Welcome to our dedicated page for Mvb Finl SEC filings (Ticker: MVBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
MVB Financial Corp. (NASDAQ: MVBF) files a range of documents with the U.S. Securities and Exchange Commission that detail its operations as a bank holding company for MVB Bank, Inc. On this page, Stock Titan connects those SEC filings with AI-powered summaries so investors can quickly understand the key points in each report.
For MVBF, Form 10-K annual reports and Form 10-Q quarterly reports are central sources for information on its CoRe Banking, Mortgage Banking and Financial Holding Company segments. These filings explain how MVB generates revenue from interest on loans and investment securities, service charges on deposit accounts and noninterest income, as well as how it manages capital, liquidity and asset quality. AI summaries highlight segment performance, net interest margin trends, loan and deposit dynamics and changes in the allowance for credit losses.
Form 8-K current reports provide timely disclosure of material events. For MVB Financial, recent 8-K filings have covered quarterly financial results, the declaration of cash dividends, authorization of stock repurchase programs, an investment securities repositioning strategy and the sale of substantially all assets and operations of Victor Technologies, Inc. AI analysis surfaces the implications of these events for earnings, capital and strategy without requiring users to read every line of the underlying documents.
Investors can also use this page to access proxy materials and other governance-related filings that describe executive transitions, employment agreements and compensation arrangements. Where applicable, Form 4 insider transaction reports can be reviewed to see how directors and officers trade MVBF shares. With real-time updates from EDGAR and automated explanations, this filings hub helps users navigate complex regulatory disclosures and focus on what matters most in MVB Financial’s reporting.
MVB Financial Corp., parent of MVB Bank, announced that its leadership will present at the Centri Capital Conference at Nasdaq in New York City on April 14, 2026. CEO and President Larry F. Mazza and CFO Michael Sumbs will join a fireside chat from 9:30 to 9:55 a.m., with Mazza also appearing on a panel from 4:45 to 5:30 p.m. A live webcast of the fireside chat and an archived audio replay will be accessible through MVB’s investor relations website, giving investors and other stakeholders an opportunity to hear management discuss the business alongside other capital markets participants.
MVB Financial Corp. reports a leadership change. Michael L. Giorgio has been appointed Chief Operating Officer of MVB Financial Corp. and its wholly owned bank, MVB Bank, Inc., effective April 1, 2026, in addition to his existing role as Chief Information Officer.
No changes were made to Mr. Giorgio’s employment agreement or compensation arrangements in connection with this appointment. The company notes that his biographical information appears in its 2026 definitive proxy statement and that he has no family relationships with directors or executive officers and no material related-party interests requiring disclosure.
MVB Financial Corp. is holding its 2026 annual shareholder meeting via live webcast on May 19, 2026 to elect four directors, hold an advisory vote on executive pay, approve more shares for the 2022 Stock Incentive Plan, and ratify Forvis Mazars, LLP as auditor.
The proxy describes a largely performance-based pay program, where 2025 bonuses paid out at 216.66% of target after strong earnings, cost control, loan growth, and credit quality. Performance-based RSUs for 2023–2025 vested at 65.06% of target, and the Board approved a one-time $2.1 million consulting payment to CEO Larry Mazza for his role in the $34.2 million pre-tax gain on the sale of Victor.
MVB Financial Corp. announced that Michael “Mike” L. Giorgio has been promoted to Executive Vice President, Chief Information Officer and Chief Operating Officer of MVB Bank, effective April 1, 2026. He adds the COO title to his existing CIO role.
The company explains that technology now underpins core operations such as digital banking, loan processing platforms, deposit operations, Fintech partnerships and enterprise project management. Consolidating these technology-dependent functions under Giorgio is intended to align operational execution with MVB’s long-term technology and strategic plans.
MVB Financial Corp. filed Amendment No. 1 to its annual report to add separate financial statements for Warp Speed Holdings, LLC, which became significant under Rule 3-09 of Regulation S-X for the year ended December 31, 2025. These audited and unaudited Warp Speed statements are included as Exhibit 99.1.
The amendment also updates the exhibits section to add a new auditor consent and fresh CEO and CFO certifications. It does not revise any other information from the original annual report. As of March 11, 2026, MVB had 12,844,813 common shares outstanding.
MVB Financial Corp Schedule 13G/A filing reports that The Vanguard Group holds 0 shares of Common Stock and beneficial ownership of 0% of the class as disclosed in the amendment. The filing explains an internal realignment at Vanguard that caused certain subsidiaries/divisions to report separately under SEC Release No. 34-39538.
MVB Financial Corp. shares an investor presentation outlining its evolution into a fintech-focused bank and recent financial performance. The company reports total assets of $3.3B, trailing-twelve-month revenue of $168M with 10% revenue growth, total loans of $2.3B, and total deposits of $2.8B.
The presentation emphasizes a dual model: a CoRe banking franchise providing relationship-based lending and low-cost funding, and a fintech platform spanning payments, banking-as-a-service, and gaming, processing $48B of payment volume. Fintech-related deposits have grown rapidly, contributing to noninterest-bearing deposits reaching 40.3% of total deposits as of 12/31/2025.
MVB highlights a strong capital position, with tangible common equity to tangible assets of 10.1% in 2025 and ongoing share repurchases under a $10M authorization. Tangible book value per share rose to $26.17 in 2025, supported by loan growth to $2.343B of gross loans and consistently low nonperforming and net charge-off ratios.
MVB Financial Corp., a West Virginia-based financial holding company, outlines its diversified banking and fintech-focused model centered on subsidiary MVB Bank. The company combines traditional commercial and retail banking with specialized fintech banking, fraud prevention and technology services.
As of December 31, 2025, commercial loans totaled $1.71 billion, representing 72.9% of the loan portfolio, while residential real estate-related loans were $609.1 million and consumer loans $25.6 million. The bank’s community bank leverage ratio was 11.1%, above the 9% threshold required under the simplified capital framework.
MVB operates seven branches across West Virginia and Virginia, with additional lending reach into the Carolinas and nationwide fintech relationships, particularly in payments, banking-as-a-service and gaming. In 2025 it divested Victor Technologies’ assets, recording a $34.2 million pre-tax gain, and completed the sale of its controlling interest in Trabian Technology. The company emphasizes regulatory compliance, cybersecurity, human capital development and evolving regulatory standards, while highlighting extensive risk factors tied to interest rates, fintech regulation, concentration deposits, cybersecurity and macroeconomic conditions.
MVB Financial Corp. reported that director Glen W. Herrick resigned from the boards of the company and its subsidiary MVB Bank, effective February 26, 2026. He previously served as Chair of the Audit Committee and a member of the Finance Committee.
In his resignation letter, Herrick cited concerns related to corporate governance practices, executive compensation practices and philosophy, and the company’s strategic focus. The letter did not raise any issues about financial statements, accounting policies, internal control over financial reporting, or auditing matters. The boards appointed existing Audit Committee member Cheryl Spielman as the new Audit Committee Chair, and she is identified as an “audit committee financial expert” under SEC rules.