Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering fixed income buffered auto-callable securities due August 15, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and is linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index.
The notes pay a fixed coupon of 7.15% to 8.15% per year, paid monthly, regardless of index performance. Beginning August 11, 2027, the notes are automatically redeemed if the index is at or above 100% of its initial level on any monthly redemption determination date, paying principal plus that period’s coupon. If held to maturity and the final index level is at or above the 85% buffer level, investors receive full principal plus the final coupon; if below, principal is reduced 1% for each 1% decline beyond the 15% buffer, with a minimum payment of 15% of principal. The estimated value on the pricing date is approximately $915.10 per $1,000 note, reflecting issuance, structuring and hedging costs. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, and investors do not participate in any index appreciation.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with an auto-call feature, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an estimated value of about $901.70 on the pricing date, reflecting embedded costs.
The notes may be automatically redeemed quarterly from August 13, 2027 onward if the index is at or above the call threshold level (100% of the initial level), paying a fixed cash amount that corresponds to roughly 17.25%–18.25% per annum, such as $1,172.50–$1,182.50 on the first determination date. If held to the August 15, 2031 maturity and not called, investors receive: a fixed positive amount of $1,862.50–$1,912.50 per security if the final index level is at or above the call threshold; return of principal only if the final level is between the 80% buffer level and the threshold; or a loss of 1% of principal for each 1% index decline beyond the 20% buffer, subject to a minimum payment of 20% of principal.
The securities pay no interest, expose investors to principal at risk, and do not provide participation in any index appreciation beyond the fixed payouts. All amounts depend on Morgan Stanley’s and MSFL’s credit, and secondary market prices may be significantly below the $1,000 issue price.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Buffered Jump Securities with an auto-callable feature linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, maturing on August 15, 2031, at an issue price of $1,000 per security.
The notes pay no interest and may be automatically redeemed quarterly from August 13, 2027 if the index is at or above 85% of its initial level, for early redemption payments targeting roughly 11.00%–12.00% per annum, increasing over 48 determination dates. If not called and the final index level is at or above the 85% buffer level, investors receive a fixed $1,550.00 to $1,600.00 per $1,000 at maturity. If the final level is below the buffer, principal is reduced 1% for each 1% decline beyond the 15% buffer, but not below 15% of principal.
The estimated value on the pricing date is approximately $897.50 per security, reflecting embedded issuing, selling, structuring and hedging costs. The issuer warns of limited or no secondary market, sensitivity to its credit spreads, complex U.S. tax treatment and risks tied to the relatively new, leveraged, 4% decrement, volatility-targeted index.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with an auto-callable feature linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and no periodic interest.
Starting on August 13, 2027, the notes are automatically redeemed if the index closing level is at or above the call threshold of 90% of the initial level, for early redemption payments implying about 13.50%–14.50% per annum, up to $1,663.75–$1,712.917 by July 2029–July 2031. If held to maturity and not called, investors receive $1,675.00–$1,725.00 per security if the final level is at or above the call threshold, principal back if the final level is between the buffer level of 85% of the initial level and the call threshold, and a linear loss beyond the 15% buffer with a minimum payment of 15% of principal.
The estimated value on the pricing date is approximately $898.80 per security, reflecting structuring and hedging costs. The underlier is a relatively new, volatility-targeted, 4% decrement index established on March 14, 2022; its closing level on July 24, 2026 was 1,248.91. All payments are subject to Morgan Stanley’s credit risk, and the notes may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with an auto-call feature linked to the S&P U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price.
The notes pay no interest and are subject to automatic early redemption from August 13, 2027 onward if the index is at or above the call threshold level (100% of the initial level), for early redemption payments that correspond to an annualized return of roughly 18.50%–19.50%. If held to maturity on August 15, 2031 and not called, investors receive $1,925.00 to $1,975.00 per security if the final level is at or above the call threshold level.
If the final level is below the call threshold but at or above the buffer level (85% of initial), repayment is only the $1,000 principal. Below the buffer, investors lose 1% of principal for each 1% decline beyond the 15% buffer, subject to a minimum payment at maturity of 15% of principal. The securities are unsecured, subject to Morgan Stanley’s credit risk, and have an estimated value on the pricing date of approximately $900 per $1,000 security, reflecting offering and hedging costs. The underlier is a relatively new, leveraged, volatility-targeted, 4% decrement index, and the tax treatment as prepaid financial contracts is described as uncertain.
Morgan Stanley Finance LLC is offering $23,294,000 of Contingent Income Auto-Callable Securities, issued at $1,000 per security and linked to Micron Technology, Inc. common stock, maturing July 27, 2029. The notes pay a contingent quarterly coupon at 26.24% per annum (about $65.60 per quarter) only when Micron’s determination closing price is at least the downside threshold price of $368.38, which equals 40% of the $920.95 initial share price; missed coupons can be paid later if the threshold is subsequently met.
If on any of the first eleven quarterly determination dates the stock closes at or above the initial share price, the notes auto-call at par plus the current and any unpaid coupons. If held to maturity and the final share price is at or above the threshold, investors receive par plus due and unpaid coupons; if below, repayment is reduced 1:1 with Micron’s decline, potentially to zero. The notes do not share in any stock upside, are subject to full principal loss, and carry Morgan Stanley credit risk. The estimated value on the pricing date is $968.70 per security, below issue price, reflecting embedded fees and hedging costs.
Morgan Stanley Finance LLC is issuing contingent income auto-callable securities, fully guaranteed by Morgan Stanley, linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. Each security has a $1,000 stated principal amount, with an aggregate principal of $690,000, maturing on July 30, 2031.
Investors may receive a 12.35% per annum contingent coupon, but only when the index’s closing level is at or above the coupon barrier level of 1,956.042 (60% of the 3,260.07 initial level). The notes can be auto-called if the index is at or above the call threshold of 2,934.063 (90% of initial), returning principal plus the coupon. If held to maturity and the final level is below the downside threshold of 1,956.042, repayment is reduced in full proportion to the index decline, and the amount can fall to zero. The estimated value on the pricing date is $925.00 per $1,000 note, reflecting embedded costs and issuer economics.
Morgan Stanley Finance LLC is issuing principal-at-risk structured notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and return at maturity an adjusted target payout that is reset annually.
Each note has a $1,000 stated principal amount, with an aggregate principal of $535,000, maturing on July 29, 2031. Annual returns are based on index performance with a 115% participation rate, subject to a capped maximum annual return (initially $230, or 23% of principal) and a buffer on losses (initially $150, or 15% of principal). Both the maximum annual return amount and buffer are reset each year based on the prior adjusted target payout, so they may decrease significantly after negative years.
The initial index strike level is 592.71. The estimated value on the pricing date is $960.90 per $1,000 note, below the issue price due to issuance, structuring and hedging costs. Investors face credit risk of Morgan Stanley and MSFL, potential illiquidity, complex return mechanics and uncertain U.S. tax treatment, and may lose some or all of their investment.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $750,000 of Contingent Income Auto-Callable Notes due July 29, 2031, linked to the worst performing of the iShares Semiconductor ETF (SOXX) and the Roundhill Memory ETF (DRAM). The notes have a stated principal amount of $1,000 per note and issue price of $1,000, with an estimated value on the pricing date of $970.30 per note. Investors receive a contingent coupon at an annual rate of 11.00%, payable monthly only if on each observation date both underliers are at or above their coupon barrier levels, set at 60% of initial levels ($316.206 for SOXX and $31.92 for DRAM). The notes are automatically redeemed early if on a redemption determination date both underliers are at or above their call threshold levels (100% of initial: $527.01 SOXX, $53.20 DRAM), paying principal plus the related coupon. If not called, at maturity investors receive the stated principal amount plus the final contingent coupon if the barrier condition is met; there is no participation in any underlier appreciation. All payments depend on Morgan Stanley’s credit, the notes are unsecured, and they are not listed on any exchange.
Morgan Stanley Finance LLC is issuing Buffered Jump Securities with an auto-call feature linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an aggregate principal amount of $499,000, and no periodic interest payments.
The notes may be automatically redeemed on any of 48 determination dates from July 30, 2027 to June 24, 2031 if the index closing level is at or above the call threshold level of 1,248.91 (100% of the initial level). Early redemption pays a fixed amount per security, starting at $1,180 and increasing over time, corresponding to an approximate 18.00% per annum return, after which no further payments are made. If held to maturity on July 29, 2031 and not previously redeemed, investors receive $1,900 per security if the final level is at or above the call threshold; $1,000 if the final level is below the threshold but at or above the buffer level of 1,061.574 (85% of initial); and otherwise $1,000 × (final level / initial level + 15%), subject to a minimum payment of 15% of principal. Principal is at risk, investors do not participate in index upside, and all payments are subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is $896.00 per security, below the issue price, reflecting issuance, selling, structuring and hedging costs.