Welcome to our dedicated page for MVB FINANCIAL SEC filings (Ticker: MVBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MVB Financial Corp. files reports that document the operations, governance and capital-market disclosures of its bank holding company structure and wholly owned subsidiary, MVB Bank. Recent Form 8-K filings furnish quarterly earnings releases, Regulation FD investor-presentation materials and material-event disclosures related to executive roles, board composition and committee leadership.
The company’s definitive proxy materials address annual-meeting governance, director and officer information, executive compensation and shareholder voting matters. Its filings also identify MVBF common stock registered under the Exchange Act and listed on Nasdaq, while recurring disclosures frame the company’s fintech banking platform, traditional retail and commercial banking activities, capital structure and forward-looking risk considerations.
MVB Financial Corp (MVBF) announced that its Board of Directors has declared a quarterly cash dividend of $0.17 per share. The dividend is payable on September 15, 2026 to shareholders of record as of September 1, 2026. This represents MVB’s third quarterly dividend for 2026 and is consistent with the previous quarter’s dividend, indicating no change in the current dividend level. Management also highlighted strong second quarter performance, noting solid loan and deposit growth, improved net interest income, and growing fee income from its payments business.
MVB Financial Corp. reported much stronger profitability for the quarter ended June 30, 2026. Net income attributable to common shareholders was $12.3 million, up from $2.0 million a year earlier, and diluted earnings per share were $0.93 versus $0.15. Net interest income rose to $32.3 million as loan and securities balances grew, while total noninterest income climbed to $18.8 million, helped by an approximately $10.0 million holding gain on equity securities tied to a portfolio company capital raise.
Total assets reached $3.55 billion as of June 30, 2026, with loans of $2.48 billion and deposits of $3.11 billion. The allowance for credit losses increased to $28.2 million, reflecting higher provisions and charge-offs concentrated in one commercial credit and the subprime consumer automotive portfolio. The company redeemed $40.0 million of subordinated debt, funded in part by a new $20.0 million revolving credit facility, and continued returning capital through quarterly dividends and share repurchases.
MVB Financial Corp. outlines a fintech-focused banking model with $3.5B in total assets, $2.5B total loans and $3.1B total deposits as of Q2 2026. Revenue grew 51.6% year over year (Q2 2026 vs Q2 2025), with trailing-twelve-month revenue of $188M and $48B of payment volume processed.
Profitability strengthened: diluted EPS reached $0.93, up 520% from Q2 2025, while net income excluding a one-time gain increased 136%. Noninterest income excluding that gain rose 10.2%, and payment card and service charge income grew 29.1%. Tangible book value per share was $26.52, up 12% year over year, supported by a tangible common equity to tangible assets ratio of 9.7%.
MVB highlights a diversified fintech platform across payments, Banking-as-a-Service and gaming. Its payments-focused vehicle has driven rapid deposit and TTM revenue growth, while new fintech partners since Q2 2025 have contributed about $2M of revenue and $158M of low-cost deposits. Asset quality metrics such as nonperforming loans to total loans remain in a narrow 0.20%–0.40% range, and capital actions—including restructuring $73M of securities, redeeming $40M of subordinated debt, share repurchases and 44 consecutive quarters of dividends—underscore balance-sheet optimization alongside AI-driven risk and compliance investments.
MVB Financial Corp. reported strong second-quarter 2026 results, with net income of $12.3 million, or $0.95 basic and $0.93 diluted earnings per share. Net interest income on a fully tax-equivalent basis rose to $32.4 million, and the FTE net interest margin expanded to 4.16%, while core FTE margin was about 3.87%.
Total loans reached $2.48 billion, up 3.0% from March 31, 2026, marking a fifth consecutive quarter of growth. Deposits increased to $3.11 billion, up 7.4%, including growth in noninterest-bearing and payments-related deposits. Total noninterest income climbed to $18.8 million, driven by a previously disclosed $10.0 million pre-tax gain on a Fintech investment and 6.7% underlying fee growth.
Asset quality metrics improved, with nonperforming loans declining to $29.2 million, or 1.2% of loans, and criticized and classified loan ratios moving lower, although the provision for credit losses increased to $4.7 million and the allowance rose to 1.14% of loans. The tangible common equity ratio was 9.7%, and tangible book value per share increased to $26.52, as the company repurchased 48,432 shares for about $1.2 million.
MVB Financial Corp Chief Financial Officer Michael Robert Sumbs reported vesting of time-based restricted stock units on July 25, 2026. 486 RSUs were exercised into an equal number of common shares, leaving 972 RSUs outstanding.
He acquired 497 common shares, including 11 dividend equivalent shares, while 142 shares were withheld at $29.10 per share to satisfy tax obligations. The restricted units were granted under the company’s 2022 Stock Incentive Plan (Amended) with a three-year graded vesting schedule.
Owen Jan Lynn reported acquisition or exercise transactions in this Form 4 filing.
MVB Financial Corp director Owen Jan Lynn received a grant of 2,652 time-vested restricted stock units (RSUs). The RSUs were awarded at a price of $0.00 per unit under the MVB Financial Corp 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date. Following this compensation grant, Lynn beneficially owns 2,652 RSUs, each representing one share of common stock upon vesting and settlement.
MVB Financial Corp director Adam Francis Famularo received a new equity grant. He was awarded 2,652 time-vested restricted stock units (RSUs) linked to MVB Financial Corp common stock. These RSUs were granted at no cash cost under the company’s 2022 Stock Incentive Plan.
The RSUs will vest 100% on the first anniversary of the grant date, meaning the award must be held for one year before it converts into shares of common stock. Following this grant, Famularo’s reported derivative holdings from this award total 2,652 RSUs.
MVB Financial Corp director Victor Ray Maculaitis reported receiving a grant of time-vested restricted stock units. He was awarded 2,652 RSUs that convert into an equal number of common shares, with no cash paid per unit. These RSUs were granted under the MVB Financial Corp 2022 Stock Incentive Plan and are scheduled to vest 100% on the first anniversary of the grant date. Following this grant, his reported derivative holdings from this award total 2,652 underlying common shares.
Nelson Kelly R reported acquisition or exercise transactions in this Form 4 filing.
MVB Financial Corp director Nelson Kelly R received a grant of 2,652 time-vested restricted stock units on July 1, 2026. The RSUs, which relate to 2,652 shares of common stock and carry a grant price of $0.00, were issued under the company’s 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date. Following this award, his reported derivative holdings from this grant total 2,652 units.
MVB Financial Corp director Cheryl Spielman reported receiving a grant of restricted stock units. She was awarded 2,652 time-vested RSUs tied to MVB Financial Corp common stock, at a stated price of $0.00 per unit, under the company’s 2022 Stock Incentive Plan.
The RSUs will vest 100% on the first anniversary of the July 1, 2026 grant date, meaning all units convert at once into common shares if vesting conditions are met. Following this grant, Spielman’s reported derivative holdings from this award total 2,652 RSUs held directly.