Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Dual Directional Buffered Jump Securities with Auto-Callable Feature due July 26, 2029, linked to the worst performer of Corning, Marvell Technology and Palo Alto Networks common stocks, and fully guaranteed by Morgan Stanley. Each security has a stated principal amount and issue price of $1,000 and pays no interest.
If on the first determination date in July 2027 each stock is at or above 70% of its initial level, the notes are automatically redeemed for an early redemption payment of $1,450 per security, ending all further payments. If held to maturity and every stock finishes above its initial level, investors receive principal plus 400% of the gain of the worst-performing stock. If at least one stock is at or below its initial level but all remain at or above 60% of initial, investors receive principal plus a positive "absolute return" on the worst performer, capped at a 40% gain.
If any stock closes below its 60% buffer at maturity, principal is reduced one-for-one beyond the 40% buffer, but not below a minimum payment equal to 40% of principal. The estimated value on the pricing date is about $909.70 per security, reflecting issuance, structuring and hedging costs. Repayment depends entirely on Morgan Stanley’s credit, secondary market liquidity may be limited, and U.S. tax treatment, including potential application of Section 871(m), is uncertain.
Morgan Stanley Finance LLC is offering unsecured, auto-callable Jump Notes due August 4, 2033, fully guaranteed by Morgan Stanley and linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. The notes are issued in $1,000 denominations, pay no interest and return at least principal at maturity, subject to issuer credit risk.
Starting with the August 6, 2027 determination date, the notes auto-redeem if the index is at or above its initial level, paying fixed amounts that rise from $1,085 to $1,573.75 per note; no further payments follow redemption. If held to maturity and the index has risen, investors receive $1,000 plus 100% of index appreciation; otherwise they receive $1,000 only. The estimated value on the pricing date is about $931.10 per note, reflecting issuing, selling, structuring and hedging costs. Key risks include Morgan Stanley credit risk, limited or no secondary market, complex index features such as a 4% annual decrement and volatility targeting, potential tax treatment as contingent payment debt instruments and conflicts of interest in index design, calculation and hedging.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Auto-Callable Securities due July 19, 2029, linked to International Business Machines Corporation common stock. Each $1,000 note pays a contingent coupon at an annual rate of 16.00% only when IBM’s closing level is at or above a coupon barrier set at 50% of the initial level on scheduled observation dates.
Beginning January 19, 2027, if IBM’s closing level is at or above 100% of the initial level on a redemption determination date, the notes are automatically redeemed for $1,000 plus that period’s coupon, with no further payments. If not called and IBM is at or above the 50% downside threshold at maturity, investors receive $1,000 plus any final coupon; if below, repayment is reduced 1% for each 1% decline in IBM, potentially to zero.
The estimated value on the pricing date is approximately $981.80 per note, below the $1,000 issue price because it embeds issuing, selling, structuring and hedging costs. The notes are unsecured obligations subject to Morgan Stanley’s credit, may be illiquid, have complex U.S. tax treatment (including potential 30% withholding for certain non-U.S. investors) and are not insured deposits.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Trigger Performance Leveraged Upside Securities (Trigger PLUS) due July 31, 2031, unsecured notes linked to a basket of equity indices: MSCI EAFE (20%), MSCI Emerging Markets (10%), Russell 2000 (30%) and S&P 500 (40%). Each note has a stated principal of $1,000 and pays no interest.
The basket’s initial level is 100, with a downside threshold level of 65. At maturity, if the final basket level is above 100, holders receive $1,000 plus a leveraged upside payment equal to 111% of the basket’s percentage gain. If the final level is at or below 100 but at or above 65, holders receive only the $1,000 principal. If the final level is below 65, repayment is $1,000 multiplied by the performance factor (final level divided by 100), producing a 1% loss of principal for each 1% basket decline and potentially zero repayment.
The notes are subject to the credit risk of MSFL and Morgan Stanley, are not bank deposits or FDIC insured, and may have limited secondary market liquidity. The estimated value on the pricing date is approximately $972.10 per $1,000 note, reflecting issuance, structuring and hedging costs. Tax treatment is uncertain; counsel currently expects treatment as prepaid financial contracts that are open transactions, but future IRS or legislative action could change this.
Morgan Stanley Finance LLC is offering unsecured Callable Contingent Income Securities due February 8, 2028, fully and unconditionally guaranteed by Morgan Stanley. The notes are linked to the worst performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, and do not guarantee repayment of principal or regular interest.
Investors may receive a 12.55% per annum contingent coupon, paid only if on each observation date all three indices close at or above their respective coupon barrier levels, set at 70% of initial. If the notes are not redeemed early and, at maturity, every index is at or above its 65% downside threshold, principal is repaid (plus any final coupon). If any index finishes below its downside threshold, repayment is reduced in proportion to the decline of the worst index, potentially to zero. Beginning February 8, 2027, the issuer may redeem the notes in whole on specified dates for principal plus any due coupon, but only if a risk neutral valuation model indicates calling is economically rational for Morgan Stanley. All payments depend on Morgan Stanley’s credit, and the estimated value on the pricing date is approximately $984.50 per $1,000 security, reflecting issuing, selling, structuring and hedging costs.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering market-linked, auto-callable principal-at-risk securities maturing on July 25, 2029. The notes are linked to the lowest performing of Mastercard, American Express, Citigroup and Goldman Sachs common stocks, with monthly call observations starting July 23, 2027.
Each security has a $1,000 face amount, sold at $1,000, with agent commissions of $25.75 and issuer proceeds of $974.25 per security. The current estimated value is approximately $958.70 per security. Investors receive no interest or dividends and any positive return is capped at preset call payments, ranging from at least 24.85% on the first calculation day up to at least 74.550% on the final one. If the notes are not called and any underlying finishes below 50% of its starting price, repayment is reduced 1-for-1 with the lowest-performing stock and can result in losing more than 50%, up to all, of principal. All payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering principal-at-risk Buffered Jump Securities linked to the Global X Defense Tech ETF, fully and unconditionally guaranteed by Morgan Stanley and maturing July 20, 2028. The notes pay no coupons and expose investors to both market and issuer credit risk.
The notes may be automatically redeemed on August 2, 2027 if the ETF’s level on July 29, 2027 is at or above 100% of the initial level, in which case holders receive a fixed $1,122 per $1,000 note and no further payments. If not called, at maturity investors receive: principal plus a 125% participation in any ETF gain; principal only if the ETF is between 80% and 100% of the initial level; or a leveraged loss of 1.25% of principal for each 1% ETF decline beyond the 20% buffer, potentially losing the entire investment.
The issue price is $1,000 per note, including selling, structuring and hedging costs, while the estimated value on the pricing date is approximately $978.10. Dealer compensation is up to $15 per $1,000 note. The securities suit investors who can forgo income and accept contingent upside linked to the ETF together with significant downside risk and tax complexity in exchange for the buffer and auto-call features.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due July 25, 2030, fully and unconditionally guaranteed by Morgan Stanley. The notes are unsecured, principal-at-risk obligations linked to the worst performer of the Dow Jones Industrial, EURO STOXX 50 and State Street Technology Select Sector SPDR ETF.
The securities pay a 15.05% per annum contingent coupon only when each underlier closes at or above 75% of its initial level on scheduled observation dates. From October 23, 2026, Morgan Stanley may redeem the notes at par plus any due coupon if a risk neutral valuation model indicates early redemption is economically rational. If not redeemed, principal is repaid at maturity only when every underlier finishes at or above 65% of its initial level; otherwise repayment is reduced in proportion to the decline of the worst underlier, potentially to zero. The issue price is $1,000 per security, with an estimated value of approximately $974.70, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Dual Directional Buffered Jump Securities with an auto-call feature linked to the S&P 500® Futures Excess Return Index, each with a $1,000 stated principal amount and issue price.
The notes may be automatically redeemed on July 30, 2027 for an early redemption payment of $1,101.50 per security if the index’s closing level on July 27, 2027 is at or above the initial level; investors then receive no further payments or upside. If not called, maturity payments in July 2028 depend on index performance: full 100% upside participation above the initial level; a “dual directional” positive payoff for declines down to a 20% buffer; and losses beyond that buffer, with a minimum payment of 20% of principal.
The securities pay no interest, are unsecured obligations of MSFL with a Morgan Stanley guarantee, and all payments are subject to the issuers’ credit risk. The estimated value on the pricing date is approximately $983.70 per security, reflecting issuance, selling, structuring and hedging costs. The underlier is a futures-based index, and the disclosure emphasizes market volatility, limited liquidity, conflicts of interest, and uncertain U.S. tax treatment, including potential implications of Section 871(m) for non-U.S. holders.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities linked to International Business Machines Corporation stock, each with a $1,000 principal amount and fully and unconditionally guaranteed by Morgan Stanley. The notes pay a 17.25% per annum contingent coupon, but only for periods when IBM’s closing price on the relevant observation date is at or above a coupon barrier set at 60% of the initial level. Starting January 22, 2027, the securities are automatically redeemed if IBM closes at or above 100% of the initial level on a redemption determination date, returning principal plus the applicable coupon.
If the notes are not called and IBM’s final level is at or above the 60% downside threshold, investors receive principal back (plus the final coupon, if earned). If the final level is below that threshold, repayment is reduced in full proportion to IBM’s decline, potentially to zero. The notes are unsecured obligations exposed to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, and they may have limited or no secondary market liquidity. The original issue price is $1,000 per security, while the estimated value on the pricing date is about $959.80, reflecting issuance, structuring and hedging costs. U.S. tax treatment is uncertain, and non-U.S. investors may face 30% withholding on coupons.