Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering 7-year Market-Linked Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each Note has a $1,000 principal amount and provides 100% participation in the positive Index return at maturity, capped by a Maximum Gain to be set on the trade date, expected between 75.75% and 82.75%, corresponding to a maximum payment of $1,757.50 to $1,827.50 per Note. If the Index return is zero or negative, investors receive only their $1,000 principal at maturity, with no upside but also no downside loss at maturity, subject to issuer and guarantor credit risk.
The Notes pay no interest, do not provide dividends, will not be listed, and may have limited secondary liquidity. The estimated value on the trade date is approximately $941.60 per $1,000 Note, reflecting issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. The securities are expected to be treated as contingent payment debt instruments for U.S. tax purposes, requiring annual interest accruals. Payments depend solely on the Index level on the determination date, and all amounts are subject to Morgan Stanley’s creditworthiness.
Morgan Stanley Finance LLC is offering market-linked, auto-callable notes due July 31, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 principal amount and pays variable monthly coupons linked to the lowest performing of Alphabet (GOOGL), Broadcom (AVGO), Microsoft (MSFT) and NVIDIA (NVDA).
If on a calculation day the lowest performing stock closes at or above its coupon threshold price (80% of its starting price), investors receive a higher coupon, targeting at least 11.00% per annum (about $9.17 per month per note in the example). Otherwise, they receive a lower coupon of 0.25% per annum (about $0.21 per month). Beginning in July 2027, if all four stocks are at or above their starting prices on a calculation day, the notes are automatically called for $1,000 plus the applicable coupon.
If the notes are never called, investors receive full principal back at maturity, in addition to the final coupon, subject to Morgan Stanley’s credit risk. The notes are not listed, may have limited liquidity, and have an estimated value on the pricing date of approximately $942.00 per $1,000 note, reflecting issuance, structuring and hedging costs borne by investors. Returns are capped at the coupon stream with no participation in stock price appreciation or dividends.
Morgan Stanley Finance LLC is offering Buffered PLUS, unsecured structured notes linked to an equally weighted basket of ten U.S.-listed stocks, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and matures on March 3, 2028.
At maturity, if the basket has risen, holders receive $1,000 plus 150% of the basket percent change, capped at a maximum payment of $1,271.50 per note (127.15% of principal). If the basket falls by up to the 10% buffer, investors receive par. Below the buffer, principal is reduced one-for-one with losses beyond 10%, but not below the minimum payment of $100, so investors may lose up to 90% of principal.
The notes pay no coupons, will not be listed on any exchange, and have an estimated value of about $931.20 per $1,000 at pricing due to issuance, structuring and hedging costs. All payments depend on Morgan Stanley’s credit, and early sale may occur only in a limited, dealer-driven secondary market.
Morgan Stanley director Mary L Schapiro reported two Common Stock transactions dated 2026-07-28. She sold 1,000 shares in an open market or private transaction at $212.0550 per share, and separately made a bona fide gift of 2,325 shares. Both transactions involve direct ownership, and the Rule 10b5-1 trading-plan checkbox was not marked.
Morgan Stanley Finance LLC is offering market-linked notes due September 3, 2032, fully and unconditionally guaranteed by Morgan Stanley, providing exposure to the S&P 500® Index. Each note has a $1,000 stated principal amount, pays no interest, and is issued at $1,000 per note.
At maturity, investors receive $1,000 plus a supplemental redemption amount, if any, equal to $1,000 × index percent change × 100% participation, subject to a cap. The maximum payment at maturity is $1,586.50 per note, or 158.65% of principal, and the supplemental redemption amount cannot be negative, so the payment at maturity will not be less than $1,000, assuming Morgan Stanley performs. The notes are unsecured, unsubordinated obligations subject to the issuer’s and guarantor’s credit risk and will not be listed, so secondary market liquidity may be limited.
The estimated value on the pricing date is approximately $949.30 per note, below the issue price due to embedded issuance, selling, structuring and hedging costs and a rate advantageous to the issuer. The notes are expected to be treated as contingent payment debt instruments for U.S. tax purposes, requiring accrual of taxable interest income before maturity.
Morgan Stanley Finance LLC is offering Performance Leveraged Upside Securities (PLUS), unsecured structured notes linked to an equally weighted basket of ten U.S. and international stocks, fully and unconditionally guaranteed by Morgan Stanley. Each PLUS has a $1,000 stated principal amount, a pricing date of August 14, 2026, original issue date of August 19, 2026, valuation date of September 8, 2027 and matures on September 13, 2027.
The notes pay no interest and do not guarantee principal. At maturity, if the basket has risen, holders receive $1,000 plus 150% of the basket’s percentage gain, capped at a maximum payment of $1,288.75 per PLUS (128.875% of principal). If the basket is flat, investors receive $1,000. If the basket has fallen, repayment is 1:1 to the full decline with no minimum; the payment can be zero, so investors may lose their entire investment. The basket weights Amazon, Coherent, Corning, Linde, MP Materials, Northrop Grumman, NVIDIA, RBC Bearings, Rocket Lab and Space Exploration Technologies equally at 10% each. The PLUS are not listed, are subject to Morgan Stanley’s credit risk, and have an estimated value on the pricing date of about $933.70 per $1,000 note due to embedded costs and dealer margins.
Morgan Stanley Finance LLC is offering Contingent Income Buffered Auto-Callable Securities due July 31, 2031, fully and unconditionally guaranteed by Morgan Stanley and linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. The notes are unsecured, principal-at-risk securities with a stated principal amount of $1,000 per note and aggregate principal of $5,286,000.
The notes pay a contingent coupon at 16.50% per annum only if, on each observation date, the index is at or above the coupon barrier level of 2,469.788 (75% of the initial level of 3,293.05). They are subject to automatic early redemption on scheduled redemption determination dates if the index is at or above the call threshold level of 3,293.05, in which case investors receive principal plus the applicable coupon and no further payments.
If not called, at maturity investors receive principal back if the final index level is at or above the buffer level of 2,799.093 (85% of initial). Below the buffer, losses are linear beyond the 15% buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is $919.90 per note, reflecting issuing, selling, structuring and hedging costs. Returns depend on Morgan Stanley’s credit and there may be limited or no secondary market.
Morgan Stanley Finance LLC is issuing $425,000 of Contingent Income Auto-Callable Notes due July 31, 2031, linked to the worst performing of Broadcom, JPMorgan Chase and Microsoft common stock, fully and unconditionally guaranteed by Morgan Stanley.
The notes pay a contingent coupon at 10.75% per annum, but only when on an observation date each stock’s closing level is at or above its coupon barrier: $287.415 for AVGO, $267.15 for JPM and $291.825 for MSFT (75% of initial levels). The notes are automatically redeemed at par plus the coupon if, on any redemption determination date starting July 28, 2027, all three stocks are at or above their call threshold levels (100% of initial).
If not called, investors receive the stated principal amount at maturity, plus a final coupon if all stocks are at or above their barriers; investors do not participate in any stock appreciation. The notes are unsecured, not listed, subject to Morgan Stanley’s credit risk, and have an estimated value of $972.80 per $1,000 note on the pricing date, reflecting structuring and hedging costs and potentially lower secondary market prices. U.S. tax treatment is complex and may require recognizing income exceeding received coupons.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Trigger PLUS linked to the EURO STOXX 50® Index maturing on September 3, 2032. Each note has a $1,000 stated principal amount, pays no coupons and exposes holders to principal loss.
At maturity, investors receive $1,000 plus 193.30% of any index gain. If the index is flat or down but at or above the 75% trigger level, investors receive $1,000. If the final index value is below the trigger, repayment is proportional to the index performance and may be zero.
The notes are unsecured obligations of MSFL under its Series A Global Medium-Term Notes program, not listed on any exchange and subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is approximately $939.80 per note versus the $1,000 issue price, reflecting embedded costs and dealer compensation.
Morgan Stanley Finance LLC is offering Auto-Callable Trigger PLUS notes due September 3, 2032, linked to the Nasdaq-100 Index®, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and are principal at risk unsecured obligations subject to Morgan Stanley’s credit.
If on the first determination date (August 23, 2027) the index closes at or above the initial index value, the notes are automatically redeemed for an early payment of $1,124 per $1,000 note and terminate. If held to maturity and the final index value is above the initial index value, investors receive $1,000 plus 125% of the index’s positive return. If the final value is at or above the 75% downside threshold but at or below the initial value, principal is returned. Below the threshold, repayment is reduced 1-for-1 with the index and can fall below 75% of principal, down to zero.
The issue price is $1,000 per note, including selling, structuring and hedging costs; the issuer’s estimated value is about $950.50. Agent commissions are $30 and a $5 structuring fee per note, with net proceeds used for general corporate purposes and related hedging.