MVB Financial director granted 2,652 RSUs

Nelson Kelly R reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Nelson Kelly R reported acquisition or exercise transactions in this Form 4 filing.

MVB Financial Corp director Nelson Kelly R received a grant of 2,652 time-vested restricted stock units on July 1, 2026. The RSUs, which relate to 2,652 shares of common stock and carry a grant price of $0.00, were issued under the company’s 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date. Following this award, his reported derivative holdings from this grant total 2,652 units.

Insider Trade Summary

Grant/Award: 2,652 shares

Grant/Award 1 txn

Insider Nelson Kelly R

Role Director

Type	Security	Shares	Price	Value
Grant/Award	RSU - Time Vested Award	2,652	$0.00	$0.00

Holdings After Transaction: RSU - Time Vested Award — 2,652 contracts (Direct)

Footnotes (1)

1. F1. The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date.

Key Figures

RSUs granted: 2,652 units Grant price: $0.00 per unit Underlying shares: 2,652 shares +1 more

4 metrics

RSUs granted 2,652 units Time-vested award granted July 1, 2026

Grant price $0.00 per unit Equity compensation, not open-market purchase

Underlying shares 2,652 shares Common stock underlying the RSU award

Holdings after grant 2,652 derivative units Total RSUs from this grant following transaction

Key Terms

restricted stock units, time-vested, 2022 Stock Incentive Plan, grant, award, or other acquisition

4 terms

restricted stock units financial

"The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

time-vested financial

"The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan"

Time-vested describes a right—such as stock options, restricted shares, or pension benefits—that becomes fully owned by an individual only after they have waited for or worked through a specified period. For investors, it matters because these delayed ownership rules affect when insiders or employees can sell shares, which influences share supply, executive incentives, and the timing of potential stock dilution or insider-driven stock sales.

2022 Stock Incentive Plan financial

"were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary"

grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did MVB Financial Corp (MVBF) report for Nelson Kelly R?

MVB Financial Corp reported that director Nelson Kelly R was granted 2,652 time-vested restricted stock units. The award is a stock-based compensation grant, not an open-market purchase or sale, and is structured as a routine equity incentive under the company’s 2022 Stock Incentive Plan.

How many RSUs were granted to the MVB Financial (MVBF) director in this Form 4?

The director received 2,652 restricted stock units tied to MVB Financial common stock. Each unit represents one share upon vesting, so the award covers 2,652 underlying shares, reflecting a modest, compensation-related equity grant rather than a large trading transaction in the open market.

When do the newly granted MVB Financial (MVBF) RSUs vest for Nelson Kelly R?

The restricted stock units will vest 100% on the first anniversary of the July 1, 2026 grant date. This means the entire 2,652-unit award becomes fully vested after one year, aligning the director’s compensation with the company’s longer-term performance over that period.

Was the MVB Financial (MVBF) RSU grant to Nelson Kelly R an open-market buy or sell?

No, the RSU transaction is a grant, not an open-market buy or sell. The Form 4 uses transaction code “A” for an award acquisition at a price of $0.00, indicating stock-based compensation rather than a discretionary trade in MVB Financial’s shares.

Under which plan were the MVB Financial (MVBF) RSUs to Nelson Kelly R granted?

The restricted stock units were granted under the MVB Financial Corp. 2022 Stock Incentive Plan. This plan provides equity-based awards, such as RSUs, to directors and other participants, aligning their interests with shareholders through time-vested stock compensation instead of cash-only pay.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/02/2026 - 01:02 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nelson Kelly R

(Last) (First) (Middle)

722 AARON SMITH DR.

(Street)

BRIDGEPORT WEST VIRGINIA 26330

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RSU - Time Vested Award	$0	07/01/2026	07/01/2026	A		2,652		07/01/2027	(1)	Common Stock	2,652	$0	2,652	D

Explanation of Responses:

1. The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date.

Remarks:

	Lisa J. McCormick, POA for Kelly R. Nelson	07/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)