Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley is offering $3,606,000 aggregate principal amount of fixed rate notes due January 9, 2036, with a stated principal amount and issue price of $1,000 per note and a fixed interest rate of 4.500% per year, paid semi-annually each January 9 and July 9, starting July 9, 2026. Interest is calculated on a 30/360 basis and paid in U.S. dollars.
All payments depend on Morgan Stanley’s credit; if the firm cannot meet its obligations, investors could lose some or all of their money. The notes are unsecured, will not be listed on any securities exchange and may have limited or no secondary market, so investors should be prepared to hold to maturity. The estimated value on the pricing date is $966.10 per note, below the $1,000 issue price, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer. Proceeds are for general corporate purposes, and selected dealers generally earn a $15 sales commission per note, with a lower $985 price for fee-based advisory accounts.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing callable contingent income buffered securities maturing on January 12, 2028, linked to the worst performer of the SPDR Gold Trust (GLD), VanEck Junior Gold Miners ETF (GDXJ) and VanEck Gold Miners ETF (GDX).
Investors can receive a contingent coupon at 14.85% per year, paid only if on each observation date all three underliers close at or above their coupon barrier levels, set at about 73% of their initial levels. The issuer may redeem the notes early on scheduled redemption dates if a risk neutral valuation model indicates it is economically rational for Morgan Stanley to do so; once redeemed, no further payments are made.
At maturity, if not previously redeemed and each underlier’s final level is at or above its buffer level (also about 73% of initial), investors receive principal plus any final coupon. If any underlier finishes below its buffer, the payoff is reduced by 1.3699% of principal for every 1% decline of the worst performer beyond the 27% buffer, which can result in a substantial loss up to total principal loss. The estimated value on the pricing date is approximately $957.90 per $1,000 security.
Morgan Stanley Finance LLC is offering 1‑year Contingent Income Auto‑Callable Securities linked to The Goldman Sachs Group, Inc. (GS) common stock, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 security pays a contingent quarterly coupon at an annual rate of 11.43% (about $28.575 per quarter) only if GS’s determination closing price is at least 75% of the initial share price, the downside threshold.
If on any of the first three quarterly determination dates GS closes at or above the initial share price, the notes are automatically redeemed for $1,000 plus the current and any previously unpaid coupons. If not called, and the final share price is at or above the downside threshold, holders receive $1,000 plus due coupons; if it is below, repayment is reduced 1‑for‑1 with GS’s decline, potentially to zero principal and with no unpaid coupons. The notes do not participate in any upside of GS stock, are unsecured, not listed, and carry issuer and guarantor credit risk. The estimated value on the pricing date is about $974.40 per $1,000.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Contingent Income Auto-Callable Securities due January 19, 2029 linked to Amazon.com, Inc. common stock. The notes pay a contingent quarterly coupon at an annual rate of 10.03% (about $25.075 per quarter per $1,000 security) only when Amazon’s determination price is at or above 65% of the initial share price.
If on any of the first eleven quarterly determination dates Amazon’s price is at or above the initial share price, the notes are automatically redeemed for $1,000 plus that period’s coupon. If not called, and the final share price is at or above the 65% downside threshold, investors receive principal plus the final coupon; if it is below, repayment is reduced 1‑for‑1 with the stock and can fall to zero. Investors do not participate in any stock upside, face issuer credit risk, limited liquidity, complex tax treatment and an estimated initial value of about $969.90 per $1,000.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Contingent Income Auto-Callable Securities due January 19, 2029 linked to Wells Fargo & Company common stock. Each $1,000 security may pay a contingent quarterly coupon at a 9.00% annual rate (about $22.50 per quarter) only if the Wells Fargo share price on the relevant determination date is at least 75% of the initial share price. If on any of the first eleven determination dates the share price is at or above the initial share price, the notes are automatically redeemed for $1,000 plus that period’s coupon. At maturity, if not called and the final share price is at least 75% of the initial share price, holders receive $1,000 plus the final coupon; if it is below 75%, repayment of principal is reduced 1-to-1 with the stock decline and can be zero. The notes do not participate in any stock upside, are unsecured and not listed, and the estimated value on the pricing date is approximately $964.30 per $1,000 security.
Morgan Stanley Finance LLC is offering principal-at-risk Contingent Income Memory Auto-Callable Securities due February 1, 2029, linked to Alphabet Inc. Class A common stock and fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and a contingent coupon at an annual rate of 11.00%, payable only when Alphabet’s closing level on an observation date is at or above a coupon barrier set at 70% of the initial level, with missed coupons potentially paid later if the barrier is subsequently met.
The notes may be automatically redeemed starting July 27, 2026 if Alphabet’s level is at least 100% of the initial level on specified redemption determination dates, paying principal plus the applicable coupon and any previously unpaid coupons, after which no further payments are made. If not called and at maturity the final level is at least 70% of the initial level, investors receive principal plus any due coupons; if it is below 70%, the payout is reduced 1% for each 1% decline, and can fall to zero. All payments depend on Morgan Stanley’s credit, and the estimated value on the pricing date is approximately $968 per $1,000 security, reflecting issuing, selling, structuring and hedging costs.
Morgan Stanley Finance LLC is offering Trigger PLUS, principal-at-risk notes due January 12, 2029, linked to the worst performer of the iShares Silver Trust and the SPDR Gold Trust. The securities pay no interest and do not guarantee any return of principal.
At maturity, if both underliers finish above their initial levels, investors receive $1,000 per security plus a leveraged upside payment of 232% of the worst performer’s gain. If either underlier is at or below its initial level but both remain at or above 80% of their initial levels, investors receive only the $1,000 principal. If either underlier ends below its 80% downside threshold, repayment is reduced 1% for every 1% decline in the worst performer and can be zero.
The estimated value on the pricing date is approximately $935.20 per $1,000 security, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, are not listed on any exchange, and expose investors to the credit risk of Morgan Stanley and to volatility and commodity risks in silver and gold.
Morgan Stanley Finance LLC is offering Trigger PLUS, principal-at-risk notes due January 12, 2029, linked to the worst performer of the iShares Silver Trust and the SPDR Gold Trust. The securities pay no interest and do not guarantee any return of principal.
At maturity, if both underliers finish above their initial levels, investors receive $1,000 per security plus a leveraged upside payment of 232% of the worst performer’s gain. If either underlier is at or below its initial level but both remain at or above 80% of their initial levels, investors receive only the $1,000 principal. If either underlier ends below its 80% downside threshold, repayment is reduced 1% for every 1% decline in the worst performer and can be zero.
The estimated value on the pricing date is approximately $935.20 per $1,000 security, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, are not listed on any exchange, and expose investors to the credit risk of Morgan Stanley and to volatility and commodity risks in silver and gold.
Morgan Stanley Finance LLC is offering Dual Directional Trigger PLUS notes linked to the VanEck Gold Miners ETF, with an aggregate principal amount of $4,651,000 and a stated principal amount of $1,000 per note, fully and unconditionally guaranteed by Morgan Stanley.
The 18‑month notes provide 200% leveraged upside if the ETF closes above the initial share price of $86.84, capped at a maximum payment of $1,409.60. If the ETF falls by up to 20% (down to the trigger level of $69.472), investors receive a positive return equal to the absolute decline, up to 20%. Below the trigger level, principal is exposed one‑for‑one to losses, with no minimum repayment.
The notes pay no interest, are unsecured and not listed on any exchange, and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is $949.00 per note, reflecting issuance, structuring and hedging costs borne by the buyer.
Morgan Stanley Finance LLC is offering $1,000,000 of market-linked, principal-at-risk securities tied to the iShares Bitcoin Trust ETF, maturing December 31, 2026 and fully guaranteed by Morgan Stanley. Each $1,000 security pays a contingent coupon of 12.85% per annum, but only if the ETF’s closing price on a monthly calculation day is at or above $29.628, which is 60% of the $49.38 starting price. After a six‑month non‑call period, the notes are automatically called at par plus coupon if the ETF is at or above the starting price on a calculation day. If the notes are not called and the ETF ends below the 60% downside threshold at final valuation, investors’ principal is reduced in full proportion to the ETF decline, with losses of more than 40% and potentially all of the investment. The issuer’s estimated value is $960 per security, below the $1,000 price due to issuance, structuring and hedging costs and internal funding assumptions.
Morgan Stanley Finance LLC is offering contingent income, memory, auto-callable securities due January 21, 2028, linked to the common stock of Tesla, Inc., and fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and does not guarantee repayment of principal.
Investors may receive a contingent coupon at an annual rate of 15.00% to 16.00%, but only when Tesla’s closing price on an observation date is at or above a coupon barrier set at 60% of the initial level; missed coupons can be paid later if the barrier is met. The notes can be automatically redeemed starting July 16, 2026 if Tesla is at or above 100% of the initial level, returning principal plus applicable coupons. If held to maturity and Tesla finishes below a downside threshold at 60% of the initial level, investors lose 1% of principal for each 1% decline in Tesla, up to a total loss. The estimated value on the pricing date is approximately $955.10 per $1,000 security due to embedded costs and the issuer’s internal funding rate.