MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC is offering structured, principal‑at‑risk, auto‑callable notes due August 5, 2030, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an original issue price of $1,000. The notes reference the worst performing of the EURO STOXX 50®, Russell 2000® and S&P 500® indices, feature automatic early redemption on the first determination date (early redemption payment set on pricing date, estimated in examples at ~$1,310) and a 150% participation rate for upside if all underliers finish above their initial levels. If any underlier finishes below its downside threshold (70% of initial), investors suffer a loss equal to the decline of the worst performing underlier; payments are subject to Morgan Stanley credit risk. The estimated value on the pricing date is approximately $973.00 per security.

Morgan Stanley Finance LLC offers Structured Investments Enhanced Buffered Jump Securities with Downside Factor linked to the EURO STOXX 50® Index, priced at $1,000 per security. The securities mature on July 16, 2027 and pay a fixed upside payment of $96.50 per security (9.65%) if the final level is at or above the buffer. If the final level is below the buffer level (10% buffer, buffer level 5,695.281), investors suffer a loss equal to 1.1111% of principal for each 1% decline beyond the buffer and could lose their entire investment. The initial level is 6,328.09, pricing date was July 1, 2026, and the estimated value on the pricing date was approximately $985.50 per security. All payments are unsecured obligations of MSFL and fully guaranteed by Morgan Stanley; market and credit risk apply.

Morgan Stanley Finance LLC is offering Trigger PLUS Principal-at-Risk securities due August 5, 2031 linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each security has a stated principal amount of $1,000 and an estimated value on the pricing date of approximately $962.50. At maturity the payoff is based solely on the worst performing underlier: investors may receive the stated principal plus a 400% leveraged upside (capped at a maximum payment of $1,860–$1,910), receive only principal if declines remain above the 70% downside threshold, or suffer proportional principal losses (1% loss per 1% decline below the threshold), potentially losing the entire investment. All payments are subject to MSFL's and Morgan Stanley’s credit risk.

Morgan Stanley Finance LLC published a preliminary pricing supplement for Trigger PLUS securities due August 5, 2031

The securities are principal‑at‑risk notes linked to the S&P 500® Futures Excess Return Index, issued at a stated principal amount of $1,000 per security. The document states an estimated value on the pricing date of approximately $965.80 per security and a leverage factor to be set on the pricing date of 225% to 230%. The notes repay principal at maturity only if the final index level is at or above the 70% downside threshold; below that level investors lose 1% for each 1% decline in the underlier, and the payment could be zero. All payments are unsecured obligations of MSFL and are fully and unconditionally guaranteed by Morgan Stanley.

Morgan Stanley Finance LLC is offering contingent income auto-callable securities due August 2, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays a contingent coupon only if all three underliers meet coupon barrier tests on observation dates. The securities are linked to the worst performing of the Dow Jones Industrial, the EURO STOXX 50® and the Russell 2000®, include an automatic early redemption feature on specified determination dates, and expose holders to full principal loss if the worst performing underlier finishes below its downside threshold.

Morgan Stanley Finance LLC priced contingent income auto-callable notes linked to the worst performing of the EURO STOXX 50®, Russell 2000® and S&P 500®. Each note has a $1,000 stated principal amount, a final observation date of July 30, 2029 and a maturity date of August 2, 2029. Coupons are contingent and paid only if each underlier is at or above an 80% coupon barrier on observation dates; downside protection is limited to a 70% threshold, below which investors lose principal in proportion to the worst performing underlier. The securities may auto‑redeem on scheduled redemption determination dates if all underliers meet 100% call thresholds; estimated value on pricing date was approximately $950.60 per security. All payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC is offering structured, principal-at-risk securities due July 31, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performing of the EURO STOXX 50®, Russell 2000® and S&P 500® indices. The notes may be automatically redeemed early on the first determination date of August 4, 2027 for an early redemption payment fixed on the pricing date. If not redeemed early, final payoff depends on the worst performing underlier: investors can receive the stated principal plus an upside payment (participation rate 150%) if all underliers finish above their initial levels, the stated principal if all underliers finish at or above their 70% downside thresholds, or a reduced cash payment that declines 1% for each 1% decline in the worst performing underlier (potentially to zero) if the worst underlier finishes below its downside threshold. All payments are subject to Morgan Stanley Finance LLC and Morgan Stanley credit risk.

Morgan Stanley Finance LLC offers structured, principal-at-risk notes due July 31, 2031, fully guaranteed by Morgan Stanley, linked to the worst performing of the Nasdaq-100 Technology Sector, Russell 2000 and S&P 500.

The securities have a $1,000 stated principal amount per security, an automatic early redemption feature (first determination date August 4, 2027) and a participation rate of 150% for upside at maturity. Downside protection is limited: downside threshold levels are 70% of initial levels and losses equal the percentage decline of the worst performing underlier below that threshold.

Morgan Stanley Finance LLC is offering structured, principal-at-risk notes due July 31, 2031 that are fully guaranteed by Morgan Stanley. Each security has a $1,000 original issue price and an estimated value on the pricing date of approximately $895.70. The notes pay a contingent coupon (annual rate to be set on the pricing date, indicated between 12.50% and 13.50% in the preliminary terms) only if the closing level of the S&P® 500 Futures 40% Intraday 4% Decrement VT Index meets the coupon barrier on observation dates.

Automatic early redemption may occur on specified redemption determination dates beginning July 28, 2027 if the underlier is at or above the call threshold (100% of the initial level). At maturity investors either receive the stated principal if the final level is at or above the downside threshold (60% of the initial level) or a principal payment equal to the performance factor (final level/initial level), exposing investors to full downside with possible loss of principal.