Restricted stock grant boosts M&T Bank (MTB) director holdings

Rhea-AI Filing Summary

M&T Bank Corporation director Jane Chwick received a grant of 664 restricted stock units as compensation for board service. The award was made under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan. Each restricted stock unit vests on the first anniversary of the grant and converts into one share of common stock upon vesting. After this award, Chwick directly holds 6,994 shares of M&T Bank common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Chwick Jane

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	664	$0.00	--

Holdings After Transaction: Common Stock — 6,994 shares (Direct, null)

Footnotes (1)

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Key Figures

RSUs granted: 664 units Grant price: $0.00 per share Shares held after award: 6,994 shares

3 metrics

RSUs granted 664 units Restricted stock unit award to director on April 30, 2026

Grant price $0.00 per share Compensation grant, not an open-market purchase

Shares held after award 6,994 shares Total direct M&T Bank common stock held by Jane Chwick following transaction

Key Terms

restricted stock units, Equity Incentive Compensation Plan, contingent right

3 terms

restricted stock units financial

"The reporting person was granted an award of restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Equity Incentive Compensation Plan financial

"under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan, as amended and restated"

contingent right financial

"represents a contingent right to receive one share of M&T Bank Corporation common stock upon vesting"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chwick Jane

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NEW YORK 14203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/30/2026		A(1)		664	A	$0	6,994	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person was granted an award of restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan, as amended and restated, for service on the M&T Bank Corporation Board of Directors. Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of M&T Bank Corporation common stock upon vesting.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did M&T BANK CORP (MTB) report for Jane Chwick?

M&T Bank Corporation reported that director Jane Chwick received a grant of 664 restricted stock units. The award is compensation for her service on the board and was issued at no cash cost per unit under the company’s 2019 Equity Incentive Compensation Plan.

How many M&T BANK CORP (MTB) shares does Jane Chwick hold after this Form 4?

Following the award, Jane Chwick directly holds 6,994 shares of M&T Bank common stock. This total includes the effect of the 664 restricted stock units granted in the reported transaction, which are scheduled to convert into shares if they vest as described.

What are the terms of Jane Chwick’s restricted stock units from M&T BANK CORP (MTB)?

Each restricted stock unit granted to Jane Chwick vests on the first anniversary of the grant date. Upon vesting, each unit represents a contingent right to receive one share of M&T Bank Corporation common stock, providing equity-based compensation tied directly to the company’s share performance.

Under which plan were Jane Chwick’s M&T BANK CORP (MTB) restricted units granted?

The restricted stock units were granted under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan, as amended and restated. This plan provides equity-based awards, such as restricted stock units, to directors and other eligible participants as part of their overall compensation structure.

Did Jane Chwick buy or sell M&T BANK CORP (MTB) shares in the market?

The filing shows a grant of 664 restricted stock units coded as an acquisition award, not an open-market trade. The transaction price per share is listed as zero, indicating it is compensation rather than a purchase or sale on the stock market by the director.