Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing Callable Contingent Income Securities due January 27, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $2,183,000, and is linked to the worst performing of the Russell 2000 Index and the State Street Technology Select Sector SPDR ETF.
The notes pay a contingent coupon at 15.25% per annum, but only if on each observation date the closing level of both underliers is at or above their coupon barrier levels, set at 70% of initial levels (2,050.999 for RTY and $123.116 for XLK). The issuer may call the notes on specified redemption dates, in whole only, if a risk neutral valuation model indicates early redemption is economically rational for Morgan Stanley. If not called and, at maturity, both underliers are at or above their downside thresholds (also 70% of initial levels), investors receive principal plus any final coupon; otherwise, repayment is reduced 1% for each 1% decline in the worst underlier, potentially to zero.
The notes are unsecured, subject to Morgan Stanley’s credit risk, and are not principal protected, insured, or bank deposits. The estimated value on the pricing date is $984.60 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs.
Morgan Stanley Finance LLC is issuing Contingent Income Memory Buffered Auto-Callable Securities linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index, fully guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and the total offering size is $750,000.
The notes pay a contingent coupon at 12.35% per annum only when the index on an observation date is at or above the coupon barrier level of 999.128 (80% of the initial level 1,248.91), with unpaid coupons potentially paid later if conditions are met. The notes are auto-callable quarterly starting July 2027 if the index is at or above the call threshold level of 1,248.91, returning principal plus due coupons. If held to July 29, 2031 and the final index level is below the buffer level of 1,061.574 (85% of initial), investors lose 1% of principal for each 1% decline beyond the 15% buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is $897.20 per note, below the issue price, and investors face issuer credit risk, limited liquidity, index strategy risks and uncertain tax treatment.
Morgan Stanley Finance LLC is issuing Buffered Jump Securities with Auto-Callable Feature and Downside Factor due July 27, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $1,800,000.
The notes are linked to the worst performing of NVIDIA and Broadcom common stocks. They pay no interest and do not guarantee return of principal. If on August 5, 2027 both stocks are at or above their initial levels, the notes are automatically redeemed for $1,471.50 per security. If held to maturity and both final levels exceed their initial levels, investors receive principal plus 200% of the worst performer’s gain. If either stock finishes below its 30% buffer, maturity payment is reduced by 1.4286% for every 1% decline beyond the buffer, potentially to zero.
The securities are unsecured obligations of MSFL, subject to Morgan Stanley’s guarantee and credit risk. The estimated value on the pricing date is $975.20 per $1,000, reflecting issuance, selling, structuring and hedging costs. Minimum ticket size is $10,000, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering Dual Directional Buffered Participation Securities linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal, pays no interest, and exposes investors to principal risk through August 10, 2027.
At maturity, if the index is above the initial level of 7,408.30, investors receive $1,000 plus 100% of the gain, capped at a maximum payment of $1,073.80 per security. If the index is at or below the initial level but at or above the buffer level of 5,926.64 (80% of initial), investors earn a positive return equal to the index’s absolute decline, up to 20%. Below the buffer, investors lose 1.25% of principal for every 1% additional decline, with no minimum payment; the entire investment can be lost.
The aggregate offering is $1,000,000, sold at $1,000 per note, with dealer commissions of $10 per note and estimated value on the pricing date of $985.20 per security. All payments depend on Morgan Stanley’s and MSFL’s credit; the notes are unsecured and not FDIC insured.
Morgan Stanley Finance LLC is issuing Buffered Jump Securities with an auto-call feature, linked to the worst performer of the Dow Jones Industrial Average, Russell 2000® Index and iShares® MSCI EAFE ETF, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $1,358,000, and an estimated value on the pricing date of $947.30 per security.
The notes pay no interest and are subject to automatic early redemption starting August 2, 2027 if each underlier is at or above its call threshold (100% of its initial level), for fixed cash payments rising from $1,112.50 to $1,450.00 per security, corresponding to approximately 11.25% per annum. If not redeemed, maturity payment depends on the worst-performing underlier: full principal plus upside if all finish above initial levels; principal only if all remain at or above a 15% buffer; otherwise principal is reduced 1% for each 1% decline of the worst underlier beyond the buffer, subject to a minimum payment of 15% of principal.
All payments are subject to Morgan Stanley’s credit risk, the securities are principal-at-risk, may be illiquid, and their tax treatment is complex and uncertain.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing principal-at-risk Step-Down Jump Securities with auto-callable feature maturing on July 29, 2031, linked to the worst performer of the Russell 2000 Index and the EURO STOXX 50 Index. Each security has a stated principal amount and issue price of $1,000, with an aggregate principal amount of $11,750,000. All payments depend on Morgan Stanley’s credit.
The notes pay no coupons. On 19 scheduled determination dates starting January 25, 2027, if both indices close at or above their call threshold levels, the notes are automatically redeemed for a cash payment that targets a return of approximately 10.25% per annum, rising over time from $1,051.25 to $1,512.50 per $1,000. Once redeemed, no further payments are made.
If not redeemed early, payment at maturity depends on index performance. If both final levels are at or above their upside threshold (95% of initial levels), investors receive $1,512.50 per securitydownside threshold (75% of initial levels), only principal is returned. If either index finishes below its downside threshold, repayment is reduced 1% for each 1% decline of the worst-performing index, and the maturity payment can be zero. The initial levels are 2,929.999 (RTY) and 6,280.94 (SX5E), with downside thresholds at 75% and upside thresholds at 95% of those values.
Morgan Stanley Finance LLC is issuing Contingent Income Memory Buffered Auto-Callable Securities, fully and unconditionally guaranteed by Morgan Stanley, linked to Amazon.com, Inc. common stock. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $5,657,000.
Investors may receive a contingent coupon at 18.96% per annum, payable only when Amazon’s closing level on an observation date is at or above the coupon barrier level of $197.294, which is 85% of the initial level of $232.11. Missed coupons can be paid later if the barrier is subsequently met, but can be lost entirely if it is never met.
The notes are automatically redeemed if on a redemption determination date the underlier closes at or above the call threshold level of $232.11, paying principal plus the due and any unpaid contingent coupons. If held to maturity and not called, principal is repaid only if the final level is at or above the buffer level of $197.294; below that, losses increase at a downside factor of 1.1765 for each 1% decline beyond the 15% buffer, with no minimum payment, so principal can be fully lost. The estimated value is $984.70 per $1,000 on the pricing date, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is issuing $4,237,000 of Enhanced Trigger Jump Securities linked to Micron Technology, Inc. common stock, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 principal amount, pays no interest and matures on August 27, 2027.
If Micron’s closing price on the observation date is at or above the downside threshold level of $460.475 (50% of the $920.95 initial level), investors receive $1,000 plus a fixed upside payment of $408.50 per note, regardless of how much the stock has risen. If the final level is below the threshold, repayment is $1,000 multiplied by the performance factor (final level ÷ initial level), with losses matching the full percentage decline of the stock and no minimum payment, so principal can be lost entirely.
The issue price is $1,000 per note, while the issuer’s estimated value on the pricing date is $981.20, reflecting embedded costs and issuer economics. All payments depend on Morgan Stanley’s and MSFL’s credit; the notes are unsecured, not FDIC insured, and secondary-market liquidity may be limited.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $500,000 of Contingent Income Memory Auto-Callable Securities, at $1,000 per security, linked to the Nasdaq‑100 Index®. These principal-at-risk notes mature on August 10, 2027.
Investors may receive a 12.12% per annum contingent coupon, paid only when the index on an observation date is at or above the coupon barrier level of 21,341.108 (75% of the initial level of 28,454.81). Missed coupons can be paid later if the barrier is met, but may be lost entirely.
The notes auto-call at par plus applicable coupons if, on specified redemption determination dates, the index closes at or above the call threshold of 28,454.81 (100% of initial). If held to maturity and the final index level is below the downside threshold of 21,341.108, repayment is reduced in proportion to the index decline and can be zero. The estimated value on the pricing date is $985.60 per security, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering $1,000 Jump Notes due July 27, 2029, linked to the worst performer among Advanced Micro Devices, Meta Platforms (class A) and Microsoft common stock, and fully and unconditionally guaranteed by Morgan Stanley. The aggregate principal amount is $2,602,000, with an issue price of $1,000 and an estimated value of $985.20 per note on the pricing date.
The notes pay no interest. If on July 27, 2027 all three stocks are at or above their initial levels, the notes are automatically redeemed for an early redemption payment of $1,300 per note. If not called, at maturity investors receive principal plus an upside payment equal to 155% of the price gain of the worst-performing stock if all three finish above their initial levels, otherwise only the principal is repaid. The notes are unsecured, not listed on any exchange, subject to Morgan Stanley’s credit risk, and are expected to be treated as contingent payment debt instruments for U.S. tax purposes.