Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Morgan Stanley (NYSE: MS) SEC filings page on Stock Titan brings together the firm’s regulatory disclosures, including current reports on Form 8‑K and other registered securities information. These filings show how Morgan Stanley communicates material events such as quarterly and annual financial results, capital actions, regulatory capital developments and securities offerings.
Form 8‑K filings frequently cover the release of financial information for specific quarters and for the full year, with press releases and financial data supplements filed as exhibits. Other 8‑K reports describe changes in the firm’s Stress Capital Buffer under the Federal Reserve’s supervisory stress testing framework, providing context on Morgan Stanley’s U.S. Basel III Standardized Approach Common Equity Tier 1 capital requirements.
The filings also list the securities registered under Section 12(b) of the Securities Exchange Act of 1934, including common stock, multiple series of non‑cumulative preferred stock represented by depositary shares, and global medium‑term notes issued by Morgan Stanley or Morgan Stanley Finance LLC, with Morgan Stanley acting as guarantor for certain notes. Additional 8‑K filings describe the approval of forms of master notes for global medium‑term notes and related legal opinions and consents.
On Stock Titan, these SEC documents are updated as they are made available on EDGAR. AI‑powered summaries help explain the key points in lengthy filings, so users can quickly see what each 8‑K, 10‑K or 10‑Q addresses without reading every page. Investors can also use this page to monitor registered securities, preferred stock disclosures and other regulatory information related to Morgan Stanley.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is marketing Market-Linked, Auto-Callable Contingent Coupon Securities tied to Apple Inc. common stock (CUSIP 61778NJD4). Each $1,000 security may pay a quarterly coupon of >=10.85% p.a., but only when Apple’s closing price on the relevant calculation day is at least 80% of the initial price (the coupon threshold).
Beginning January 2026, the notes are automatically called at face value plus the current coupon if Apple closes at or above the starting price on any quarterly calculation day. If not called, principal is protected only down to the same 80% downside threshold; below that level investors are fully exposed to Apple’s negative return at maturity (January 26 2027). Investors do not participate in any upside on the stock beyond coupon payments.
The estimated value on the pricing date will be about $965.80 per $1,000 note, reflecting issuance, structuring and hedging costs. The securities will not be listed, may trade at a discount, and all payments are subject to Morgan Stanley’s credit risk. Dealers may earn up to $20.75 per note in commissions, with additional concessions of up to $15.00.
Key risks include loss of more than 20% (and potentially all) of principal, limited secondary liquidity, dependence on single-day observations for coupons, and tax uncertainty. The notes are complex, principal-at-risk products intended only for investors who understand the structure and underlying risks.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities linked to the worst performer among Apple (AAPL), JPMorgan Chase (JPM) and Walmart (WMT). The $1,000-denominated notes mature on 21 July 2028 and are fully and unconditionally guaranteed by Morgan Stanley, but remain senior unsecured obligations subject to issuer credit risk.
Key terms
- Contingent coupon: 13.25% p.a. (30/360 basis), payable quarterly only if the closing price of each stock is ≥ 80% of its initial level on the relevant observation date. Missed coupons “memory” forward and are paid at the next date that all three stocks meet the barrier.
- Auto-call feature: Beginning 20 July 2026 and quarterly thereafter, the notes are automatically redeemed at par plus the coupon (and any deferred coupons) if each stock closes ≥ 100% of its initial level.
- Principal at risk: If not auto-called, principal is protected only if every final stock level is ≥ 60% of its initial level. Otherwise, repayment equals par multiplied by the worst performer’s percentage return, exposing investors to up to 100% loss.
- Estimated value: ~ $971.40 (97.14% of issue price), reflecting structuring & hedging costs and an internal funding rate advantageous to the issuer.
- Secondary market/liquidity: The notes will not be listed; Morgan Stanley & Co. may provide a market but is not obligated to do so.
- Fees & conflicts: Sold only to fee-based advisory accounts; MS &Co. will not receive a sales commission but expects to profit from sale, structuring and hedging. FINRA Rule 5121 applies.
Investor profile: Suited to investors who 1) seek high contingent income, 2) believe none of the three stocks will fall ≥ 40% at maturity, and 3) are comfortable with credit risk, complex payoff mechanics, limited liquidity and potential 100% loss of principal.