Every 424B that M&T Bank Corp. (MTB) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow MTB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MTB filings page.
M&T Bank Corporation is conducting a primary offering of 24,000,000 depositary shares, each representing a 1/400th interest in a share of its Perpetual 6.625% non-cumulative Preferred Stock, Series L, with a $10,000 liquidation preference per share (equivalent to $25 per depositary share). The public offering price is $25 per depositary share, for gross proceeds of $600,000,000 and estimated net proceeds of $584,423,216.30 after underwriting discounts, to be used for general corporate purposes, which may include redemption of existing preferred stock. Dividends are payable quarterly in arrears from September 15, 2026, at 6.625% per annum, only when declared and on a non-cumulative basis. Subject to regulatory approval, the preferred is redeemable at the issuer’s option on any dividend payment date on or after September 15, 2031, or within 90 days of a regulatory capital treatment event, at $10,000 per preferred share ($25 per depositary share) plus declared and unpaid dividends. The company intends to list the depositary shares on the NYSE under the symbol MTBPrL and expects book-entry settlement around July 21, 2026. Preliminary second-quarter 2026 results show diluted EPS of $5.32 and GAAP net income of $818 million, with an estimated CET1 capital ratio of 10.19%.
M&T Bank Corporation is offering depositary shares, each representing a 1/400th interest in a share of its Perpetual Non-Cumulative Preferred Stock, Series L, with a $10,000 liquidation preference per preferred share (equivalent to $25 per depositary share). Dividends, if declared by the board or a board committee, are non-cumulative and payable quarterly in arrears, and may be limited by regulatory and capital rules. Subject to required approvals, the preferred stock is redeemable at the issuer’s option on any dividend payment date on or after September 15, 2031, or within 90 days of a defined regulatory capital treatment event, at $10,000 per preferred share ($25 per depositary share) plus any declared and unpaid dividends. The company plans to apply to list the depositary shares on the NYSE under the symbol “MTBPrL” and expects to use net proceeds for general corporate purposes, which may include redemption of existing preferred stock.
M&T also provides preliminary, unaudited results for the quarter ended June 30, 2026. GAAP diluted earnings per common share were $5.32, up from $4.24 a year earlier, and GAAP net income was $818 million, compared with $716 million in the 2025 quarter and $664 million in the first quarter of 2026. The annualized GAAP return on average assets was 1.51% and on average common shareholders’ equity 12.30%. Net interest income was $1,792 million, supported by growth in average earning assets and broad-based increases in commercial, residential real estate and consumer loans.
The provision for credit losses in the second quarter of 2026 was $120 million, down from $140 million in the prior quarter and $125 million a year earlier. The allowance for loan losses was 1.52% of loans at June 30, 2026, and nonaccrual loans were $1.2 billion, below the $1.6 billion level at June 30, 2025. M&T repurchased $465 million of common stock in the quarter and estimates a CET1 capital ratio of 10.19% as of June 30, 2026. Total assets were $219.3 billion, deposits $168.9 billion, and total shareholders’ equity $27.9 billion at that date.
M&T Bank Corporation priced $500,000,000 aggregate principal amount of 5.295% Fixed Rate Reset Subordinated Notes, Series B due April 18, 2036. The notes carry an initial fixed rate of 5.295% through an April 18, 2031 reset, then reset to the five‑year U.S. Treasury Rate plus 138 basis points. The offering was underwritten and expected to settle on April 20, 2026.
M&T Bank (MTB) supplements its shelf registration with a pricing supplement for a series of subordinated Fixed Rate Reset Notes due 2036. The pricing supplement sets key mechanics—initial fixed-rate period, a U.S. Treasury Rate-based reset in 2031, interest payment semiannually, book-entry DTC delivery, and customary resale and selling restrictions.
Separately, preliminary first quarter 2026 results are summarized: GAAP net income of $664 million and diluted EPS of $4.13, plus a $1.25 billion common stock repurchase in the quarter.
M&T Bank Corporation is offering 18,000,000 depositary shares, each representing a 1/400th interest in its Perpetual 6.350% Non-Cumulative Preferred Stock, Series K. The public offering price is $25 per depositary share, for a total offering size of $450,000,000.
Dividends are 6.350% per annum, non-cumulative, and payable quarterly in arrears on March 15, June 15, September 15, and December 15, beginning on December 15, 2025. Subject to required regulatory approvals, the Preferred Stock may be redeemed in whole or in part on any dividend payment date on or after December 15, 2030, or in whole within 90 days following a regulatory capital treatment event, at $10,000 per preferred share (equivalent to $25 per depositary share), plus any declared and unpaid dividends.
The underwriting discount is $0.4496 per depositary share, and the issuer’s proceeds before expenses are $441,907,876.75. The company intends to use proceeds for general corporate purposes, which may include the redemption of existing preferred stock. M&T intends to apply to list the depositary shares on the NYSE under the symbol MTBPrK, with trading expected to begin within 30 days after initial delivery.
M&T Bank Corporation launched a primary offering of depositary shares, each representing a 1/400th interest in new Perpetual Non‑Cumulative Preferred Stock, Series K. Each preferred share carries a $10,000 liquidation preference (equivalent to $25 per depositary share), with dividends payable, when, as and if declared, quarterly on March 15, June 15, September 15 and December 15, beginning on December 15, 2025.
Subject to required regulatory approvals, the preferred may be redeemed at the issuer’s option on or after December 15, 2030, or within 90 days following a regulatory capital treatment event, at $10,000 per preferred share ($25 per depositary share) plus any declared and unpaid dividends. M&T intends to apply to list the depositary shares on the NYSE under the symbol MTBPrK. Net proceeds are expected to be used for general corporate purposes, which may include redemption of existing preferred stock, and the underwriters have a 30‑day over‑allotment option.