Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, offers Contingent Income Memory Auto-Callable Securities due July 26, 2029 linked to Comfort Systems USA, Inc. common stock. Each security has a stated principal amount and issue price of $1,000 and is principal at risk.
The notes pay a contingent coupon at an annual rate of 20.90% only when the stock’s closing level on an observation date is at or above a coupon barrier set at 50% of the initial level; missed coupons can be paid later if this barrier is met. The notes are automatically redeemed on specified dates if the stock is at or above 100% of the initial level, paying $1,000 plus due coupons. If held to maturity and the final level is at or above a 50% downside threshold, principal is repaid; otherwise the payoff equals $1,000 times the performance factor, so investors bear full downside and do not participate in upside. The estimated value on the pricing date is approximately $978.30 per $1,000 security, and investors face unsecured credit exposure to Morgan Stanley, potential limited secondary market liquidity and uncertain tax treatment, including possible 30% withholding on coupons for some non-U.S. holders.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Floating Rate Callable Notes due July 24, 2031, linked to the 10-Year Constant Maturity Treasury Rate (10CMT). Each note has a $1,000 issue price and stated principal amount.
Interest accrues daily at 7.50% per annum × N/ACT, where N is the number of days 10CMT is within the 0.00%–5.00% reference rate range and ACT is total days in the term; on other days, interest is 0.00%. Interest is paid only once, on maturity or an earlier redemption date, together with principal, so investors forgo periodic coupons and could receive little or no interest if 10CMT often lies outside the range or due to the five-day reference-rate cutoff.
Beginning July 24, 2027, the issuer may redeem the notes annually at 100% of principal plus accrued interest, but only if a risk neutral valuation model indicates redemption is economically rational for the issuer. The notes are unsecured, subject to Morgan Stanley’s credit risk, not listed on any exchange, and have an estimated value on the pricing date of about $946.90 per $1,000 note, reflecting issuing, structuring and hedging costs. Proceeds are for general corporate purposes, and for U.S. tax purposes the notes are expected to be treated as contingent payment debt instruments.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Trigger PLUS notes due July 19, 2029, linked to the worst performance of Mastercard Class A common stock and Microsoft common stock. Each note has a $1,000 stated principal amount and pays no interest.
If, on the July 16, 2029 observation date, both stocks finish above their initial levels, holders receive $1,000 plus 260% of the price gain of the worst performer. If either stock is at or below its initial level but both remain at or above 70% of their initial levels, holders receive only the $1,000 principal.
If either stock closes below 70% of its initial level, repayment is reduced one-for-one with the decline of the worst performer, with no minimum, so the investment can be lost entirely. The initial estimated value is about $959.30 per $1,000 note, reflecting issuance, selling, structuring and hedging costs, and values are also subject to Morgan Stanley’s credit risk and limited secondary-market liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Buffered Jump Securities with an auto-callable feature linked to the S&P 500 Futures Excess Return Index and maturing on July 31, 2031. The notes pay no interest and are issued at $1,000 per security.
The notes are automatically redeemed on August 9, 2027 for an early redemption payment of $1,151.50 per security if the index is at or above its initial level on the first determination date. If held to maturity and the index is above its initial level, holders receive principal plus an upside payment equal to 150% of the index gain. If the index ends between 90% and 100% of its initial level, only principal is returned; below 90%, repayment is reduced 1% for each 1% decline beyond the 10% buffer, but not below 10% of principal.
The estimated value on the pricing date is approximately $950.30 per security, below the issue price due to issuing, structuring and hedging costs and the issuer’s funding rate. Key risks include loss of principal, limited secondary market liquidity, Morgan Stanley credit risk, index volatility, potential conflicts of interest in calculation and hedging, and uncertain U.S. tax treatment as prepaid financial contracts.
Morgan Stanley Finance LLC, guaranteed by Morgan Stanley, is offering Callable Contingent Income Securities due July 20, 2029. Each note has a $1,000 stated principal amount and issue price, with an estimated value of approximately $983.40 per security on the pricing date.
The notes pay a 20.30% per annum contingent coupon only if on each observation date the Nasdaq-100 Index, Russell 2000 Index and VanEck Semiconductor ETF all close at or above their coupon barrier levels, each set at 60% of its initial level. Investors do not participate in any upside of these underliers.
Starting January 22, 2027, the issuer may redeem the notes in whole on scheduled redemption dates if a risk neutral valuation model indicates early redemption is economically rational for the issuer, paying principal plus any due coupon. If not called, and at maturity any underlier finishes below its downside threshold (also 60% of initial), the payoff is reduced 1:1 with the worst performer and can fall to zero, meaning full loss of principal. The notes carry Morgan Stanley credit risk, limited liquidity, complex tax treatment, and sector and small-cap equity market risks.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering unsecured Jump Notes with an auto-call feature maturing July 19, 2029, linked to the worst performer of Broadcom, JPMorgan Chase and Microsoft common stocks. The notes pay no interest and have a stated principal of $1,000 per note.
The notes auto-redeem on July 22, 2027 for $1,318 per note if each stock closes at or above its initial level on the first determination date. If not called, holders receive at maturity either principal plus 125% of the gain of the worst-performing stock if all finish above initial levels, or only principal if any finish at or below. The estimated value on the pricing date is approximately $971.10 per note, they are not listed on any exchange, and repayment depends on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is issuing Jump Notes with Auto-Callable Feature due July 19, 2029, each with a $1,000 stated principal amount, unsecured and fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and are linked to the worst performing of Alphabet, Meta and Microsoft common stocks.
On July 19, 2027, if each stock closes at or above 90% of its initial level, the notes are automatically redeemed for an early redemption payment of $1,142 per note, with no further payments. If not called, at maturity investors receive $1,000 plus an upside payment equal to 125% of the percentage gain of the worst performing stock, provided all three finish above their initial levels; otherwise only the $1,000 principal is repaid. Returns depend on the worst performer, the notes are not listed, and all payments are subject to Morgan Stanley’s credit. The estimated value on the pricing date is approximately $969.40 per note, reflecting issuance, selling, structuring and hedging costs, and the notes are expected to be treated as contingent payment debt instruments for U.S. tax purposes.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley, maturing on August 18, 2027. Each security has a $1,000 stated principal amount and pays no interest.
At maturity, if the S&P 500 final level is at or above 90% of its initial level, holders receive $1,000 plus a fixed upside payment of at least $91 per security (9.10% of principal), regardless of how much the index has risen or modestly fallen. If the final level is below the 90% buffer, principal is reduced by 1.1111% for every 1% decline beyond the 10% buffer, with no minimum payment; for example, an 85% index decline would return only $166.675 per security. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, have an estimated value of about $984.20 per $1,000 issue price due to issuance and hedging costs, include selling commissions of $10 per security, require a minimum purchase of $10,000, and may have limited secondary market liquidity.
Morgan Stanley Finance LLC is offering unsecured Jump Notes with an auto-call feature, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, pays no interest, and matures on July 21, 2031. Performance is linked to the worst of Alphabet Class A, Amazon.com and Broadcom common stocks.
On July 19, 2027, if each stock’s closing level is at least 90% of its initial level, the notes are automatically redeemed for $1,240 per $1,000 note and terminate. If not called, and on the final determination date all three stocks finish above their initial levels, holders receive $1,000 plus an upside payment equal to 125% of the percentage gain of the worst performer; if any stock is at or below its initial level, only the $1,000 principal is repaid. The estimated value on the pricing date is about $966.40 per note, the notes will not be listed, secondary liquidity may be limited, and all payments are subject to Morgan Stanley’s credit risk and the tax treatment of contingent payment debt instruments.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities linked to Microsoft Corporation common stock, with a stated principal amount of $1,000 per security, a contingent coupon of 14.50% per annum, and a full and unconditional guarantee from Morgan Stanley.
Coupons are paid only when the stock closes at or above a coupon barrier set at 70% of the initial level, and the notes may be automatically redeemed from January 27, 2027 onward if the stock is at or above 100% of the initial level, returning principal plus the applicable coupon. If held to September 1, 2027 and the final level is below a 70% downside threshold, investors lose 1% of principal for each 1% decline in the stock, potentially losing the entire investment. The estimated value on the pricing date is approximately $983.50 per security, below the $1,000 issue price, and investors face Morgan Stanley’s credit risk, limited liquidity, and uncertain tax treatment, particularly for non-U.S. holders.