Welcome to our dedicated page for Midland States SEC filings (Ticker: MSBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Midland States Bancorp, Inc. (NASDAQ: MSBI) SEC filings page on Stock Titan provides access to the company’s regulatory documents filed with the U.S. Securities and Exchange Commission. As a community-based financial holding company and sole shareholder of Midland States Bank, Midland States Bancorp reports on its commercial banking and wealth management activities, capital structure, and governance through periodic and current reports.
Investors can review annual and quarterly reports such as the Form 10-K and Form 10-Q, where the company presents audited and interim financial statements, management’s discussion of results, asset quality metrics, and capital ratios. These filings have included discussions of restatements of prior financial statements and the timing of subsequent reports, as described in the company’s Form 12b-25 notification of late filing.
Current reports on Form 8-K document material events, including dividend declarations on common stock and 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, authorization of a stock repurchase program, redemption of subordinated notes, notices related to Nasdaq listing rule compliance, earnings releases, and annual meeting voting results. These filings also identify the trading symbols MSBI and MSBIP and confirm the company’s listing on The Nasdaq Stock Market LLC.
Proxy materials such as the DEF 14A definitive proxy statement provide detail on board structure, executive compensation, shareholder proposals, and governance policies like the code of business conduct and ethics, anti-hedging policy, and clawback policy.
On Stock Titan, AI-powered tools summarize key points from Midland States Bancorp’s filings, helping users quickly understand topics such as credit quality trends, portfolio repositioning, capital management actions, and governance decisions without reading every page. Real-time updates from EDGAR ensure that new 10-K, 10-Q, 8-K, proxy, and related filings are incorporated as they are posted, while users can also track how the company addresses Nasdaq notices and other regulatory matters over time.
Midland States Bancorp, Inc. plans to redeem all of its outstanding Fixed-to-Floating Rate Subordinated Notes due September 30, 2029. The company has notified holders that the notes, with an aggregate current principal amount of $50,750,000, will be redeemed in full on September 30, 2025.
The redemption price will equal 100% of the aggregate principal amount plus accrued and unpaid interest up to, but not including, the redemption date. These subordinated notes currently carry a 7.91% interest rate, resulting in approximately $4.0 million of interest payable each year, so redeeming them will remove this interest obligation going forward.
Midland States Bancorp, Inc. reported receiving an expected notice from Nasdaq on August 19, 2025 stating the company is not in compliance with Listing Rule 5250(c)(1) because it has not yet filed its Quarterly Report on Form 10-Q for the period ended June 30, 2025. The notice does not immediately affect the listing or trading of its common stock or depositary shares on the Nasdaq Global Select Market.
The company has until October 18, 2025 to submit a plan to regain compliance, and Nasdaq may grant up to February 26, 2026 to fully comply. The delay in the June 30, 2025 Form 10-Q filing stems from previously disclosed restatements that also pushed back the Form 10-K for the year ended December 31, 2024 and the Form 10-Q for the period ended March 31, 2025. Midland States Bancorp states it intends to file the June 30, 2025 Form 10-Q and regain compliance as soon as practicable.
Midland States Bancorp, Inc. is unable to file its Quarterly Report on Form 10-Q for the period ended June 30, 2025 within the prescribed time due to a previously disclosed restatement that affects its financial statements for multiple periods. The company notes prior delays in filing its annual report and prior quarter report and states it does not expect to meet the five-calendar-day extension; it plans to file as soon as practicable.
Donald J. Spring, Chief Accounting Officer of Midland States Bancorp (MSBI), reported dispositions on 08/05/2025. He sold 53 common shares at $16.71, leaving 5,699 common shares beneficially owned after the transaction. The filing also shows a disposition of 1,600 Series A preferred depositary shares.
The report lists outstanding stock options: 1,403 options exercisable 11/16/2026 at $28.59 and 5,198 options exercisable 10/31/2032 at $28.43, with vesting in four equal annual installments as noted.
Midland States Bancorp reported a sharp quarterly reversal: a net loss of $140.974 million for the three months ended March 31, 2025, versus net income of $22.663 million a year earlier. The loss was driven primarily by a $153.977 million goodwill impairment recorded in the Banking reporting unit. Core net interest income was $58.29 million, roughly stable versus prior year, after paying $41.07 million of interest expense.
Balance sheet items weakened modestly: total assets were $7.285 billion, down from $7.507 billion, driven by $260.8 million lower deposits ($5.936 billion) and a lower loan balance of $5.018 billion. The allowance for credit losses on loans was $105.176 million and the provision for credit losses was $10.85 million. Book shareholders' equity fell to $571.437 million. Management stated the goodwill impairment did not affect regulatory capital ratios or liquidity.
Midland States Bancorp (Nasdaq: MSBI) filed an 8-K summarizing the 4 Aug 2025 annual shareholder meeting.
- Director election: Class III directors R. Dean Bingham, Jerry L. McDaniel and Jeffrey M. McDonnell were re-elected for terms ending 2028. Support levels were 71.0%, 59.4% and 81.3%, respectively.
- Say-on-pay: The advisory resolution on executive compensation passed with 13.4 m votes for (86.0%) versus 1.6 m against.
- Say-on-frequency: 83.6% of shares preferred an annual vote on compensation, aligning with the board’s stance.
- Auditor: Crowe LLP was ratified as independent auditor for FY 2025 with 97.5% support (16.9 m for; 0 broker non-votes).
No financial results, strategic transactions or capital actions were disclosed. Aside from notable 40% opposition to Director McDaniel, the proposals passed comfortably, suggesting overall but not unanimous shareholder confidence. Market impact should be minimal unless governance concerns over dissent gain traction.
Midland States Bancorp, Inc. (Nasdaq: MSBI) filed an 8-K to announce new dividend actions approved by its Board on 5 Aug 2025.
- Common stock: quarterly cash dividend of $0.32 per share, payable 22 Aug 2025 to holders of record 15 Aug 2025.
- Preferred stock (Series A, 7.75% fixed-rate reset): cash dividend of $0.4844 per depositary share (each represents 1/40 of a preferred share), payable 30 Sep 2025 to holders of record 15 Sep 2025.
The filing contains no other material events, financial results, or strategic developments. Exhibit 99.1 provides the related press release; no financial statements were included.