MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC priced contingent income, principal-at-risk notes linked to Super Micro Computer, Inc. (SMCI) stock. Each security has a $1,000 stated principal amount, an estimated value on pricing of approximately $966.80, and a contingent coupon of 43.40% per annum.

The notes can auto-redeem on specified redemption dates if the underlier meets the call threshold ($30.85); coupon payments require the closing level to be at or above the coupon barrier ($18.51) on observation dates. If not auto‑redeemed, maturity payment on December 20, 2027 depends on the final level versus the downside threshold ($18.51) and could result in full or substantial loss of principal.

The issuer, Morgan Stanley Finance LLC, is offering principal-at-risk structured notes due December 30, 2027 linked to Taiwan Semiconductor Manufacturing Company Limited American depositary shares and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and a contingent coupon of 16.65% per annum. Coupons are paid only if the underlier meets a coupon barrier on observation dates; the notes are auto-callable if the underlier reaches the call threshold on any redemption determination date. At maturity investors receive principal only if the final level is greater than or equal to the buffer level (75% of the initial level); otherwise losses apply at a downside factor of 1.3333 per 1% decline beyond the buffer, and the payment could be significantly less than principal or zero. Estimated value on the pricing date was approximately $975.50 per security. All payments are subject to Morgan Stanley's credit risk and the offering includes distribution fees and structuring/hedging costs embedded in the issue price.

Morgan Stanley Finance LLC priced a market-linked, auto-callable principal-at-risk security guaranteed by Morgan Stanley. Each security has a $1,000 face amount, a pricing date of June 29, 2026 and a maturity date of July 3, 2029. The securities pay contingent monthly coupons (with memory) only if a weighted two-stock Basket meets a coupon threshold (80% of the starting level). The contingent coupon rate will be set on the pricing date and will be at least 17.25% per annum. The securities include a 20% downside buffer: if the ending level is below the downside threshold, investors absorb losses beyond the buffer (up to an 80% loss). Estimated value on the pricing date is approximately $931.10 per security; offering price is $1,000 per security with agent commission up to $23.25.

Morgan Stanley Finance LLC priced a structured, principal‑at‑risk note linked to the lowest performing of the Dow Jones Industrial Average and the S&P 500. Each security has a $1,000 face amount, a 150% participation rate to a capped maximum return of at least 34.50% ($345), a 20% buffer (threshold = 80% of the starting level) and matures on June 22, 2029, subject to postponement. The pricing date is June 18, 2026 and the estimated value on the pricing date is approximately $960.80 per security (within $30.00). Agent commissions of up to $28.25 per security are disclosed. These securities do not pay interest, are exposed to Morgan Stanley credit risk and may return as little as 20% of principal at maturity if the lowest performing underlying falls by 100%.

Morgan Stanley Finance LLC is offering $7,552,750 of Trigger Absolute Return Step Securities linked to a weighted basket of five international indices and fully and unconditionally guaranteed by Morgan Stanley. Each $10 Security has a Step Return of 44.00%, an Initial Basket Level set to 100, and a Downside Threshold of 75 (75% of the Initial Basket Level). If the Final Basket Level on the Final Valuation Date is at or above the Step Barrier (100), holders receive $10 plus the greater of the Step Return (44.00%) or the Basket Return; if the Final Basket Level is below the Downside Threshold, holders will suffer principal loss proportionate to the negative Basket Return. Trade Date is June 12, 2026, Settlement Date is June 16, 2026, Final Valuation Date is June 12, 2031 and Maturity Date is June 16, 2031. Payments and any contingent repayment of principal depend on MSFL's creditworthiness; estimated value on the Trade Date was $9.479 per Security.

Morgan Stanley Finance LLC is offering Trigger Autocallable GEARS linked to the EURO STOXX 50® Index with a total Price to Public of $21,670,120. The securities have an Issue Price of $10.00 per Security and an estimated Trade Date value of $9.643 per Security.

These five-year, principal-at-risk notes are automatically callable if the EURO STOXX 50 closes at or above the Autocall Barrier of 6,187.63 on the Observation Date (June 21, 2027), producing a fixed Call Price of $11.80 (based on an 18.00% annual Call Return Rate). If not called, maturity payments depend on the Final Level versus the Initial Level and a Downside Threshold of 4,640.723 (approximately 75.00% of the Initial Level) and feature an Upside Gearing of 1.60. All payments are unsecured, subordinated to neither, and subject to Morgan Stanley's credit risk.

Morgan Stanley Finance LLC is offering Trigger Autocallable GEARS linked to the Russell 2000® Index with an $10.00 issue price and a total Price to Public of $8,755,360. The securities mature on June 16, 2031, are automatically callable if the Russell 2000® closes at or above the Autocall Barrier on the Observation Date June 21, 2027, and pay a fixed Call Return based on a 12.00% annual Call Return Rate if called. If not called, a payment at maturity will reflect the Underlying Return multiplied by an Upside Gearing of 1.55 when positive; if the Final Level is below the Downside Threshold (75% of the Initial Level), investors bear proportional principal loss. The Issue Price includes issuance and hedging costs and the estimated Trade Date value per security is $9.651. The proceeds are for general corporate purposes and all payments are subject to Morgan Stanley/MSFL credit risk.

Morgan Stanley Finance LLC offers Market Linked Securities (auto-callable, principal at risk) linked to the lowest performing of the Russell 2000®, iShares Expanded Tech-Software ETF and the Dow Jones Industrial, with a face amount of $1,000 per security and a maturity date of January 15, 2030.

The pricing date is July 10, 2026 and the original issue date is July 15, 2026. The securities are fully and unconditionally guaranteed by Morgan Stanley, can be automatically called monthly beginning July 15, 2027, and pay specified call amounts if all underlyings meet call thresholds. The issuer estimates the securities’ value at $948.80 per security on the pricing date. Investors face downside exposure if the lowest performing underlying finishes below its threshold; the structure limits upside to predetermined call premiums.

Morgan Stanley Finance LLC is offering 518 market-linked, auto-callable principal-at-risk securities with a face amount of $1,000 each. The securities mature on June 15, 2028 (subject to postponement) and are fully and unconditionally guaranteed by Morgan Stanley.

The securities are linked to the lowest performing of three State Street sector ETFs (XLF, XLP, XLU). They carry a 20% buffer against losses on the lowest performing underlying but expose investors to up to 80% principal loss if that underlying falls more than 20 by the final calculation day. The estimated value on the pricing date was $958.10 per security; the price to public is $1,000 per security. Agent commissions of up to $23.25 per security are disclosed and proceeds to issuer are listed as $505,956.50 in the pricing table.