if the index closing level is at or above the call threshold of 1,363.92 (100% of the initial level) on a determination date, the notes are automatically redeemed for a cash amount corresponding to a return of about 17.00% per annum, from $1,170.00 up to $1,835.833 per security, with no further payments. If never called and the final level is at or above the threshold, holders receive $1,850.00 per security; if between the threshold and the buffer level of 1,091.136 (80%), only principal is returned. Below the buffer, repayment is reduced 1% for each 1% index decline beyond the 20% buffer, subject to a minimum of 20% of principal.
The estimated value on the pricing date is $904.20 per note, below the issue price due to structuring, hedging and distribution costs and the issuer’s funding rate. Payments depend on Morgan Stanley’s and MSFL’s credit and on a complex, leveraged, volatility-targeted decrement index with limited operating history, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering $500,000 aggregate principal amount of Step-Down Jump Securities with Auto-Callable Feature, at $1,000 per security, linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index and fully guaranteed by Morgan Stanley.
The notes may be automatically redeemed on one of 48 determination dates if the index closes at or above a declining call threshold, paying fixed cash amounts from $1,176 to $1,865.333 per security, implying about 17.60% per annum, after which no further payments are due.
If not redeemed and the final index level is at least the downside threshold level of 2,156.034 (60% of the initial level 3,593.39), investors receive $1,880 per security; otherwise they receive $1,000 × (final level / initial level), exposing them to full downside, potentially to zero. The estimated value on the pricing date is $942.60 per security, below the issue price, reflecting issuing, selling, structuring and hedging costs. Payments depend on the credit of MSFL and Morgan Stanley, the underlier is subject to a 4.0% per annum decrement and leverage, liquidity may be limited, and tax treatment is uncertain.
Morgan Stanley Finance LLC is issuing Contingent Income Memory Buffered Auto-Callable Securities due July 15, 2031, fully and unconditionally guaranteed by Morgan Stanley, with a $1,000 stated principal per note and an aggregate offering of $2,677,000. The notes are linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index and are principal-at-risk securities.
The notes offer a 12.25% per annum contingent coupon, paid only when the index closes on an observation date at or above the coupon barrier level of 1,091.136 (80% of the initial level). Missed coupons may be paid later if a future observation meets the barrier, but unpaid coupons are forfeited if the barrier is never reached.
The notes are automatically callable starting July 12, 2027 if the index is at or above the call threshold of 1,363.92 (100% of the initial level), returning principal plus applicable coupons. If held to maturity and the final level is at or above the buffer level of 1,159.332 (85% of initial), holders receive principal back; below that, principal is reduced 1% for each 1% drop beyond the 15% buffer, subject to a minimum payment of 15% of principal.
The estimated value on the pricing date is $899.70 per security, below the $1,000 issue price due to issuing, selling, structuring and hedging costs. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, may have limited or no secondary market, and involve complex U.S. tax and withholding considerations, particularly for non-U.S. investors.