Director John W. Ebert gains 4,001 MVB Financial (MVBF) shares on RSU vest

Rhea-AI Filing Summary

MVB Financial Corp director John W. Ebert increased his direct common stock holdings through an RSU vesting event. On June 1, 2026, 100% of his time-vested restricted stock units granted on June 1, 2025 vested, and shares were issued.

The vesting converted 3,902 RSUs into common stock, resulting in the issuance of 4,001 common shares, which include 99 dividend equivalent shares accrued since the grant date. Following this transaction, Ebert directly holds 123,654 common shares, which include 791 shares acquired through the Dividend Reinvestment Plan since the last report.

Insider Trade Summary

3,902 shares exercised/converted

Mixed 2 txns

Insider Ebert John W

Role null

Type	Security	Shares	Price	Value
Exercise	RSU - Time-Vested Award	3,902	$0.00	--
Exercise	Common Stock	4,001	$0.00	--

Holdings After Transaction: RSU - Time-Vested Award — 0 shares (Direct, null); Common Stock — 123,654 shares (Direct, null)

Footnotes (1)

1. 100% of the restricted stock units, granted June 1, 2025, have vested and shares are being issued. Includes 99 dividend equivalent shares accrued since the time of grant. Includes 791 shares acquired through the Dividend Reinvestment Plan since the last report. The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date.

Key Figures

Common shares issued: 4,001 shares RSUs vested: 3,902 units Dividend equivalent shares: 99 shares +3 more

6 metrics

Common shares issued 4,001 shares Shares issued upon RSU vesting on June 1, 2026

RSUs vested 3,902 units Time-vested restricted stock units converting to common stock

Dividend equivalent shares 99 shares Accrued since RSU grant and issued at vesting

Total shares owned after transaction 123,654 shares Director’s direct common stock holdings following Form 4 transactions

Dividend Reinvestment Plan shares 791 shares Shares acquired via Dividend Reinvestment Plan since last report

Exercise transactions 2 transactions Both coded as M (derivative exercise/conversion) on Form 4

Key Terms

restricted stock units, dividend equivalent shares, Dividend Reinvestment Plan, Stock Incentive Plan

4 terms

restricted stock units financial

"100% of the restricted stock units, granted June 1, 2025, have vested and shares are being issued."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

dividend equivalent shares financial

"Includes 99 dividend equivalent shares accrued since the time of grant."

Dividend Reinvestment Plan financial

"Includes 791 shares acquired through the Dividend Reinvestment Plan since the last report."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Stock Incentive Plan financial

"The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date."

A stock incentive plan is a company program that gives employees or directors pieces of ownership or the right to buy shares over time, similar to receiving a bonus paid in company stock instead of cash. Investors pay attention because these plans align staff incentives with long‑term company performance but can also dilute existing shareholders and affect reported profits when grants are expensed, so they influence both ownership percentages and financial results.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ebert John W

(Last) (First) (Middle)

164 MEADOWFIELD DR.

(Street)

BRIDGEPORT WEST VIRGINIA 26330

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/01/2026	06/01/2026	M(1)		4,001(2)	A	$0	123,654(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RSU - Time-Vested Award	$0	06/01/2026	06/01/2026	M			3,902	06/01/2026	(4)	Common Stock	3,902	$0	0	D

Explanation of Responses:

1. 100% of the restricted stock units, granted June 1, 2025, have vested and shares are being issued.

2. Includes 99 dividend equivalent shares accrued since the time of grant.

3. Includes 791 shares acquired through the Dividend Reinvestment Plan since the last report.

4. The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date.

Remarks:

	Lisa J. McCormick, POA for John W. Ebert	06/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did MVB Financial (MVBF) report for John W. Ebert?

MVB Financial reported that director John W. Ebert acquired common stock through RSU vesting. On June 1, 2026, 3,902 restricted stock units vested, issuing 4,001 common shares including 99 dividend equivalent shares, increasing his direct ownership position.

How many MVB Financial (MVBF) shares does John W. Ebert own after this Form 4?

After the reported transactions, director John W. Ebert directly owns 123,654 shares of MVB Financial common stock. This total includes 791 shares accumulated through the company’s Dividend Reinvestment Plan since his last ownership report, reflecting routine, compensation-related equity accumulation.

What is the origin of the RSUs that vested for MVB Financial (MVBF) director John W. Ebert?

The vested RSUs were granted to John W. Ebert on June 1, 2025 under the MVB Financial Corp. 2022 Stock Incentive Plan. These time-vested restricted stock units were designed to vest 100% on the first anniversary of the grant date, leading to share issuance.

Why were 4,001 MVB Financial (MVBF) shares issued when 3,902 RSUs vested?

Although 3,902 restricted stock units vested, 4,001 MVB Financial common shares were issued because the total includes 99 dividend equivalent shares. These dividend equivalents accrued on the RSUs from the grant date until vesting, increasing the final share issuance.

Does the MVB Financial (MVBF) Form 4 show any share sales by John W. Ebert?

The Form 4 shows no share sales by John W. Ebert. Both reported transactions are coded as derivative exercises or conversions, reflecting RSU vesting into common stock, with no open-market sales or dispositions disclosed in this filing.