Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC priced Contingent Income Memory Auto-Callable Securities linked to SoFi Technologies common stock, with an aggregate principal amount of $572,000. The notes pay a contingent coupon at 18.80% per annum only when the closing level is at or above the coupon barrier of $14.225 (50% of the $28.45 initial level) on scheduled observation dates. The notes auto-call if the underlier is at or above the $28.45 call threshold on a redemption determination date; otherwise they continue.
If not called, at maturity on October 12, 2028 investors receive principal back only if the final level is at or above the $14.225 downside threshold; below that, principal is reduced 1% for every 1% decline, and could be zero. The first redemption determination date is January 9, 2026. The notes are unsecured, fully and unconditionally guaranteed by Morgan Stanley, and will not be listed.
Issue price is $1,000 per security; estimated value on the pricing date is $955.20. Selling commissions are $22.50 per security, for proceeds to the issuer of $977.50 per security, or $559,130 in total.
Morgan Stanley Finance LLC priced Fixed Income Buffered Auto-Callable Securities linked to the S&P U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. The notes carry a fixed coupon of 6.50% per annum, have an aggregate principal amount of $217,000, and are due October 23, 2028.
Each $1,000 security was issued at $1,000 with an estimated value of $949.20 on the pricing date. The table shows proceeds to the issuer of $987.50 per security ($214,287.50 total) and agent fees of $12.50 per security. The notes may auto-call if the underlier closes at or above the call threshold (100% of initial level = 1,173.77) on specified monthly dates, paying principal plus the coupon for that period.
If not called, at maturity investors receive principal plus the final coupon if the final level is at or above the buffer level 909.672 (77.50% of initial). Below the buffer, principal is reduced 1% for every 1% decline beyond the 22.50% buffer, with a minimum payment at maturity of 22.50% of principal. The securities are unsecured, subject to issuer and guarantor credit risk, and will not be listed on any exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, priced Contingent Income Memory Auto-Callable Securities linked to Amazon.com, Inc. stock. The notes carry a stated principal amount of $1,000 each and an aggregate principal amount of $3,551,000, with an original issue price of $1,000 per security and maturity on October 19, 2028.
The securities pay a contingent coupon at 9.60% per annum only if AMZN’s closing level is at or above the coupon barrier of $160.853 (75% of the initial level). They are auto-callable if AMZN is at or above the call threshold of $214.47 (100% of initial) on scheduled redemption determination dates starting April 16, 2026. If not called, and AMZN finishes below the downside threshold of $160.853, investors lose 1% of principal for each 1% decline.
The estimated value on the pricing date is $953.60 per security. Agent commissions are $25 per security (fee-based accounts priced at $975). Proceeds to issuer: $3,462,225. The notes will not be listed on any exchange and are subject to the issuer’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, offered Enhanced Trigger Jump Securities linked to the EURO STOXX 50 Index, totaling $1,000,000 at $1,000 per security. These principal-at-risk notes pay no interest and mature on October 21, 2030.
At maturity, if the index’s final level is at or above the downside threshold of 4,239.008 (75% of the initial level 5,652.01), investors receive principal plus the greater of the index return or an upside payment of $330 per security (33%). If the final level is below the threshold, the payout declines 1% for each 1% drop in the index and can be zero.
Estimated value on the pricing date is $957.40 per security. Commissions are $30 per security (total $30,000), with proceeds to the issuer of $970,000. The notes will not be listed; MS & Co. may make a market but is not obligated to. All payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC priced a principal-at-risk structured note offering linked to SoFi Technologies, Inc. common stock, issuing an aggregate principal amount of $2,892,000 at $1,000 per security. The notes pay a fixed coupon at an annual rate of 16.00%, with monthly payments, and are fully and unconditionally guaranteed by Morgan Stanley.
The notes can be automatically called if SOFI’s closing level is at or above the $26.60 call threshold (100% of the initial level) on specified monthly determination dates beginning April 16, 2026. If not called, at maturity on April 21, 2027 investors receive principal back only if the final level is at or above the $13.30 downside threshold (50% of initial). If the final level is below the threshold, principal is reduced 1% for every 1% decline, potentially to zero; the final coupon for that period is still paid.
The estimated value on the pricing date is $952.50 per security. Per security economics: price to public $1,000, agent’s commissions and fees $9.75, and proceeds to the issuer $990.25 (total proceeds $2,863,803). The notes are unsecured, subject to the issuer’s and guarantor’s credit risk, and will not be listed on any exchange.
Morgan Stanley Finance LLC filed a 424(b)(2) pricing supplement for Callable Contingent Income Memory Securities due October 19, 2028, fully and unconditionally guaranteed by Morgan Stanley. The notes offer a contingent coupon at 22.75% per annum, payable only when each underlier—NVIDIA (NVDA), Amazon (AMZN) and Broadcom (AVGO)—closes at or above its coupon barrier on the observation date. The deal size is $321,000 at $1,000 per note; the estimated value on the pricing date is $971.80 per note.
The structure is “worst-of” with 70% barriers/thresholds (NVDA $127.267; AMZN $150.129; AVGO $247.905) versus initial levels (NVDA $181.81; AMZN $214.47; AVGO $354.15). If any underlier is below its barrier on an observation date, no coupon is paid; unpaid coupons may be “remembered” and paid later if all are at/above barrier. Beginning April 21, 2026, the notes may be called on specified dates only if a risk‑neutral valuation model indicates redemption is economically rational for the issuer. If not redeemed and any final level is below its downside threshold, maturity pays principal reduced 1% per 1% decline of the worst performer. The notes are unsecured, principal at risk, and not listed.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley (MS), issued Dual Directional Buffered Jump Securities linked to NVIDIA Corporation common stock under a 424(b)(2) pricing supplement. The notes are principal-at-risk, pay no interest, and may auto-redeem on the first determination date if NVIDIA closes at or above the call threshold of $181.81 (100% of the initial level) for an early redemption payment of $1,163.50 per $1,000 note.
If not redeemed early and the final level is above the initial level, holders receive principal plus 150% of the underlier’s upside. If the final level is at or below the initial level but at or above the buffer level of $145.448 (20% buffer), holders earn a positive return equal to the absolute decline, capped at a 20% gain. Below the buffer, losses match the decline beyond 20%, subject to a minimum payment at maturity of 20% of principal. Key dates: pricing/strike October 16, 2025, maturity October 21, 2027. The aggregate principal amount is $2,478,000 at a $1,000 issue price, with an estimated value of $977.40 per note. The notes are unsecured and not listed; all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC priced Buffered Participation Securities linked to the worst performer of the S&P 500 Index and Nasdaq-100 Index, fully and unconditionally guaranteed by Morgan Stanley. The notes are issued at $1,000 per security with an aggregate principal amount of $525,000, pay no interest, and mature on October 21, 2027.
At maturity, investors receive: (1) principal plus upside if both indices finish above initial levels, capped at $1,213 per security (121.30%); (2) principal back if either index is at or below its initial level but both remain at or above the 30% buffer (70% of initial); or (3) a loss of 1% per 1% decline beyond the buffer based on the worst-performing index, with a minimum payment of 30% of principal.
Key terms include a 100% participation rate, initial levels of 6,629.07 (SPX) and 24,657.24 (NDX), observation date October 18, 2027, and no exchange listing. Estimated value on pricing date is $985.60 per security. Per security economics: price to public $1,000, dealer purchase price $994, with total proceeds to issuer of $521,850. All payments are subject to the issuer’s and guarantor’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, priced Contingent Income Auto-Callable Notes due October 21, 2030, linked to the worst performing of META, NVDA, PFE and NKE. The issue totals $4,415,000 at $1,000 per note, with an estimated value of $977.20 per note on the pricing date.
The notes pay a 9.00% per annum contingent coupon, but only if each stock closes at or above its coupon barrier (75% of initial: META $534.053; NVDA $136.358; PFE $18.173; NKE $50.13) on the monthly observation date. They are automatically redeemed if, on any redemption determination date starting October 16, 2026, each stock is at or above its call threshold (100% of initial: META $712.07; NVDA $181.81; PFE $24.23; NKE $66.84) for principal plus the applicable coupon.
If not redeemed, investors receive principal at maturity plus the final coupon if payable. The notes will not be listed, are sold to fee-based advisory accounts (no sales commission; structuring fee up to $6.25 per note), and all payments are subject to the issuer’s and guarantor’s credit risk.
Morgan Stanley Finance LLC priced Contingent Income Auto-Callable Securities due October 14, 2027, linked to the worst performer of Fifth Third Bancorp (FITB) and the SPDR S&P Regional Banking ETF (KRE). These principal-at-risk notes pay a 10.00% annual contingent coupon only when each underlier closes at or above its coupon barrier on the relevant observation date.
Early redemption occurs if, on any redemption determination date starting October 19, 2026, both underliers are at or above their call thresholds (100% of initial levels: FITB $41.47; KRE $60.19). Coupon barriers and downside thresholds are each set at 60% of initial levels: FITB $24.882; KRE $36.114. If not called and either underlier finishes below its downside threshold, the maturity payment is reduced 1% for every 1% decline of the worst performer, potentially to zero.
Aggregate principal amount is $1,001,000 at $1,000 per security; estimated value on pricing date is $977.30. Per security economics: price to public $1,000, agent fees $4, proceeds to issuer $996. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, and will not be listed.