Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing unsecured Structured Investments Contingent Income Auto-Callable Notes due July 21, 2031, fully and unconditionally guaranteed by Morgan Stanley and linked to the worst performing of Alphabet Class A, JPMorgan Chase, and Microsoft common stock.
The notes pay a contingent coupon at 8.30% per annum, with monthly payments only if on each observation date every underlier is at or above its coupon barrier, set at 75% of its initial level. Starting with the first redemption determination date on July 16, 2027, the notes auto-call if all underliers are at or above their call threshold of 100% of initial level, returning the $1,000 principal plus that period’s coupon and then terminating.
If never redeemed early, investors receive the $1,000 stated principal amount at maturity, plus a final coupon if the barriers are met, but do not participate in any stock appreciation. The economic value is lower than issue price, with an estimated value of about $969.60 per note, the notes are not listed, secondary liquidity may be limited, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing $3,929,000 of Contingent Income Auto-Callable Securities due August 12, 2027 linked to the American depositary shares of Novo Nordisk A/S.
The notes pay a 12.25% per annum contingent coupon only when the underlier’s closing level on an observation date is at or above the $29.817 coupon barrier, equal to 61% of the $48.88 initial level. They may be automatically redeemed on specified redemption determination dates if the underlier is at or above the $48.88 call threshold (100% of the initial level), in which case investors receive principal plus the applicable coupon and no further payments.
If not called and the final level is at or above the $29.817 downside threshold, investors receive the stated principal amount (plus any final coupon). If the final level is below that threshold, repayment is reduced in proportion to the underlier’s decline, potentially to zero, so principal is fully at risk and no stock price appreciation is passed through. The estimated value on the pricing date is $975.50 per $1,000 note, reflecting embedded costs and Morgan Stanley’s valuation models, and secondary trading liquidity may be limited.
Morgan Stanley Finance LLC is offering $5,202,000 of Buffered Jump Securities with an auto-call feature and principal at risk, fully and unconditionally guaranteed by Morgan Stanley. The notes are linked to the worst-performing of Alphabet, Broadcom and NVIDIA shares and pay no interest.
If on July 13, 2027 each stock closes at or above its initial level, the notes are automatically redeemed for an early redemption payment of $1,800 per $1,000 security. If held to July 12, 2029, holders receive principal plus 250% of the worst stock’s gain if all finish above their initial levels, principal if all stay at or above their 80% buffer levels, or a reduced amount down to 20% of principal if the worst stock falls below its buffer.
The issue price is $1,000 per note, while the issuer’s estimated value on the pricing date is $931.80, reflecting issuance, structuring and hedging costs and Morgan Stanley’s credit spreads. The securities are unsecured obligations of MSFL, subject to Morgan Stanley’s credit risk and limited secondary market liquidity.
Morgan Stanley Finance LLC is issuing $1,424,000 of Jump Securities with Auto-Callable Feature due July 14, 2032, each with $1,000 principal, linked to the S&P U.S. Equity Momentum 40% VT 4% Decrement Index. The notes may be automatically redeemed from July 12, 2027 onward if the index closes at or above the call threshold level of 1,365.38, paying fixed cash amounts that correspond to approximately 30.50% per annum.
If not called, holders receive at maturity $2,830 per security if the final index level is at or above the call threshold; $1,000 if it is between the call level and the downside threshold of 682.69; and a loss one-for-one with index declines below that threshold, potentially to zero. The securities pay no interest, do not participate in index upside, and are unsecured, principal-at-risk obligations of MSFL guaranteed by Morgan Stanley. The estimated value on the pricing date is $969.70 per security, below the $1,000 issue price, and liquidity may be limited to market-making by Morgan Stanley & Co.
Morgan Stanley Finance LLC is offering $1,000,000 of Contingent Income Memory Buffered Auto-Callable Securities due July 15, 2027, linked to the iShares Semiconductor ETF (SOXX), fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount and issue price of $1,000.
Investors may receive a 10.35% per annum contingent coupon on specified coupon payment dates, but only if the ETF’s closing level on the related observation date is at or above the coupon barrier of $349.02, 60% of the $581.70 initial level. Missed coupons may be paid later if a future observation date meets the barrier. The notes are automatically redeemed at par plus due coupons if, on any redemption determination date starting October 9, 2026, the ETF is at or above the call threshold of 100% of the initial level.
If not called and at maturity the ETF is at or above the 60% buffer level, investors receive full principal (plus any payable coupons). If it is below the buffer, principal is reduced in line with the ETF’s decline beyond the 40% buffer, subject to a minimum payment of 40% of principal. The estimated value on the pricing date is $982.10 per $1,000, reflecting embedded costs, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is issuing Series A Enhanced Trigger Jump Securities linked to the S&P 500 Index. Each note has a $1,000 stated principal amount, with $750,000 issued in total, and pays no interest.
At maturity on August 12, 2027, holders receive $1,000 plus a fixed $81.70 (8.17%) if the index’s final level on the August 9, 2027 observation date is at or above the downside threshold of 5,612.033, which is 75% of the 7,482.71 initial level. If the final level is below that threshold, repayment equals $1,000 multiplied by the performance factor (final level divided by initial level), creating a 1% loss of principal for each 1% index decline; there is no minimum payment and the entire investment can be lost.
The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is $986.20 per note, below the $1,000 issue price, reflecting issuing, selling, structuring and hedging costs and the issuer’s funding rate. Liquidity, valuation, conflict-of-interest and U.S. tax treatment uncertainties are highlighted as additional risks.
Morgan Stanley Finance LLC is offering Callable Buffered Jump Securities linked to the worst performer of the iShares Core S&P Mid-Cap ETF (IJH) and iShares Core S&P Small-Cap ETF (IJR). Each security has a $1,000 stated principal amount, with an aggregate principal of $254,000, and is fully and unconditionally guaranteed by Morgan Stanley.
The notes pay no interest and are principal-at-risk. If not called and both final ETF levels exceed their initial levels, holders receive $1,000 plus an upside payment equal to 173% of the gain of the worst-performing ETF. If either ETF finishes at or below its initial level but at or above its buffer level (80% of initial), investors receive only principal. Below the buffer, investors lose 1% of principal for each 1% decline of the worst performer beyond the 20% buffer, subject to a minimum payment of 20% of principal.
The issuer may redeem the notes in whole, but not in part, on scheduled redemption dates starting July 21, 2027, paying fixed amounts that target approximately 16.00% per annum, such as $1,160 on the first redemption date. The early redemption decision is based on a risk neutral valuation model reflecting market conditions and Morgan Stanley’s credit spreads, and may occur when continuation would be more favorable to investors. The estimated value on the pricing date is $967.70 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs and issuer economics. All payments depend on Morgan Stanley’s and MSFL’s credit.
Morgan Stanley Finance LLC is offering $1,788,000 aggregate principal amount of Contingent Income Memory Buffered Auto-Callable Securities, fully and unconditionally guaranteed by Morgan Stanley, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index and maturing on July 14, 2031.
The notes pay a 10.85% per annum contingent coupon, only when the index closes at or above a coupon barrier of 955.766 (70% of the 1,365.38 initial level) on an observation date; missed coupons may be paid later if the barrier is subsequently met. The notes are automatically redeemed at par plus applicable coupons if the index is at or above the initial level on any monthly redemption determination date starting July 9, 2027.
At maturity, if not called and the final index level is at or above the buffer level of 1,160.573 (85% of initial), investors receive full principal plus any due coupons; below that, principal is reduced 1% for each 1% decline beyond the 15% buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is $902.70 per $1,000 note, all payments are subject to Morgan Stanley’s credit risk, the securities are not insured, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is issuing $1,500,000 of Structured Investments Buffered Partial Participation Securities, unsecured notes fully and unconditionally guaranteed by Morgan Stanley and linked to the S&P 500® Index. The notes pay no interest, have a stated principal amount of $1,000 per security and mature on July 14, 2031.
At maturity, if the arithmetic-average final index level exceeds the initial level of 7,543.64, holders receive principal plus an upside payment based on a 93.24% participation rate in the index gain. If the final level is between the initial level and the buffer level of 6,034.912 (a 20% buffer), only principal is repaid. Below the buffer, investors lose 1.25% of principal for each 1% index decline beyond the buffer, with no minimum payment; an 85% index decline would return $187.50 per security. The estimated value on the pricing date is $956.80 per security, below the $1,000 issue price, and all payments are subject to the credit risk of MSFL and Morgan Stanley, limited liquidity, and uncertain tax treatment.
Morgan Stanley Finance LLC is offering $1,088,000 of Jump Securities with Auto-Callable Feature due July 12, 2030, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an estimated value on the pricing date of $896.90, reflecting issuance, selling, structuring and hedging costs.
The notes are principal-at-risk structured securities linked to an equally weighted basket of five technology-related stocks. They pay no interest and do not provide participation in any appreciation of the basket. Starting July 16, 2027, the notes are subject to automatic early redemption if the basket level is at or above the call threshold level of 95, for fixed cash payments ranging from $1,200 to $1,750 per security.
If not called, payment at maturity depends on the final basket level: investors receive $1,800 per security if the final level is at or above the call threshold, only the $1,000 principal if the final level is between the call threshold and the downside threshold level of 50, and a proportionally reduced amount (final level divided by initial level) if below the downside threshold, which can result in a total loss of principal. All payments are subject to Morgan Stanley’s credit risk, secondary market liquidity may be limited, and U.S. federal tax treatment is expected to follow the prepaid financial contract approach but remains uncertain.