M&T Bank (NYSE: MTB) EVP Singh gets stock, options

Rhea-AI Filing Summary

M&T Bank Corporation Sr. Executive Vice President Neeraj Singh reported equity compensation activity. On January 30, 2026, he acquired 397 shares of common stock at $0 from vesting of performance-based restricted stock units, with 165 shares withheld at $221.57 for taxes, leaving 2,632 directly owned shares. He also received an option to buy 1,606 shares at $221.57, vesting in three equal installments on the first, second and third anniversaries of the grant date and expiring January 30, 2036.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Singh Neeraj

Role Sr. Executive Vice President

Type	Security	Shares	Price	Value
Grant/Award	Option (right to buy)	1,606	$0.00	--
Grant/Award	Common Stock	397	$0.00	--
Tax Withholding	Common Stock	165	$221.57	$37K

Holdings After Transaction: Option (right to buy) — 1,606 shares (Direct); Common Stock — 2,797 shares (Direct)

Footnotes (1)

1. Shares issued pursuant to vesting of performance-based restricted stock units, which were granted to the reporting person on January 31, 2025, under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the " Equity Plan") and vested upon achievement of performance goals for the applicable performance period. The performance-based restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-based restricted stock units. Shares withheld for taxes upon the settlement in shares of performance-based restricted stock units previously granted to the reporting person. The option vests ratably on the first, second and third anniversary of the grant date. The option was granted under the Equity Plan, and therefore the reporting person paid no price for the option.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Singh Neeraj

(Last) (First) (Middle)

ONE M&T PLAZA

(Street)

BUFFALO NY 14203

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
M&T BANK CORP [ MTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A(1)		397	A(1)	$0(2)	2,797	D
Common Stock	01/30/2026		F(3)		165	D	$221.57	2,632	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option (right to buy)	$221.57	01/30/2026		A		1,606		(4)	01/30/2036	Common Stock	1,606	$0(5)	1,606	D

Explanation of Responses:

1. Shares issued pursuant to vesting of performance-based restricted stock units, which were granted to the reporting person on January 31, 2025, under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the " Equity Plan") and vested upon achievement of performance goals for the applicable performance period.

2. The performance-based restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-based restricted stock units.

3. Shares withheld for taxes upon the settlement in shares of performance-based restricted stock units previously granted to the reporting person.

4. The option vests ratably on the first, second and third anniversary of the grant date.

5. The option was granted under the Equity Plan, and therefore the reporting person paid no price for the option.

Remarks:

	By: Stephen T. Wilson (Attorney-In-Fact)	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Neeraj Singh report at M&T Bank (MTB)?

Neeraj Singh reported equity compensation activity, not open-market trades. He received 397 M&T Bank common shares from performance-based restricted stock unit vesting and an option to buy 1,606 shares at $221.57, while 165 shares were withheld to cover taxes.

How many M&T Bank (MTB) shares does Neeraj Singh own after these Form 4 transactions?

After the reported transactions, Neeraj Singh directly owns 2,632 shares of M&T Bank common stock. This reflects 397 shares received from performance-based unit vesting and 165 shares withheld to satisfy tax obligations on the settlement.

What is the source of the 397 M&T Bank (MTB) shares reported by Neeraj Singh?

The 397 shares were issued upon vesting of performance-based restricted stock units granted under M&T Bank’s 2019 Equity Incentive Compensation Plan. They vested after the applicable performance goals were achieved, and Singh paid no purchase price for these units.

Why were 165 M&T Bank (MTB) shares withheld in Neeraj Singh’s Form 4?

The 165 common shares were withheld for taxes upon settlement of previously granted performance-based restricted stock units. This tax withholding is reported with transaction code “F” and a value of $221.57 per share in the filing.

What are the key terms of Neeraj Singh’s new M&T Bank (MTB) stock option?

Singh received an option to buy 1,606 M&T Bank shares at $221.57 per share. The option vests ratably on the first, second, and third anniversaries of the January 30, 2026 grant date and expires on January 30, 2036.

Did Neeraj Singh pay anything for the M&T Bank (MTB) awards reported?

According to the filing, Singh paid no price for either the performance-based restricted stock units or the new stock option. Both awards were granted under M&T Bank Corporation’s 2019 Equity Incentive Compensation Plan.