Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing contingent income memory buffered securities due January 26, 2029, with a stated principal amount of $1,000 per security and an aggregate principal amount of $507,000. The notes are linked to the worst performer among the S&P 500 Index, Nasdaq-100 Index and Russell 2000 Index.
Investors may receive a contingent coupon at an annual rate of 6.25%, but only if on each observation date all three indices are at or above their respective coupon barrier levels, set at 75% of their initial levels. Missed coupons can be paid later if barriers are met, but may be lost entirely.
At maturity, investors receive full principal only if each index is at or above its 75% buffer level; otherwise, principal is reduced 1% for every 1% decline of the worst-performing index beyond the 25% buffer, subject to a minimum payment of 25% of principal. The estimated value on the pricing date is $983.10 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs and an internal funding rate. The securities are unsecured, not listed on any exchange and subject to Morgan Stanley’s credit risk and complex U.S. tax treatment.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities linked to the common stock of U.S. Bancorp, in an aggregate principal amount of $2,289,000 at $1,000 per security. Investors can receive a 10.73% annual contingent coupon (about $26.825 per quarter per $1,000) only when the U.S. Bancorp share price on a determination date is at or above 75% of the initial share price ($41.603). If on any of the first eleven quarterly determination dates the share price is at or above the initial share price of $55.47, the notes are automatically redeemed for principal plus that period’s coupon. If held to maturity in 2029 and the final share price is at or above the downside threshold, investors receive principal plus the final coupon; if it is below, repayment is reduced 1-for-1 with the stock’s decline and can fall to zero. The notes do not participate in any stock upside, are unsecured obligations guaranteed by Morgan Stanley, will not be listed, and had an estimated value of $970.10 per $1,000 at pricing.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk “Jump Securities” with an auto-call feature tied to the worst performer of the S&P 500, Nasdaq-100 Technology Sector and Russell 2000 indices. These unsecured notes do not pay interest and do not guarantee principal repayment.
The notes may be automatically redeemed on scheduled determination dates if all three indices are at or above their call thresholds, paying a fixed early redemption amount that targets about 11.10% per annum and then terminating. If held to maturity and all indices finish at or above their call thresholds, investors receive a fixed cash payment of $1,527.25 per $1,000 stated principal.
If any index finishes below its call threshold but all remain at or above 70% downside thresholds, investors only receive the stated principal. If any index closes below its downside threshold, the maturity payment is reduced 1% for each 1% decline of the worst-performing index, and can fall to zero. The estimated value on the pricing date is approximately $946.30 per note, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $500,000 of market-linked securities with a $1,000 face amount per security. These auto-callable, principal-at-risk notes run to January 28, 2032 and are linked to the lowest performer of the S&P 500 Equal Weight Index, the SPDR S&P Regional Banking ETF and the Dow Jones Industrial Average.
The notes can be automatically called starting in late 2026 if all three underlyings are at or above 90% of their starting levels, paying fixed call amounts from $1,120 on the first call date up to $1,720 on the final calculation day. If not called and, at maturity, all underlyings are at or above 75% of their starting levels, investors receive back the $1,000 face amount; if any is below 75%, repayment is reduced one-for-one with the worst performer, and losses can reach 100% of principal.
The securities pay no interest or dividends, will not be listed on any exchange and carry Morgan Stanley credit risk. The public offering price is $1,000 per security, including up to $37.50 in selling commissions, while the issuer’s own estimated value on the pricing date is $971.10 per security, reflecting issuance, structuring and hedging costs and an internal funding rate favorable to the issuer.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $6,196,000 of unsecured Contingent Income Auto-Callable Securities due January 26, 2029, linked to Blackstone Inc. common stock. Each security has a $1,000 stated principal amount and issue price.
Investors may receive a contingent quarterly coupon at a 10.00% annual rate (about $25 per quarter per $1,000) only if Blackstone’s price on a determination date is at or above the downside threshold of $97.812, which is 65% of the $150.48 initial share price. Missed coupons can be paid later if the condition is met, but may be lost entirely.
If on any of the first eleven determination dates Blackstone closes at or above the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid coupons. If held to maturity and the final share price is at or above the downside threshold, investors receive $1,000 plus the final and any unpaid coupons.
If the final share price is below the downside threshold, repayment is reduced one-for-one with Blackstone’s decline, and the maturity payment can be far below 65% of principal and down to zero. The securities do not participate in any stock appreciation, will not be listed on an exchange, and all payments are subject to Morgan Stanley’s credit risk.
The estimated value on the pricing date is $965 per security, below the $1,000 issue price due to built-in issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. Sales commissions are $17.50 per security plus a $5 structuring fee, and proceeds are used for general corporate purposes and hedging.
Morgan Stanley Finance LLC is offering principal-at-risk “Jump Securities” with an auto-callable feature due February 6, 2031, fully and unconditionally guaranteed by Morgan Stanley. The notes are linked to the worst performer among Visa Class A, Procter & Gamble common stock and Amazon.com common stock.
Each security has a stated principal amount of $1,000 and pays no interest. From the first determination date in February 2027, the notes are automatically redeemed if each stock closes at or above its call threshold, paying fixed cash amounts that rise over time: $1,295, $1,590, $1,885 and $2,180 per security on successive early redemption dates. Once redeemed, no further payments are made.
If not called, payment at maturity depends on final stock levels. If each underlier is at or above its call threshold, investors receive $2,475 per security. If at least one is below its call threshold but all are at or above an 81% downside threshold, only the $1,000 principal is returned. If any underlier finishes below its downside threshold, the payoff is $1,000 multiplied by the performance of the worst-performing stock, exposing investors to full downside and potential total loss of principal.
The estimated value on the pricing date is approximately $965.90 per security, reflecting issuing, selling, structuring and hedging costs and an internal funding rate that is advantageous to the issuer. The securities are unsecured, not listed on any exchange, sold only into fee-based advisory accounts, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering principal-at-risk, auto-callable structured securities linked to the Class A common stock of CoreWeave, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and matures on July 28, 2027.
Investors may receive a 30.00% per annum contingent coupon, payable only when the stock closes at or above the coupon barrier level of $58.986 (60% of the $98.31 initial level) on the relevant observation date. The notes are automatically redeemed if the stock closes at or above the call threshold level of $68.817 (70% of the initial level) on specified redemption determination dates, returning principal plus the applicable coupon.
If the notes are not called and the final stock level is at or above the downside threshold of $49.155 (50% of the initial level), investors receive principal back (plus any final coupon). If the final level is below this threshold, repayment is reduced one-for-one with the stock’s decline, potentially to zero. The estimated value on the pricing date is approximately $953.50 per security, the securities will not be listed on any exchange, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is issuing $7,550,000 of contingent income auto-callable securities due January 26, 2029, linked to Shopify Inc. Class A shares and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an issue price of $1,000, with an estimated value on the pricing date of $960.90.
Investors may receive a contingent quarterly coupon at a 12.83% annual rate (about $32.075 per quarter) only when Shopify’s determination price is at or above the downside threshold of $68.945, equal to 50% of the $137.89 initial share price. The notes auto-call on any of the first eleven quarterly determination dates if the stock is at or above the initial share price, returning principal plus due coupons. If held to maturity and the final share price is below the downside threshold, repayment is reduced 1‑for‑1 with the stock’s decline and can be zero, so principal is fully at risk. The securities are unsecured, not listed on any exchange, subject to Morgan Stanley’s credit, and include complex tax, liquidity and market risks.
Morgan Stanley Finance LLC is issuing buffered Performance Leveraged Upside Securities (PLUS) maturing on January 27, 2028, linked to the worst performer of the Dow Jones Industrial Average and Nasdaq‑100 Index®. Each note has a $1,000 stated principal and total issuance of $876,000.
The notes pay no interest. At maturity, if both indexes finish above their initial levels, investors receive principal plus 200% of the gain of the worst index, capped at a maximum payment of $1,338 per note. If either index finishes between 90% and 100% of its initial level, only principal is returned. Below 90% of the worst index’s initial level, investors lose 1% of principal for each 1% additional decline, with a minimum payment of 10% of principal.
The securities are unsecured obligations of Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, and are not listed on any exchange. The estimated value on the pricing date is $984 per note, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities due March 15, 2027, linked to Best Buy Co., Inc. common stock and fully guaranteed by Morgan Stanley. These unsecured notes put principal at risk and pay no guaranteed interest.
Holders may receive a contingent coupon at an annual rate of 18.00% on scheduled coupon dates, but only when Best Buy’s stock closes at or above 69% of its initial level on the related observation date. The notes are automatically redeemed if, on specified redemption determination dates starting August 10, 2026, the stock closes at or above 100% of the initial level, paying principal plus the applicable coupon.
If not called, and at maturity the final stock level is at least 69% of the initial level, investors receive principal back (plus any final coupon). If the final level is below 69%, repayment is reduced 1% for every 1% stock decline, potentially to zero. The estimated value on the pricing date is approximately $980.20 per $1,000 note. The securities will not be listed on any exchange and all payments depend on Morgan Stanley’s credit.