Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing $2,300,000 of Trigger Autocallable GEARS linked to the Russell 2000 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $10 principal amount, a 5‑year term and offers equity index-linked returns with principal at risk.
The notes may be automatically called on August 12, 2027 if the index is at or above the Autocall Barrier of 2,906.310, paying $11.20 per $10 (a 12% call return), after which no further payments are made. If not called and the index rises, maturity payoff is leveraged by an Upside Gearing factor of 1.635.
If held to maturity and the index is flat or down but at or above the Downside Threshold of 2,179.733 (75% of the Initial Level), investors receive only principal back. If the index finishes below this threshold, payoff is reduced one-for-one with the negative index return, and investors can lose up to 100% of principal. The notes pay no interest or dividends, have limited secondary market liquidity, and all payments depend on the credit of Morgan Stanley and MSFL. The estimated value on the trade date is $9.694 per $10 security, below the issue price.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Contingent Income Memory Auto-Callable Securities due August 17, 2028 linked to the common stock of Oracle Corporation. Each security has a $1,000 stated principal amount and an original issue price of $1,000, with an estimated value on the pricing date of approximately $955.60 per security.
The notes pay a contingent coupon at 24.00%–25.00% per annum only if Oracle’s closing price on an observation date is at or above a coupon barrier level equal to 60% of the initial level; missed coupons may be paid later if the barrier is subsequently met. The notes are auto-callable quarterly from February 16, 2027 if Oracle’s price is at or above a call threshold at 100% of the initial level, in which case investors receive principal plus the applicable coupon and any unpaid coupons, and the investment ends early.
If not called, and the final Oracle level on August 14, 2028 is at or above a downside threshold at 60% of the initial level, investors receive full principal plus any due coupons. If the final level is below the downside threshold, repayment is reduced in proportion to Oracle’s decline, and the maturity payment can fall to zero. The securities expose investors to full market risk of Oracle, issuer and guarantor credit risk, uncertain liquidity, and complex U.S. tax treatment, and are not principal-protected or FDIC insured.
Morgan Stanley Finance LLC is offering Digital Basket-Linked Notes due September 1, 2027, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and are principal-at-risk unsecured obligations linked to an equally weighted basket of six alternative asset manager stocks: Apollo Global Management, Ares Management, Blackstone, The Carlyle Group, KKR and TPG, each with ~16.667% weighting.
The initial basket level is 100. If on the August 30, 2027 determination date the final basket level is at least 85% of the initial level, investors receive a fixed threshold settlement amount of $1,197.80 per $1,000 face amount, capping upside at 19.78%. If the final basket level is below 85%, repayment is reduced by the basket’s decline beyond the 15% buffer, amplified by a buffer rate of approximately 117.65%, and investors can lose some or all principal.
The price to the public is $1,000 per note, with agent’s commissions of $10.90 and proceeds to the issuer of $989.10 per note. The estimated value on the trade date is approximately $969.60, reflecting issuance, structuring and hedging costs. The notes are not listed, not insured, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Memory Auto-Callable Securities due August 17, 2028 linked to the Class A common stock of Space Exploration Technologies Corp. (ticker SPCX). Each security has a stated principal amount and issue price of $1,000, while the estimated value on the pricing date is approximately $925.40 per security, reflecting issuance, selling, structuring and hedging costs borne by investors.
The securities pay a contingent coupon at an annual rate of 21.00% to 22.00%, but only when the stock’s closing level on an observation date is at or above a coupon barrier set at 60% of the initial level; missed coupons can be paid later if the barrier is subsequently met. The notes are subject to automatic early redemption starting February 16, 2027 if the underlier closes at or above a call threshold of 100% of the initial level, in which case investors receive principal plus the applicable coupon and any unpaid coupons, and no further payments.
If not called, at maturity investors receive principal only if the final level is at or above a downside threshold of 60% of the initial level; otherwise, repayment is reduced 1% for each 1% decline in the underlier, potentially to zero. The underlier last closed at $112.20 on July 30, 2026 and has a limited trading history since June 12, 2026. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, may have limited secondary liquidity, and involve complex and uncertain U.S. federal tax treatment, including potential withholding for non-U.S. investors.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 17, 2028, linked to the common stock of Micron Technology, Inc. Each security has a stated principal amount and issue price of $1,000 and is fully and unconditionally guaranteed by Morgan Stanley.
Investors may receive a contingent coupon at an annual rate of 30.25% to 31.25% on scheduled coupon payment dates, but only if Micron’s closing level on the related observation date is at or above a coupon barrier level equal to 60% of the initial level. Missed coupons may be paid later if the barrier is subsequently met, but can be lost entirely. The notes are auto-callable on specified redemption determination dates if the stock closes at or above 100% of the initial level, paying principal plus the applicable coupon and any previously unpaid coupons, with no further payments thereafter.
If the notes are not redeemed early and Micron’s final level is at or above a downside threshold equal to 60% of the initial level, investors receive full principal back (plus any due coupons). If the final level is below this threshold, repayment is reduced 1% for each 1% decline in Micron from the initial level, and the maturity payment can be zero. The estimated value on the pricing date is approximately $955.90 per $1,000 security, reflecting issuance, structuring and hedging costs. All payments depend on Morgan Stanley’s credit and there may be limited or no secondary market.
Morgan Stanley Finance LLC is offering contingent income memory auto-callable securities due August 17, 2028, linked to the common stock of Marvell Technology, Inc. Each security has a stated principal amount and issue price of $1,000 and is fully and unconditionally guaranteed by Morgan Stanley.
Investors may receive a contingent coupon at an annual rate of 32.00% to 33.00%, but only when the underlier’s closing level on an observation date is at or above a coupon barrier level set at 60% of the initial level; missed coupons can be paid later if the barrier is later met. The notes are auto-callable from February 16, 2027 onward if the underlier is at or above the call threshold level (100% of the initial level), returning principal plus due and previously unpaid coupons.
If not called early, at maturity investors receive principal only if the final level is at or above a downside threshold level set at 60% of the initial level; otherwise they lose 1% of principal for each 1% decline in the underlier, potentially losing the entire investment. The estimated value on the pricing date is approximately $955 per security. All payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 17, 2028, linked to the common stock of Advanced Micro Devices, Inc. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.
Each security has a $1,000 stated principal amount and issue price, while the estimated value on the pricing date is approximately $956.80 per security. Investors may receive a contingent coupon at 22.25%–23.25% per annum, payable only if AMD’s closing level on the relevant observation date is at or above a coupon barrier set at 60% of the initial level; missed coupons can be paid later if the barrier is subsequently met. The notes are automatically callable starting February 16, 2027 if AMD’s closing level is at or above a call threshold of 100% of the initial level, in which case holders receive principal plus the applicable coupon and any unpaid coupons.
If not called, at maturity investors receive principal back only if the final AMD level is at or above a downside threshold of 60% of the initial level; otherwise, the payoff is $1,000 multiplied by the performance factor (final level divided by initial level), exposing investors to the full downside and potentially a zero return of principal. All payments are subject to Morgan Stanley’s credit risk. The closing level of AMD on July 30, 2026 was $485.39, provided as historical context only.
Morgan Stanley Finance LLC is offering principal at risk structured notes linked to the lowest performing of Amazon, Alphabet Class A and Meta Class A, maturing August 22, 2029 and fully guaranteed by Morgan Stanley. Each security has a $1,000 face amount, priced at $1,000 with dealer commissions embedded.
The notes may be automatically called on August 20, 2027 if each stock’s closing price is at or above its starting price, paying a cash call amount of at least $1,390 per $1,000 and then terminating. If not called, at maturity investors receive: 300% of the positive return of the lowest performer if it ends above its start; a contingent absolute return matching the magnitude of its loss up to a 40% decline; or full downside exposure if it finishes below 60% of its starting price, which can result in losing more than 40% and possibly all principal.
The estimated value on the pricing date is about $943.40 per security, below the issue price due to issuance, distribution, structuring and hedging costs. The notes pay no interest or dividends, have limited or no secondary market liquidity, and all payments depend on Morgan Stanley’s credit. U.S. tax treatment is uncertain and expected to follow “prepaid financial contract” treatment, and non-U.S. investors must consider potential Section 871(m) implications.
Morgan Stanley Finance LLC is issuing Contingent Income Memory Securities due August 3, 2028, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the worst performing of the common stocks of Johnson & Johnson, JPMorgan Chase & Co., and Target Corporation.
Each security has a $1,000 stated principal amount and issue price, with an aggregate principal amount of $475,000. Investors may receive a contingent coupon at 10.65% per annum, payable on scheduled coupon dates only if on the related observation date the closing level of each underlier is at or above its coupon barrier; missed coupons can be paid later if this condition is subsequently met. The coupon barrier and downside threshold for each underlier are set at 50% of its initial level, specifically $132.765 for JNJ, $172.355 for JPM, and $72.95 for TGT, based on initial levels of $265.53, $344.71 and $145.90, respectively, observed on July 29, 2026.
At maturity, if the final level of each underlier is at or above its downside threshold, investors receive the full principal plus any payable coupons. If the final level of any underlier is below its downside threshold, the repayment is reduced in proportion to the decline of the worst performing underlier, and the payment can be significantly less than principal or zero. The estimated value on the pricing date is $982.70 per security, below the issue price, reflecting issuance, structuring and hedging costs. All payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley, and there may be little or no secondary market.
Morgan Stanley Finance LLC is issuing Buffered Jump Securities with an auto-call feature linked to the Nasdaq-100 Index®, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and an aggregate principal of $988,000, with an issue price of $1,000 and an estimated value of $984.70 on the pricing date.
The notes may be automatically redeemed on August 4, 2027 if the index on July 30, 2027 is at or above the call threshold level of 27,192.31, paying a fixed $1,114 per security and ending the investment. If held to maturity on August 3, 2028, investors receive principal plus a leveraged upside (200% participation) if the index is above the initial level; full principal back if the index is at or above the buffer level of 23,113.464 (15% buffer); or a reduced amount based on index decline beyond the buffer, subject to a minimum payment of 15% of principal.
The notes pay no interest, are unsecured obligations subject to the issuers’ credit risk, may trade below issue price due to embedded costs, and have limited liquidity. U.S. tax treatment is described as prepaid financial contracts, with outcomes potentially affected by future tax guidance.