Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering market-linked, auto-callable notes due January 25, 2029, tied to the worst performer among NVIDIA, Broadcom, Alphabet Class A and Amazon.com stock. Each security has a $1,000 face amount, with a total offering size of $7,863,000.
The notes pay a contingent coupon at 15.20% per annum, but only when the lowest-performing stock on a monthly observation date is at or above 50% of its starting price; missed coupons can be "remembered" and paid later if the condition is met. If all stocks stay below their 50% coupon thresholds, no coupons are ever paid.
Principal is fully at risk. If the securities are not called and any stock finishes below 50% of its starting price at maturity, repayment is reduced in line with the worst stock’s decline and can be far below the $1,000 face amount, including a total loss. The securities are issued at $1,000 but have an estimated value of $963 on the pricing date, reflecting embedded costs and funding terms.
Morgan Stanley Finance LLC is offering principal-at-risk Jump Securities linked to the KraneShares CSI China Internet ETF. Each security has a $1,000 stated principal amount, issue price of $1,000, and aggregate principal of $500,000, and is fully and unconditionally guaranteed by Morgan Stanley.
The notes may be automatically redeemed on January 28, 2027 if the ETF’s closing level on the first determination date is at or above the $35.58 call threshold, paying an early redemption amount of $1,150 per security. If held to the January 25, 2029 maturity and not called, investors receive principal plus an upside payment if the final level exceeds the $35.58 initial level, with a 125% participation rate. Principal is protected only down to a downside threshold of $17.79; below that, losses match the ETF’s decline and can reach 100%.
The estimated value on the pricing date is $981.80 per security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured, subject to Morgan Stanley’s credit risk, will not pay interest, are not listed on an exchange, and embed risks tied to China internet equities, market volatility, liquidity and complex U.S. tax treatment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing callable contingent income buffered securities maturing on January 25, 2029, with a stated principal amount of $1,000 per security and aggregate principal of $1,069,000. The notes pay a 9.10% per annum contingent coupon only if, on each quarterly observation date, both the State Street Energy Select Sector SPDR ETF (XLE) and the State Street Utilities Select Sector SPDR ETF (XLU) close at or above 85% of their initial levels.
The securities are based on the worst-performing of XLE and XLU. If held to maturity and both final levels are at or above the 85% buffer level, investors receive full principal plus any final coupon. If either final level is below its buffer, repayment is reduced 1% for each 1% decline beyond the 15% buffer, but not below a minimum of 15% of principal. The issuer can redeem the notes on scheduled dates starting in 2027 if a risk-neutral valuation model makes early redemption economically rational for Morgan Stanley.
The notes are unsecured, subject to Morgan Stanley’s credit risk, will not be listed on an exchange and may have limited liquidity. The estimated value on the pricing date is $955.90 per security, below the $1,000 issue price, reflecting structuring, distribution and hedging costs and the issuer’s internal funding rate. Investors also face sector concentration, market, and U.S. tax uncertainty risks.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing approximately $6.432 million of structured notes linked to the S&P 500 Index and Nasdaq‑100 Index, maturing January 25, 2030. Each security has a $1,000 face amount and an estimated value on the pricing date of $963.40, reflecting embedded fees and funding costs.
The notes are auto‑callable quarterly starting January 26, 2027. If on any calculation day both indexes are at or above their starting levels, the notes are called and pay a fixed cash amount between $1,088 and $1,352 per $1,000, depending on the call date, with no further payments.
If never called, at maturity investors receive $1,000 per note only if each index’s final level is at or above 75% of its starting level. If either index finishes below 75% of its starting level, repayment is reduced in proportion to the lowest‑performing index, and investors can lose more than 25% and up to all principal.
The securities pay no interest, provide no dividends, are subject to Morgan Stanley credit risk, will not be listed on an exchange, and may have limited or no secondary market liquidity. The issuer and distributors receive selling commissions and hedging-related compensation embedded in the $1,000 issue price.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering contingent income memory buffered auto-callable securities linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, maturing on February 3, 2031, at $1,000 stated principal per security with principal at risk.
The notes pay a 10.10% annual contingent coupon (with memory) only when the index closes at or above a 70% coupon barrier on observation dates. They can be automatically redeemed starting January 29, 2027 if the index is at or above 100% of its initial level, returning principal plus due and previously unpaid coupons.
If held to maturity and not called, investors receive full principal only if the final index level is at or above an 85% buffer level. Below that, repayment is reduced 1% for each 1% decline beyond the 15% buffer, but not below a 15% minimum payment of principal. The indicative estimated value on the pricing date is approximately $905.60 per $1,000, reflecting embedded costs and an internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk “Jump Securities” maturing on February 2, 2029, linked to the worst performer of the Russell 1000® Value Index and the Russell 2000® Index, in $1,000 denominations.
The notes may auto-call on February 3, 2027 if each index is at or above 100% of its initial level, paying an early redemption amount of $1,167.50 per security, after which no further payments occur. If held to maturity, investors receive upside based on 150% participation in the worst-performing index if both finish above initial levels, only principal back if both stay at or above 80% of initial, and a proportional loss of principal if either finishes below 80%, potentially losing the entire investment.
The notes pay no interest, are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on any exchange, and have an estimated value on the pricing date of approximately $977.20 per $1,000 security due to embedded costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index, maturing on February 11, 2031. Each security has a $1,000 stated principal amount and an estimated value on the pricing date of approximately $928.80 per security.
Investors may receive a 13.10% per annum contingent coupon, paid only when the index closes at or above a 70% coupon barrier on observation dates, with missed coupons potentially paid later if the barrier is again met. The notes are auto-callable from 2027 if the index closes at or above 100% of its initial level, returning principal plus the applicable coupon and ending further payments.
If the notes are not called and the final index level is at or above a 50% downside threshold, investors receive full principal back (plus any due coupons). If the final level is below that threshold, repayment is reduced 1% for each 1% decline in the index, potentially resulting in a total loss of principal. All payments depend on Morgan Stanley’s credit and the notes will not be listed on an exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $29,558,000 of Trigger Callable Contingent Yield Notes linked to the least performing of the S&P 500 Index, Russell 2000 Index and Nasdaq‑100 Index, maturing on October 25, 2028. Each note has a $10 issue price and offers a contingent coupon at a rate of 10.70% per annum, paid quarterly only if all three indices stay at or above their respective coupon barriers (70% of initial levels) on every index business day within the quarter.
Beginning April 27, 2026, the notes can be called quarterly if a risk‑neutral valuation model shows it is economically rational for the issuer, in which case investors receive $10 plus any due coupon and no further payments. If the notes are not called and, on the final valuation date, any index finishes below its downside threshold (60% of its initial level), repayment is reduced dollar‑for‑dollar with the loss of the worst‑performing index, and investors can lose most or all of principal. Payments and market value are also subject to Morgan Stanley’s credit risk and limited liquidity.
Morgan Stanley Finance LLC is offering principal-at-risk "Jump Securities" with an auto-call feature, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the Russell 1000® Value Index and the Russell 2000® Index.
If on February 3, 2027 the closing level of each index is at least 100% of its initial level, the notes are automatically redeemed for $1,131.50 per security and terminate. Otherwise they continue to February 2, 2029, when the payoff depends on the worst-performing index: if both finish above initial, investors receive principal plus 150% of the worst index gain; if the worst index finishes between 80% and 100% of its initial level, only principal is returned; if the worst index finishes below 80%, repayment falls 1% for each 1% decline and can be zero.
The securities pay no interest, are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on any exchange, and have an estimated value on the pricing date of about $957.90 per $1,000 security, reflecting issuance, structuring and hedging costs. The filing highlights risks including market volatility, small-cap and value-factor exposure, limited liquidity and uncertain U.S. tax treatment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering contingent income "memory" auto-callable securities linked to Amazon.com, Inc. common stock. These notes pay a contingent coupon at an annual rate of 9.00%, but only if Amazon’s closing share price on each observation date is at or above a defined coupon barrier. Missed coupons can be paid later if the stock recovers above that barrier.
The notes can be automatically redeemed on February 10, 2027 if Amazon’s price on the February 5, 2027 redemption determination date is at or above a call level equal to 100% of the initial stock level. At maturity on March 10, 2027, if not called and Amazon’s final level is at or above a downside threshold set at 70% of the initial level, investors receive principal back plus any due coupons. If the final level is below that threshold, repayment is reduced 1% for each 1% decline, and investors can lose all principal. The estimated value on the pricing date is approximately $968.40 per $1,000 security, reflecting embedded fees and funding costs, and all payments depend on Morgan Stanley’s credit.