Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing Jump Securities with an auto-call feature, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal of $1,000 per security and an aggregate principal amount of $656,000. The notes are linked to the worst performer among Alphabet (GOOGL), Amazon (AMZN), Apple (AAPL) and Microsoft (MSFT) stocks.
The notes offer no principal protection and no interest. From the first determination date on August 3, 2027, they are automatically redeemed if each stock’s closing level is at or above its call threshold (100% of its initial level), paying a fixed early redemption amount that targets about 39.50% per annum, then terminate. If held to maturity on August 2, 2029 and each final level is at or above its call threshold, investors receive $2,185 per security.
If any final level is below its call threshold but each is at or above its downside threshold (60% of initial), investors receive only the $1,000 principal. If any final level is below its downside threshold, repayment is $1,000 multiplied by the performance factor of the worst-performing stock, exposing investors to full downside in that name and potentially a zero payoff. The estimated value on the pricing date is $986.30 per security, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Digital S&P 500 Index-Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. The notes are unsecured, pay no interest, and have a term expected to be about 13–15 months, with payoff based on the S&P 500 Index.
For each $1,000 Face Amount, if the final S&P 500 level is at least 90% of the initial level, investors receive a fixed Maximum Settlement Amount expected between $1,088.50 and $1,103.80 (108.85%–110.38% of face). If the index declines more than 10%, repayment drops below principal using a Buffer Rate of approximately 111.11%, and investors can lose up to their entire investment.
The notes are issued under Morgan Stanley’s global medium-term note program, are subject to the credit risk of both Morgan Stanley Finance LLC and Morgan Stanley, and will not be listed on any exchange. The per-note price is $1,000, including a 0.95% sales commission; the estimated value on the trade date is about $985.40, reflecting issuance, structuring and hedging costs.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $2,760,000 of Contingent Income Memory Auto-Callable Notes due August 1, 2031, linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index. Each note has a $1,000 principal amount and an issue price of $1,000, with an estimated value on the pricing date of $959.80.
The notes pay a 6.15% per annum contingent coupon only when the index closing level on an observation date is at or above the coupon barrier level of 2,333.393 (75% of the initial level of 3,111.19); missed coupons may be paid later if the barrier is met. The notes auto-redeem at stated principal plus applicable coupons if the index is at or above the call threshold level of 3,111.19 on any redemption determination date, starting August 4, 2027.
If not redeemed early, investors receive the full principal at maturity, plus any due contingent coupons, regardless of index performance. Investors do not participate in index appreciation. The notes are unsecured, subject to Morgan Stanley’s credit risk, not listed on any exchange, and their secondary market value may be lower than the issue price due to fees, hedging costs, and credit spreads.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due August 2, 2029, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal of $1,000 per security and an aggregate principal amount of $572,000.
The notes pay a 9.85% per annum contingent coupon, but only if on each quarterly observation date the Russell 2000 Index, S&P 500 Index and State Street Technology Select Sector SPDR ETF are all at or above their respective coupon barrier levels, set at 60% of initial levels. Beginning August 3, 2027, the issuer may redeem the notes on specified monthly dates if a risk neutral valuation model indicates early redemption is economically rational for the issuer.
If not redeemed and on the final observation date each underlier is at or above its 50% downside threshold, investors receive principal plus any final contingent coupon. If any underlier is below its threshold, repayment is reduced 1% for every 1% decline of the worst performing underlier, potentially to zero. The notes do not offer principal protection, have limited liquidity, an estimated value of $981.50 per security below issue price, complex U.S. tax treatment and are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Trigger PLUS structured notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest, and matures on August 19, 2031, with an observation date of August 14, 2031. The notes are unsecured and subject to the credit risk of both the issuer and guarantor.
At maturity, if the index final level is above the initial level, holders receive $1,000 plus a leveraged return equal to 235.50% of the index’s percentage gain. If the final level is at or below the initial level but at or above the downside threshold of 70% of the initial level, investors receive only the $1,000 principal. If the final level is below the downside threshold, the payoff equals $1,000 multiplied by the index performance factor, leading to a 1% loss of principal for every 1% index decline, with no minimum payment; the return can be zero.
The estimated value on the pricing date is approximately $971.10 per security, reflecting issuance, selling, structuring and hedging costs embedded in the $1,000 issue price. The securities are expected to be sold through Morgan Stanley & Co. LLC to fee-based advisory accounts, with possible structuring fees of up to $6.25 per security and a $0.50 per-security payment to a third-party analytics provider. The issuer highlights market, liquidity, valuation, tax and conflict-of-interest risks, and notes that investing is not equivalent to direct exposure to the underlying index.
Morgan Stanley Finance LLC is offering Buffered PLUS with Downside Factor, principal-at-risk structured notes due February 11, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and pays no interest.
The return depends on the worst performing of three underliers: the iShares S&P 500 Growth ETF, the S&P 500 Equal Weight Index and the S&P 500 Index. At maturity, if every underlier finishes above its initial level, holders receive $1,000 plus a leveraged upside payment equal to 167% of the worst performer’s gain. If at least one underlier is at or below its initial level but all remain at or above 75% of their initial levels (a 25% buffer), investors receive only the principal.
If any underlier ends below its buffer level, the notes lose 1.3333% of principal for every 1% decline in the worst-performing underlier beyond the 25% buffer, with no minimum payment at maturity, so the investment can be entirely lost. The indicative estimated value on the pricing date is approximately $995.20 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs. All payments are subject to Morgan Stanley’s credit risk, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering Capped Leveraged Buffered Basket-Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 face amount, pays no interest and exposes investors to a weighted basket of five foreign equity indices with 40% in EURO STOXX 50®, 25% in TOPIX, 17% in FTSE® 100, 11% in Swiss Market Index® and 7% in S&P®/ASX 200.
At maturity in approximately 15–17 months, investors receive leveraged upside of 180% of any basket gain, capped at an expected $1,181.26–$1,213.12 per $1,000. A 15.00% downside buffer protects against moderate declines, but below 85% of the initial basket level losses increase at about 117.65% of further downside, and principal can be fully lost. The estimated value on the trade date is approximately $994.90 per note, reflecting issuance, structuring and hedging costs, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Buffered Participation Securities, fully and unconditionally guaranteed by Morgan Stanley, linked to the Russell 2000® Index. Each note has a $1,000 stated principal amount, a 103.50% participation rate in index gains, a 15% downside buffer and a 15% minimum payment at maturity. The notes pay no interest and are unsecured obligations subject to the issuers’ credit risk, with a pricing date of August 6, 2026 and maturity on August 11, 2031.
At maturity, investors receive principal plus the upside payment if the index is above its initial level, principal only if it is between the initial and buffer levels, and a reduced amount if it falls below the buffer, losing 1% of principal per 1% decline beyond the buffer. The estimated value on the pricing date is approximately $975.40 per security, below the $1,000 issue price due to issuing, selling, structuring and hedging costs. The product is designed for investors willing to forgo interest and accept substantial principal risk, including limited liquidity and complex U.S. tax treatment.
Morgan Stanley Finance LLC is offering Buffered Participation Securities due August 1, 2031, linked to the S&P 500® Index and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest, and is subject to issuer and guarantor credit risk.
At maturity, investors receive $1,000 plus 100% of any index gain, capped at a maximum payment of $2,383.50 per security (238.35% of principal). A 20% buffer protects against moderate declines: if the index ends between 80% and 100% of its initial level of 7,316.15, principal is returned. Below the buffer level of 5,852.92, principal is reduced 1% for each 1% further decline, but not below 20% of principal.
The aggregate principal amount is $546,000, issued at $1,000 per security, with an estimated value on the pricing date of $981.80 reflecting structuring and hedging costs. The notes may have limited or no secondary market liquidity, and their value will be influenced by S&P 500® performance, volatility and Morgan Stanley’s credit spreads.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Buffered PLUS notes due August 12, 2031 linked to the S&P 500® Futures Excess Return Index. Each security has a $1,000 stated principal amount and pays no interest.
At maturity, if the index final level is above the initial level, investors receive principal plus a leveraged upside of 195% of the index gain. If the final level is at or below the initial level but at or above the 70% buffer level, investors receive only principal. If the final level is below the buffer, principal is reduced 1% for each 1% decline beyond the 30% buffer, subject to a minimum payment of 30% of principal. The estimated value on the pricing date is approximately $981.40 per security, reflecting issuance, selling, structuring and hedging costs, and all payments are subject to Morgan Stanley’s credit risk.