Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering digital notes linked to the S&P 500® Index that put your principal at risk. The notes pay no interest and return at maturity depends solely on the index level on a single determination date about 27–30 months after trade.
If the S&P 500 final level is at least 85% of its initial level, investors receive a fixed cash payment equal to the maximum settlement amount, expected between $1,166.20 and $1,195.50 per $1,000 face amount. If the index falls more than 15%, repayment drops linearly with losses, scaled by a buffer rate of about 117.65%, and investors can lose their entire investment.
The notes are unsecured obligations of MSFL, not insured by the FDIC, and all payments depend on Morgan Stanley’s credit. The estimated value on the trade date is approximately $996.60 per $1,000 note, reflecting issuance, structuring and hedging costs and an internal funding rate that is favorable to the issuer. The notes will not be listed, may have limited liquidity, and secondary market prices are expected to be below the original issue price.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities maturing on February 9, 2029, linked to the State Street® Consumer Discretionary Select Sector SPDR® ETF. The notes pay no interest and are fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.
At maturity, if the ETF’s final level is at or above 80% of its initial level, investors receive $1,000 plus an upside payment of at least $260 per security, a 26% gain, regardless of how far the ETF has risen above that threshold. If the final level is below 80% of the initial level, repayment is reduced one-for-one with the ETF’s decline, and the payout can fall to zero.
The issue price is $1,000 per security, including selling, structuring and hedging costs; the estimated value on the pricing date is approximately $957.30 per security. Morgan Stanley & Co. LLC acts as agent, receiving a $15 sales commission per security, with selected dealers eligible for an additional structuring fee of up to $4.80. The securities are unsecured, will not be listed on any exchange, may have limited secondary liquidity and carry complex U.S. federal income tax treatment.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due February 2, 2029, linked to the worst performer of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, and fully and unconditionally guaranteed by Morgan Stanley.
The notes pay a contingent coupon at 9.00% per year, but only if on each observation date all three indices close at or above their coupon barrier, set at 70% of their initial levels. If any index is below its barrier on an observation date, no coupon is paid for that period.
Starting August 4, 2026, the notes are callable in whole on scheduled redemption dates only if a risk‑neutral valuation model indicates it is economically rational for Morgan Stanley to redeem. If called, investors receive principal plus any due coupon, with no further payments.
At maturity, if not redeemed and each index is at or above its downside threshold (50% of its initial level), investors receive full principal plus any final coupon. If any index is below its downside threshold, the payoff is reduced 1% for each 1% decline of the worst performer, potentially to zero. The estimated value on the pricing date is approximately $982.60 per $1,000 note, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. All payments are subject to Morgan Stanley’s credit risk, and the securities are not listed or principal protected.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the Class A common stock of Dave Inc.. The notes run to April 27, 2027 and can be automatically called early if the stock closes at or above the call threshold level of $190.40 on specified redemption determination dates.
Holders may receive a high contingent coupon at an annual rate of 26.40%, but only when the Dave share price on an observation date is at or above the coupon barrier level of $95.20. Missed coupons can be “remembered” and paid later if the barrier is met on a subsequent observation date, but may never be paid if the underlier remains below the barrier.
If the notes are not called and the final share price is at or above the downside threshold level of $95.20, investors receive their stated principal back plus any due coupons. If the final level is below this threshold, repayment of principal is reduced one-for-one with the stock’s decline, and the return of principal can fall to zero. All payments depend on Morgan Stanley’s credit and the notes will not be listed on any exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk contingent income auto-callable securities maturing on March 9, 2027, linked to the Nasdaq-100® Technology Sector Index and the S&P 500® Index. The notes pay a contingent coupon at 8.50% per annum only if, on each observation date, both indices close at or above 80% of their initial levels.
The securities are automatically redeemed on specified dates if both indices are at or above 100% of their initial levels, paying back the $1,000 principal per security plus the applicable coupon, after which no further payments are made. If held to maturity and both indices are at or above 80% of their initial levels, investors receive principal plus any final coupon; otherwise, they lose 1% of principal for each 1% decline in the worst-performing index, down to a possible zero repayment.
The notes are unsecured obligations of MSFL, guaranteed by Morgan Stanley, not listed on any exchange, and have an estimated value on the pricing date of approximately $966.90 per $1,000, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate.
Morgan Stanley Finance LLC is offering unsecured structured notes linked to the STOXX® Europe 600 Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount but only guarantees a partial principal return of $950 at maturity.
The notes pay no interest. If the index’s final level is above the upside threshold of 578.417, investors receive $950 plus an upside payment based on an 82.35% participation rate in index gains above that threshold. If the final level is at or below the threshold, investors receive only $950, meaning a 5% loss of principal. All payments depend on Morgan Stanley’s credit, and the notes will not be listed on any exchange. The estimated value on the pricing date is approximately $961.10 per note.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering market-linked notes tied to the lowest-performing of Eli Lilly, Micron Technology, Meta Platforms Class A and NVIDIA common stocks, maturing on January 30, 2031. Each note has a $1,000 principal amount, with an estimated value on the pricing date of approximately $946.60, reflecting issuance, structuring and hedging costs.
The notes are auto-callable monthly beginning in January 2027 if all four stocks close at or above their starting prices, paying a fixed cash amount that steps up over time, up to at least $1,630.00 (a 63% call premium) on the final calculation day. If never called, investors receive only the $1,000 principal at maturity, with no upside beyond principal, even if the stocks rise. The notes pay no interest or dividends, are not listed on any exchange, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering leveraged buffered notes linked to the S&P 500 Index under its medium-term note program. These unsecured, principal-at-risk securities pay no interest and return depends entirely on index performance over roughly 27 to 30 months.
At maturity, investors receive enhanced upside through a 160% participation rate in positive index returns, but gains are capped by a maximum settlement amount expected to be about 122.8%–126.8% of the $1,000 face amount per note. A 15% downside buffer protects principal against moderate declines, but if the index falls more than 15% from its initial level, repayment is reduced using a buffer rate of about 117.65%, and investors can lose all of their investment.
The notes will not be listed on any exchange and may have limited liquidity. All payments are subject to the credit risk of MSFL and Morgan Stanley. The issuer estimates the value on the trade date at about $995.70 per $1,000 note, reflecting structuring and hedging costs and an internal funding rate that is favorable to the issuer.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities maturing in February 2029, linked to the common stock of Valero Energy Corporation. These notes pay a contingent quarterly coupon at a 10.19% annual rate only if Valero’s share price on a determination date is at or above 60% of the initial share price, the downside threshold.
If Valero’s stock is at or above the initial share price on any of the first eleven quarterly dates, the notes are automatically called for principal plus that period’s coupon. At maturity, if never called and the final share price is at or above the downside threshold, investors receive principal plus the final coupon; otherwise, repayment is reduced in line with Valero’s price decline and can fall to zero. The securities are unsecured obligations of Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, with an estimated value on the pricing date of about $968.70 per $1,000 note and no stock-price upside participation.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Auto-Callable Securities linked to Apollo Global Management, Inc. common stock, maturing on February 2, 2029.
The notes pay a contingent quarterly coupon at a 10.89% annual rate only if, on the relevant determination date, the stock is at or above 60% of the initial share price. If on any of the first eleven determination dates the stock is at or above the initial share price, the notes are automatically redeemed for principal plus the applicable coupon and any previously unpaid coupons.
If the notes are not called and the final share price is at least 60% of the initial share price, investors receive principal plus the final and any unpaid coupons. If the final share price is below 60%, repayment is reduced 1-to-1 with the stock decline and can fall to zero, meaning a total loss of principal is possible. The securities do not participate in any stock upside, are unsecured obligations subject to Morgan Stanley’s credit risk, and have an estimated value on the pricing date of approximately $968.80 per $1,000 due to embedded costs and the issuer’s internal funding rate.