Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering $1,210,000 aggregate principal amount of Buffered Performance Leveraged Upside Securities linked to the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 denomination, matures on August 13, 2027, pays no interest, and is principal-at-risk.
At maturity, investors receive $1,000 plus 110% of any index gain, capped at a maximum payment of $1,146 per note. If the index is flat or down to 10% below the initial level of 7,575.39, repayment is at par. Below the 10% buffer (buffer level 6,817.851), principal is reduced 1% for each additional 1% index decline, subject to a minimum payment of 10% of principal.
The notes are unsecured obligations of MSFL, guaranteed on an unsecured basis by Morgan Stanley, so all payments depend on their credit. The estimated value on the pricing date is $990.40 per note, below the issue price, reflecting issuing, selling, structuring and hedging costs. Liquidity may be limited, tax treatment is uncertain, and the securities are sold through Morgan Stanley & Co. to fee-based advisory accounts without sales commissions.
Morgan Stanley Finance LLC is issuing $705,000 of Enhanced Trigger Jump Securities, $1,000 principal amount each, due October 14, 2027 and fully guaranteed by Morgan Stanley. The notes pay no interest and are linked to the worst performer of AMD, Broadcom and Palantir Class A common stock.
At maturity, each note pays $1,474 (principal plus a fixed $474 upside payment) if the final level of every stock is at or above 50% of its initial level. Otherwise, repayment equals $1,000 multiplied by the performance factor of the worst-performing stock, with no minimum payment, so principal can be lost in full. The estimated value on the July 10, 2026 pricing date is $970.60 per note, below the $1,000 issue price due to issuing, selling, structuring and hedging costs. The securities are unsecured, subject to Morgan Stanley credit risk, and any secondary market is expected to be limited.
Morgan Stanley Finance LLC is offering $407,000 of Contingent Income Memory Auto-Callable Securities due July 13, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 principal amount and is linked to the worst performing of Micron, Amazon and Shopify shares.
The note pays a 23.00% per annum contingent coupon only if, on each observation date, all three underliers are at or above their coupon barriers set at 50% of initial levels; missed coupons may be paid later if conditions are met. From July 2027, the note auto-calls if all underliers are at or above 100% of initial levels, returning principal plus due coupons. If not called, principal is repaid at maturity only if each underlier finishes at or above its downside threshold or any finishes at or above its initial level; otherwise, maturity value is reduced 1% for each 1% decline in the worst performer and can fall to zero.
The securities are unsecured, subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, are not bank deposits and are not FDIC insured. The estimated value on the pricing date is $908.30 per $1,000, reflecting structuring and hedging costs, and secondary market liquidity and U.S. tax treatment, particularly for non-U.S. investors, are described as uncertain.
Morgan Stanley Finance LLC is offering $369,000 of Callable Contingent Income Buffered Securities due July 13, 2028, linked to the worst performing of the iShares Silver Trust and the SPDR Gold Trust, fully and unconditionally guaranteed by Morgan Stanley and issued in $1,000 denominations.
The notes can pay a 12.75% per annum contingent coupon when on each observation date both underliers close at or above their coupon barrier levels, set at 70% of initial levels ($37.765 for SLV and $263.907 for GLD). If either closes below its barrier, no coupon is paid for that period. Beginning January 14, 2027, the issuer may redeem the notes on scheduled redemption dates for principal plus any due coupon if a risk neutral valuation model indicates calling is economically rational for the issuer.
At maturity, if not redeemed and each underlier’s final level is at least its buffer level (80% of initial; $43.16 for SLV and $301.608 for GLD), investors receive principal plus any final coupon. Otherwise, repayment is reduced 1% for every 1% decline in the worst underlier beyond the 20% buffer, subject to a minimum payment equal to 20% of principal. The estimated value on the July 10, 2026 pricing date is $978.90 per $1,000 note, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering $3,248,000 of Buffered Jump Securities with Auto-Callable Feature due July 15, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index.
The notes may auto-call quarterly from July 13, 2027 if the index is at or above the call threshold of 1,227.528 (90% of the 1,363.92 initial level), paying escalating early redemption amounts corresponding to about 13.25% per annum. If held to maturity and not called, investors receive $1,662.50 per security if the final level is at or above the call threshold, principal only if between the 15% buffer and threshold, and a 1-for-1 loss beyond the 15% buffer, subject to a 15% minimum payment of principal.
The estimated value on the pricing date is $900.60 per $1,000 security, reflecting structuring and distribution costs including a $47.50 sales commission per security. The securities pay no interest, are principal-at-risk, and all payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is issuing $8,888,000 of Enhanced Buffered Jump Securities linked to the S&P 500® Index, maturing October 14, 2027, fully and unconditionally guaranteed by Morgan Stanley.
The $1,000-denomination notes pay no interest. At maturity, if the S&P 500 closing level on October 11, 2027 is at or above 90% of the initial level of 7,575.39, investors receive $1,094 per note (principal plus a fixed $94 payment, a 9.40% return). If the index finishes below the 90% downside threshold, repayment is reduced based on the index decline beyond a 10% buffer, multiplied by a 1.1111 downside factor, with no minimum payment, so principal can be lost in full.
The estimated value on the pricing date is $973.70 per note versus a $1,000 issue price, reflecting selling, structuring and hedging costs and Morgan Stanley’s funding spread. Agent sales commissions are $17.50 per note plus a $5 structuring fee, and secondary-market liquidity and tax treatment are both described as uncertain. All payments depend on the credit of MSFL and Morgan Stanley.
Morgan Stanley Finance LLC is offering Dual Directional Trigger PLUS notes fully and unconditionally guaranteed by Morgan Stanley, with $1,318,000 aggregate principal and $1,000 denominations, maturing on July 13, 2029. The notes pay no interest and are linked to the worst performer of the Dow Jones Industrial Average, EURO STOXX 50 Index and Russell 2000 Index.
At maturity, if each index finishes above its initial level, holders receive principal plus 167.75% of the worst index gain. If the worst index is flat or down but not below 60% of its initial level, holders gain the absolute decline, capped at a 40% positive return. If any index closes below its 60% downside threshold, repayment equals principal times that index’s performance factor, so principal losses mirror the worst index’s percentage drop and can reach 100%.
The estimated value on the pricing date is $983.40 per $1,000 note, reflecting issuance, selling, structuring and hedging costs. All payments depend on Morgan Stanley’s credit; secondary market liquidity may be limited; and U.S. tax treatment is uncertain, with counsel treating the notes as prepaid financial contracts.
Morgan Stanley Finance LLC is offering principal-at-risk Jump Securities with Auto-Callable Feature due July 21, 2032, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, issued in $1,000 denominations, pay no interest and all payments depend on Morgan Stanley’s credit.
Beginning with the first determination date on July 23, 2027, and on 19 subsequent scheduled determination dates, the notes are automatically redeemed if the index closing level is at least 100% of its initial level. In that case, investors receive an early redemption payment per $1,000 ranging from $1,305.00 on the first determination date up to $2,753.75 on the 20th, corresponding to a fixed schedule targeting approximately 30.50% per annum, and the investment terminates.
If the notes are not redeemed early, at maturity investors receive $2,830.00 per $1,000 if the final index level is at or above the call threshold, only principal back if the final level is between 50% and 100% of the initial level, and a proportional loss if it falls below 50%, potentially losing the entire investment. The estimated value on the pricing date is approximately $967.10 per security, below the $1,000 issue price due to issuing, selling, structuring and hedging costs. Additional risks include the complex leveraged, volatility-targeted 4% decrement index, limited or illiquid secondary trading and uncertain U.S. federal income tax treatment.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due July 13, 2028, linked to Micron Technology, Inc. common stock, in an aggregate principal amount of $300,000 at $1,000 per security, fully and unconditionally guaranteed by Morgan Stanley.
The notes pay a 35.52% per annum contingent coupon only if Micron’s closing level is at or above the $474.40 coupon barrier (50% of the $948.80 initial level) on observation dates; missed coupons may be paid later if the barrier is subsequently met. The notes are automatically redeemed if Micron’s level is at or above the $948.80 call threshold (100% of the initial level) on specified redemption determination dates, returning principal plus due coupons.
If not called and the final Micron level is at or above the $474.40 downside threshold, investors receive full principal (plus any payable coupons). If the final level is below this threshold, repayment is reduced in proportion to the decline and can be zero. All payments are subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is $965.90 per $1,000 security, below the issue price.
Morgan Stanley Finance LLC is offering $373,000 of Contingent Income Auto-Callable Securities linked to common stock of The Home Depot, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 principal amount and matures on August 12, 2027.
The notes pay a 10.50% per annum contingent coupon only when the Home Depot share price is at or above the coupon barrier of $254.048 (75% of the initial level of $338.73) on scheduled observation dates; otherwise, no coupon is paid. Starting January 11, 2027, the securities are automatically redeemed at par plus the applicable coupon if the stock closes at or above the call threshold of $338.73 on any redemption determination date.
If not called, investors receive par at maturity only if the final stock level is at or above the downside threshold of $254.048. Below that level, repayment is reduced in full proportion to the stock’s decline and can fall to zero. The securities are unsecured obligations subject to Morgan Stanley’s and MSFL’s credit risk, have an estimated value of $974.90 per $1,000 on the pricing date, may have limited secondary liquidity and involve complex, uncertain U.S. tax treatment, particularly for non-U.S. holders.