MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC offered market-linked notes due June 30, 2031, linked to the EURO STOXX 50® Index and fully guaranteed by Morgan Stanley. The notes were issued at $1,000 each (aggregate $339,000) with an estimated value of $950.10 and a 115.25% participation rate. At maturity holders receive principal plus an upside payment if the index closing level on the observation date exceeds the initial level (initial level: 6,267.53); otherwise they receive only the stated principal. Payments are unsecured and subject to Morgan Stanley credit risk. Commissions of $31.25 per note were paid; proceeds to issuer per note were $968.75. Tax treatment is as a contingent payment debt instrument with a comparable yield of 4.8164%.

Morgan Stanley Finance LLC is offering Structured Investments — Buffered Jump Securities due October 14, 2027 — fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal and a fixed upside payment of $117.50 (11.75%) if the S&P 500® final level is at or above the initial level. The securities provide a 15% buffer (buffer level = 85% of the initial level): if the final level falls below the buffer, investors lose 1% of principal for each 1% decline beyond the buffer, subject to a 15% minimum payment at maturity. The document discloses an estimated value on the pricing date of approximately $988.50 per security and emphasizes that all payments are subject to Morgan Stanley’s credit risk.

Morgan Stanley Finance LLC prices market-linked notes due March 30, 2028, fully and unconditionally guaranteed by Morgan Stanley, with an aggregate principal amount of $140,000 (140 notes of $1,000 each) issued at $1,000 per note. The notes pay no interest and return $1,000 at maturity if the Morgan Stanley Amplitude Index is flat or down; if the index finishes above the initial level of 206.52 (the strike on June 25, 2026), holders receive the stated principal plus an upside payment equal to the participation rate of 200% times the index percent change. The estimated value on the pricing date is $947.00 per note, and MS&Co. will receive a $20 commission per note (proceeds to issuer: $137,200). Payments are subject to issuer/guarantor credit risk; the notes are unsecured, not listed, and do not pay periodic interest.

Morgan Stanley Finance LLC priced a series of Trigger PLUS principal-at-risk securities linked to the S&P 500® Futures Excess Return Index. The offering totals $2,844,000 (aggregate principal), with a $1,000 stated principal per security and an original issue date of June 30, 2026.

At maturity on June 30, 2031, investors either receive principal plus a 200% leveraged upside if the final level exceeds the initial level (initial level 590.78), principal only if the final level is between the initial level and the 70% downside threshold (413.546), or a loss proportional to the underlier decline if below the threshold. The estimated value on the pricing date was $944.80 per security; commissions of $40 per security reduce proceeds to the issuer.

Morgan Stanley Finance LLC is offering Principal at Risk securities linked to the worst-performing share of AMD, Marvell and Micron. The securities have a stated principal amount of $1,000 per security and aggregate principal amount of $1,550,000. They pay a fixed coupon at an annual rate of 21.25% monthly, feature automatic early redemption if all three underliers meet their call thresholds on a redemption determination date, and mature on June 29, 2028. If not called, payment at maturity depends on the worst-performing underlier versus its downside threshold (60% of the initial level); a final shortfall can cause investors to lose up to their entire principal. All payments are subject to the issuer and guarantor credit risk and U.S. federal tax treatment is described as uncertain in the pricing supplement.

Morgan Stanley Finance LLC is offering Principal at Risk notes due June 30, 2031 backed by Morgan Stanley with a stated principal amount of $1,000 per security and an aggregate principal amount of $613,000. The notes pay a contingent coupon of 12.50% per annum on scheduled coupon dates only if the S&P® 500 Futures 40% Intraday 4% Decrement VT Index (the underlier) closes at or above the coupon barrier level on the related observation date. The initial level and call threshold are 3,268.11; the coupon barrier is 2,287.677 (70% of initial) and the downside threshold is 1,960.866 (60% of initial). The notes may auto-redeem beginning after the first redemption determination date if the underlier meets the call threshold on a determination date; otherwise, at maturity investors receive principal only if the final level is at or above the downside threshold, or a pro rata principal payment if below, exposing investors to full principal loss if the underlier falls sufficiently. The issue price is $1,000 (estimated value on pricing date: $901.70); agent commission per security is $42.50, with proceeds to issuer shown in the supplement.

Morgan Stanley Finance LLC is offering buffered, auto-callable Principal at Risk notes due July 7, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an original issue price of $1,000. The securities may be automatically redeemed on the first determination date (July 15, 2027) if the underlier closing level is at or above the call threshold (100). If not called, payoff at maturity depends on the final level versus the initial level (100) and a 15% buffer: above initial pays principal plus a 125% participation in upside; between buffer (85) and initial returns principal; below buffer causes a loss of 1.1765% per 1% decline beyond the buffer. Estimated value on the pricing date is approximately $968.20 per security. All payments are subject to issuer credit risk and there is no guaranteed minimum payment at maturity.

Morgan Stanley Finance LLC priced contingent income auto-callable notes linked to Netflix, Inc. common stock. The offering totals $3,441,000 at a $1,000 issue price per security with an estimated value of $965.90 on the pricing date. The notes pay a contingent coupon at an annual rate of 12.15% on observation dates when the closing level of Netflix is at or above the coupon barrier of $48.212 (68% of the initial level). The initial/strike level is $70.90 (set on June 25, 2026), the final observation date is July 26, 2027, and the stated maturity is July 29, 2027. If not auto‑redeemed, investors receive principal at maturity only if the final level is at or above the downside threshold ($48.212); otherwise payment is the stated principal multiplied by the performance factor and could be significantly below principal or zero. All payments are subject to issuer and guarantor credit risk.

Morgan Stanley Finance LLC priced a $1,473,000 issuance of auto-callable, principal-at-risk notes due June 28, 2029, fully guaranteed by Morgan Stanley. Each security has a $1,000 issue price and an estimated value of $957.00 on the pricing date. The notes reference the worst performing of the Russell 2000® and the S&P 500®, carry a 150% participation rate for upside at maturity, and feature an automatic early redemption on the first determination date of July 2, 2027 for an early redemption payment of $1,127.50 per security. If neither underlier triggers early redemption, maturity payoffs depend on the worst performing underlier versus its downside threshold (70% of initial level), exposing holders to a potential full loss of principal.