MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC is offering Structured Investments — Enhanced Buffered Jump Securities linked to the S&P 500® Index with a $1,000 stated principal amount per security and a stated maturity of July 1, 2027. The securities pay no interest and expose investors to principal loss: a 15% buffer applies and, if the final level is below that buffer, investors lose 1.1765% of principal for every 1% decline beyond the buffer. If the final level is at or above the buffer, investors receive the stated principal plus an upside payment of at least $76 (7.60%) per security. The document shows an estimated value on the pricing date of approximately $984 per security and an issue price of $1,000 (agent commission $10, proceeds to issuer $990). All payments are subject to issuer and guarantor credit risk, and there is no minimum payment at maturity.

Morgan Stanley Finance LLC offers Principal-at-Risk structured notes due June 9, 2031 linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index with a stated principal amount of $1,000 per security and a contingent coupon rate of 11.75% per annum.

The notes pay contingent coupons only when the underlier meets the coupon barrier (80% of the initial level) on observation dates, feature automatic early redemption if the underlier equals or exceeds the call threshold (100% of the initial level) on a redemption determination date, and provide a buffer of 15% (buffer level = 85% of initial) with a minimum payment at maturity of 15% of principal. Estimated value on the pricing date was approximately $900.80 per security.

Morgan Stanley Finance LLC is offering structured, principal-at-risk notes due September 16, 2027 that are fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an $160 upside payment (16%) if the final level of each underlier is at or above its 75% downside threshold on the observation date. If the final level of any underlier is below its 75% threshold, payment at maturity is the stated principal multiplied by the performance factor of the worst performing underlier, and could be significantly less than principal or zero. The securities reference the Nasdaq-100 Technology Sector, the Russell 2000, and the S&P 500, are linked to the worst performing underlier, and carry issuer credit risk. The pricing/strike and pricing date are June 12, 2026, the original issue date is June 17, 2026, and the observation date is September 13, 2027. The estimated value on the pricing date is approximately $980.40 per security.

Morgan Stanley Finance LLC (guaranteed by Morgan Stanley) is offering Structured Investments — Enhanced Buffered Jump Securities due August 31, 2027.

Each security has a $1,000 stated principal amount, a fixed $123 upside payment (12.30%) if the final level on the observation date is at or above the buffer level, a 20% buffer (buffer level $148.112 from an initial level of $185.14), and a minimum payment at maturity of 20% of principal. The securities pay no interest; if the final level is below the buffer level, holders lose 1% of principal for each 1% decline beyond the buffer, subject to the minimum payment. The estimated value on the pricing date is approximately $991.30 per security. All payments are subject to Morgan Stanley Finance LLC credit risk and Morgan Stanley’s guarantee.

Morgan Stanley Finance LLC priced buffered jump securities linked to the S&P 500® Index due June 24, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000, an upside payment of $118.50 (11.85%) and a 10% buffer on downside performance. The initial level is 7,519.12 (strike date close) and the observation date is June 22, 2027; payment at maturity depends on the final level relative to the initial level and the buffer, and the minimum payment at maturity is 10% of principal. All payments are subject to Morgan Stanley Finance LLC’s credit risk and the securities pay no interest.

Morgan Stanley Finance LLC is offering principal‑at‑risk, contingent‑income, memory auto‑callable securities linked to CoreWeave, Inc. class A common stock. Each security has a $1,000 issue price, a contingent coupon at 28.90% per annum and matures on June 1, 2029. Coupons are paid only if the underlier meets the coupon barrier on observation dates; early automatic redemption occurs if the underlier meets the call threshold on redemption determination dates. If not redeemed and the final level is below the downside threshold, investors lose principal in direct proportion to the underlier’s decline. Estimated value at pricing was approximately $949.40 per security; all payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC is offering Trigger Autocallable Notes linked to the Russell 2000® Index with an Issue Price of $10.00 per Security and a term through the Maturity Date: May 30, 2031. The notes pay no interest and may be automatically called on quarterly Observation Dates beginning June 3, 2027 if the Closing Level of the Underlying is at or above the Initial Level; a fixed Call Return Rate (to be set on the Trade Date) in the range 9.25% to 9.75% per annum determines the Call Return if called. If not called, holders receive principal at maturity only if the Final Level is at or above a Downside Threshold set at 75% of the Initial Level; if the Final Level is below that threshold, holders suffer a principal loss proportional to the Underlying Return. Payments are subject to issuer credit risk. The Trade Date is May 28, 2026 and the required minimum investment is $1,000.

Morgan Stanley Finance LLC offers Trigger PLUS linked to the S&P 500® Index due June 3, 2032, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes pay no interest; at maturity investors receive $1,000 plus a 102.25% leverage on any index appreciation, receive $1,000 if the final index value is at or above a trigger set at 75% of the initial index value, and receive an amount proportional to index performance if the final index value is below the trigger (potentially a total loss).

The pricing date is May 28, 2026, estimated value on pricing was $951.70 per note and the stated issue price is $1,000. Secondary market liquidity may be limited and all payments are subject to issuer credit risk.

Morgan Stanley Finance LLC priced a $1,080,000 offering of market‑linked, principal‑at‑risk securities due June 3, 2027, fully guaranteed by Morgan Stanley. Each security has a $1,000 face amount and offers a 6.00% contingent fixed return if the lowest performing of the Nasdaq‑100, Dow Jones Industrial and S&P 500 indices finishes on or above 65% of its starting level on the calculation day.

The securities pay $60 per $1,000 at maturity when the lowest performing underlying is at or above its threshold; if the lowest performing underlying finishes below its threshold, the investor receives $1,000 plus the underlying return of that lowest performing index, exposing holders to losses greater than 35% and possibly to the full loss of principal. The pricing date was May 21, 2026, the estimated value on the pricing date was $967.10 per security, and the calculation day is May 28, 2027.