MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC is offering $776,000 aggregate principal amount of contingent income, principal-at-risk, auto-callable securities due June 3, 2031, fully guaranteed by Morgan Stanley. The notes pay a contingent annual coupon of 12.00% on observation dates when the underlier meets the coupon barrier, feature monthly early-redemption tests beginning November 30, 2026, and return principal at maturity only if the final level is at or above an 85% buffer; otherwise principal is reduced proportionally subject to a 15% minimum payment. The securities reference the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index (initial level 1,537.79) and are sold at $1,000 per security (estimated value on pricing date: $940.10). All payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC is offering principal-at-risk, auto-callable notes due June 3, 2031, fully and unconditionally guaranteed by Morgan Stanley. The stated issue price is $1,000 per security with an aggregate principal amount of $1,426,000. The securities pay no interest and expose investors to credit risk of the issuer and the guarantor. An automatic early redemption may occur on the first determination date (June 8, 2027) if each underlier meets its call threshold; the fixed early redemption payment is $1,385 per security. If not auto‑redeemed, maturity payoffs depend on the worst performing underlier: investors may receive the stated principal plus an upside payment (participation rate 300%), the stated principal, or a reduced payment that declines 1% for every 1% the worst performing underlier falls below its downside threshold (downside thresholds are 60% of initial levels). All payments are subject to the issuer’s and guarantor’s credit risk.

Morgan Stanley Finance LLC is offering Principal at Risk Callable Buffered Jump Securities due June 12, 2031, fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an issue price of $1,000. The securities offer a 15% buffer and a 200% participation rate on upside; if the final level is below the buffer, investors lose 1% of principal for each 1% decline beyond the buffer, subject to a 15% minimum payment. The securities are callable beginning on June 21, 2027 based on the output of a risk neutral valuation model, with fixed scheduled redemption payments if called. The estimated value on the pricing date is approximately $931.80 per security. All payments are subject to Morgan Stanleys credit risk.

Morgan Stanley Finance LLC priced Principal at Risk securities linked to the worst performing of the Nasdaq-100 Technology Sector, the Dow Jones Industrial Average and the Russell 2000. Each security has a stated principal amount of $1,000 and a contingent annual coupon of 9.00% payable only if every underlier is at or above its coupon barrier on an observation date. At maturity on July 5, 2029, investors receive the stated principal if each underlier is at or above its downside threshold; otherwise the payment equals the stated principal multiplied by the performance factor of the worst performing underlier, which can result in a substantial loss of principal, potentially to zero.

Morgan Stanley Finance LLC is offering Principal at Risk structured notes linked to the S&P 500® Index with an aggregate principal amount of $2,857,000 and a stated principal amount of $1,000 per security. The securities pay no interest, have a 100% upside participation rate subject to a $1,142.50 maximum payout, and include a 10% buffer that shields limited declines but exposes investors to losses beyond that buffer. The securities mature on December 2, 2027, reference the closing S&P 500 level on the observation date, and are fully guaranteed by Morgan Stanley. All payments are subject to the issuer’s and guarantor’s credit risk.

Morgan Stanley Finance LLC is offering structured, principal‑at‑risk, auto‑callable notes due June 3, 2031, fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performing of three ETFs: IGV, XLF and XLU, with a strike/initial level set on May 29, 2026.

The notes may be automatically redeemed on the first determination date (Nov 29, 2027) for an early redemption payment of $1,625 if each underlier meets its call threshold. At maturity, outcomes range from the stated principal plus an upside payment (300% participation on the worst performer) to full loss of principal if the worst performing underlier falls below its 60% downside threshold. All payments are subject to Morgan Stanley’s credit risk.

Morgan Stanley Finance LLC priced Dual Directional Buffered PLUS principal-at-risk notes tied to the S&P 500® Index. The offering totals $1,517,000 in aggregate principal with a stated principal amount of $1,000 per security. The notes have an original issue price of $1,000, an estimated value on the pricing date of $989.70, a strike/ pricing date of May 29, 2026, an original issue date of June 3, 2026, an observation date of June 29, 2027 (subject to postponement) and a maturity date of July 2, 2027.

The notes offer a 200% leverage factor on upside performance subject to a $1,110 per-security maximum upside (111% of principal). They include a 10% buffer (buffer level 6,822.054, 90% of the initial level) and a minimum payment at maturity of 10% of principal. Payments depend on the S&P 500 closing level on the observation date; downside beyond the buffer causes proportional principal loss. All payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC priced contingent income memory auto-callable notes due June 17, 2031. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, issued at $1,000 per note with an estimated value of approximately $940.50 on the pricing date.

The notes pay a contingent coupon of 10.00% per annum monthly only if the closing level of each underlying stock is at or above its coupon barrier (80% of initial level) on each observation date. The notes are automatically redeemed if, on a redemption determination date beginning June 14, 2027, each underlier is at or above its call threshold (100% of initial level); early redemption returns stated principal plus the contingent coupon for the related interest period and any previously unpaid contingent coupons. If not auto‑redeemed, maturity is June 17, 2031, with payment based on the worst performing underlier. All payments are subject to Morgan Stanley credit risk.

Morgan Stanley Finance LLC priced a contingent income auto-callable note program guaranteed by Morgan Stanley. The offering is for $1,000 per security with an aggregate principal amount of $398,000. The notes pay a contingent coupon of 10.75% per annum on applicable observation dates, have automatic early redemption features beginning with the November 30, 2026 determination date, and mature on September 2, 2027. Principal at maturity depends on the performance of the worst performing underlier (the Nasdaq-100® Technology Sector and the S&P 500®); if the worst performing underlier is below its downside threshold (approximately 75% of initial level), payment will be reduced pro rata and could be zero. All payments are subject to the issuer and guarantor credit risk.