M&T Bank director granted 664 stock units

M&T Bank Corporation director Melinda R. Rich received an equity award for board service.

Rhea-AI Filing Summary

M&T Bank Corporation director Melinda R. Rich received an equity award for board service. On April 30, 2026, she was granted 664 restricted stock units of M&T Bank common stock at no cash cost, classified as a grant or award acquisition.

Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of common stock upon vesting. After this award, her direct holdings total 24,108.6277 shares, including 437.058183 shares credited through the M&T Bank Corporation Dividend Reinvestment Plan for several quarters.

Insider Trade Summary

Grant/Award: 664 shares

Grant/Award 1 txn

Insider RICH MELINDA R

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	664	$0.00	$0.00

Holdings After Transaction: Common Stock — 24,108.6277 shares (Direct)

Footnotes (2)

1. F1. The reporting person was granted an award of restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan, as amended and restated, for service on the M&T Bank Corporation Board of Directors. Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of M&T Bank Corporation common stock upon vesting.
2. F2. Includes 437.058183 shares credited for the second, third and fourth quarters of 2025 and first quarter of 2026 through participation in the M&T Bank Corporation Dividend Reinvestment Plan.

Key Figures

RSU grant size: 664 units Grant price: $0.00 per share Post-transaction holdings: 24,108.6277 shares +2 more

5 metrics

RSU grant size 664 units Restricted stock units granted on April 30, 2026

Grant price $0.00 per share Equity award for board service, non-cash compensation

Post-transaction holdings 24,108.6277 shares Direct M&T Bank common stock held after the grant

Dividend reinvestment shares 437.058183 shares Shares credited via Dividend Reinvestment Plan for 2025–2026 quarters

Vesting period 1 year Each restricted stock unit vests on first anniversary of grant

Key Terms

restricted stock units, M&T Bank Corporation 2019 Equity Incentive Compensation Plan, Dividend Reinvestment Plan

3 terms

restricted stock units financial

"The reporting person was granted an award of restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

M&T Bank Corporation 2019 Equity Incentive Compensation Plan financial

"under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan, as amended and restated, for service on the M&T Bank Corporation Board of Directors"

Dividend Reinvestment Plan financial

"Includes 437.058183 shares credited for the second, third and fourth quarters of 2025 and first quarter of 2026 through participation in the M&T Bank Corporation Dividend Reinvestment Plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did M&T Bank (MTB) report for Melinda R. Rich?

M&T Bank reported that director Melinda R. Rich received a grant of 664 restricted stock units of common stock. The award was made at no cash cost to her as compensation for service on the company’s Board of Directors under its 2019 equity incentive plan.

How many M&T Bank shares does Melinda R. Rich hold after this Form 4?

After the reported grant, Melinda R. Rich directly holds 24,108.6277 shares of M&T Bank common stock. This total includes shares received from past equity awards and 437.058183 shares credited through participation in the company’s Dividend Reinvestment Plan.

What are the terms of the 664 restricted stock units granted at M&T Bank (MTB)?

The 664 restricted stock units granted to Melinda R. Rich each represent a contingent right to receive one M&T Bank common share. These units vest on the first anniversary of the grant date, aligning the director’s compensation with long-term shareholder interests through time-based vesting.

Was Melinda R. Rich’s M&T Bank award a market purchase or compensation grant?

The transaction was a compensation grant, not a market purchase. It is classified as a grant, award, or other acquisition, with a reported price per share of $0.00, reflecting an equity incentive award for her service on the M&T Bank Corporation Board of Directors.

What role does the Dividend Reinvestment Plan play in Melinda R. Rich’s M&T Bank holdings?

Melinda R. Rich’s reported holdings include 437.058183 shares credited via M&T Bank’s Dividend Reinvestment Plan. These shares were accumulated from dividends over multiple quarters, demonstrating how dividend reinvestment can gradually increase a director’s ownership stake without separate open-market transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/04/2026 - 06:04 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

RICH MELINDA R

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NEW YORK 14203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/30/2026		A(1)		664	A	$0	24,108.6277(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person was granted an award of restricted stock units under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan, as amended and restated, for service on the M&T Bank Corporation Board of Directors. Each restricted stock unit vests on the first anniversary of the grant and represents a contingent right to receive one share of M&T Bank Corporation common stock upon vesting.

2. Includes 437.058183 shares credited for the second, third and fourth quarters of 2025 and first quarter of 2026 through participation in the M&T Bank Corporation Dividend Reinvestment Plan.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)